Insurance for Mazda Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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The table below shows estimated insurance rates for some of the more popular Mazda vehicles. More models are linked at the bottom of the page

Insurance Rates for Mazda Vehicles
Vehicle Model Annual Premium Monthly Premium
Mazda 2 $1,204 $100
Mazda 3 $1,400 $117
Mazda 5 $1,202 $100
Mazda 6 $1,414 $118
Mazda CX-3 $1,338 $112
Mazda CX-30 $1,446 $121
Mazda CX-5 $1,384 $115
Mazda CX-50 $1,492 $124
Mazda CX-7 $1,428 $119
Mazda CX-9 $1,440 $120
Mazda CX-90 $1,594 $133
Mazda 3 $1,400 $117
Mazda 6 $1,414 $118
Mazda MX-5 Miata $1,202 $100
Mazda RX-8 $1,562 $130
Mazda Tribute $1,264 $105
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Mazda vehicles
Column chart showing average insurance prices for Mazda vehicles range from $815 to $5,196 for full coverage

The chart above averages rate data from all Mazda vehicles listed in the table above to demonstrate how different scenarios can influence auto insurance prices.

Insurance rates for a Mazda can vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year.

Where you live plays a big part in determining prices for Mazda insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,860 on average in Montana, Michigan, and New Jersey.

Mazda Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$136 -9.6%
Alaska $1,086 -$328 -23.2%
Arizona $1,174 -$240 -17.0%
Arkansas $1,414 -$0 0.0%
California $1,612 $198 14.0%
Colorado $1,354 -$60 -4.2%
Connecticut $1,454 $40 2.8%
Delaware $1,602 $188 13.3%
Florida $1,772 $358 25.3%
Georgia $1,308 -$106 -7.5%
Hawaii $1,016 -$398 -28.1%
Idaho $958 -$456 -32.2%
Illinois $1,056 -$358 -25.3%
Indiana $1,064 -$350 -24.8%
Iowa $956 -$458 -32.4%
Kansas $1,346 -$68 -4.8%
Kentucky $1,930 $516 36.5%
Louisiana $2,096 $682 48.2%
Maine $874 -$540 -38.2%
Maryland $1,168 -$246 -17.4%
Massachusetts $1,134 -$280 -19.8%
Michigan $2,458 $1,044 73.8%
Minnesota $1,186 -$228 -16.1%
Mississippi $1,696 $282 19.9%
Missouri $1,256 -$158 -11.2%
Montana $1,520 $106 7.5%
Nebraska $1,118 -$296 -20.9%
Nevada $1,696 $282 19.9%
New Hampshire $1,020 -$394 -27.9%
New Jersey $1,582 $168 11.9%
New Mexico $1,252 -$162 -11.5%
New York $1,490 $76 5.4%
North Carolina $816 -$598 -42.3%
North Dakota $1,158 -$256 -18.1%
Ohio $976 -$438 -31.0%
Oklahoma $1,454 $40 2.8%
Oregon $1,296 -$118 -8.3%
Pennsylvania $1,350 -$64 -4.5%
Rhode Island $1,886 $472 33.4%
South Carolina $1,284 -$130 -9.2%
South Dakota $1,194 -$220 -15.6%
Tennessee $1,240 -$174 -12.3%
Texas $1,706 $292 20.7%
Utah $1,048 -$366 -25.9%
Vermont $968 -$446 -31.5%
Virginia $848 -$566 -40.0%
Washington $1,094 -$320 -22.6%
West Virginia $1,296 -$118 -8.3%
Wisconsin $980 -$434 -30.7%
Wyoming $1,262 -$152 -10.7%

Opting for high physical damage deductibles can save as much as $590 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year

View Chart as Image

Mazda insurance by deductible and liability limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than the average rate.

View Chart as Image

Mazda insurance by risk and age

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Additional Mazda Vehicles


U.S. averages for full coverage Mazda vehicle insurance

Average Policy Cost $1,414
Comprehensive Premium $322
Collision Premium $562
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Mazda models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Mazda Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,196
20 $3,256
30 $1,482
40 $1,414
50 $1,292
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Mazda Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,624
$500 $1,414
$1,000 $1,214

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,170
30 $3,122
40 $3,052
50 $2,910
60 $2,882

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $105
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $100
Total Discounts $599
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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