Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $904 a year including full coverage. Comprehensive insurance costs approximately $152, collision costs $214, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $1,948 or more. 16-year-old drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $904

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Milan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates how your location can change auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $544
• Using higher $1,000 deductibles will save $84 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $904
• Buying pricier low deductibles for physical damage coverage will cost an additional $160 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $1,948 or more
• Policy cost that insures a teenage driver for full coverage can cost $3,604 or more

View Chart as Image

Insurance rates for a Mercury Milan also range considerably based on the model of your Milan, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,100 to $1,500 additional every year, depending on your age. Mercury Milan insurance for high-risk drivers can be around 42% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,290 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $250 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mercury Milan Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Comparison shop once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief recap of the data that was illustrated above.

• You may be able to save around $100 per year simply by quoting online well ahead of the renewal date
• Consumers who purchase higher liability limits will pay around $440 per year to increase from a 30/60 limit to the 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $300 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations will likely pay on average $1,040 more per year for car insurance