Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance prices for a Mercury Milan are $904 every 12 months including full coverage. Comprehensive insurance costs an estimated $152 a year, collision insurance costs $214, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $1,948 or more. Teenage drivers pay the highest rates at up to $3,604 a year.
Average premium for full coverage: $904
Price estimates broken down by individual coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Milan trim levels.
Price Range from Low to High
For the average driver, Mercury Milan insurance prices range from the cheapest price of $446 for liability-only coverage to a high of $1,948 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.
The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Mercury Milan insurance rates for other coverage scenarios.
- The best discount rate is $544
- Using higher $1,000 deductibles will save approximately $820 every year
- The average price for the average middle-age driver who has $500 deductibles is $904
- Using low $100 deductibles for physical damage coverage costs an extra $160 every year
- Drivers who are prone to accidents and violations could pay up to $1,948
- The price to insure a teen driver can cost as much as $3,604 or more
Insurance prices for a Mercury Milan are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Using high physical damage deductibles could cut prices by as much as $250 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,290 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $818 | -$86 | -9.5% |
Alaska | $694 | -$210 | -23.2% |
Arizona | $750 | -$154 | -17.0% |
Arkansas | $904 | -$0 | 0.0% |
California | $1,030 | $126 | 13.9% |
Colorado | $862 | -$42 | -4.6% |
Connecticut | $928 | $24 | 2.7% |
Delaware | $1,020 | $116 | 12.8% |
Florida | $1,128 | $224 | 24.8% |
Georgia | $838 | -$66 | -7.3% |
Hawaii | $650 | -$254 | -28.1% |
Idaho | $612 | -$292 | -32.3% |
Illinois | $674 | -$230 | -25.4% |
Indiana | $684 | -$220 | -24.3% |
Iowa | $610 | -$294 | -32.5% |
Kansas | $860 | -$44 | -4.9% |
Kentucky | $1,232 | $328 | 36.3% |
Louisiana | $1,338 | $434 | 48.0% |
Maine | $558 | -$346 | -38.3% |
Maryland | $746 | -$158 | -17.5% |
Massachusetts | $720 | -$184 | -20.4% |
Michigan | $1,570 | $666 | 73.7% |
Minnesota | $756 | -$148 | -16.4% |
Mississippi | $1,082 | $178 | 19.7% |
Missouri | $802 | -$102 | -11.3% |
Montana | $970 | $66 | 7.3% |
Nebraska | $710 | -$194 | -21.5% |
Nevada | $1,084 | $180 | 19.9% |
New Hampshire | $652 | -$252 | -27.9% |
New Jersey | $1,010 | $106 | 11.7% |
New Mexico | $800 | -$104 | -11.5% |
New York | $952 | $48 | 5.3% |
North Carolina | $522 | -$382 | -42.3% |
North Dakota | $742 | -$162 | -17.9% |
Ohio | $624 | -$280 | -31.0% |
Oklahoma | $926 | $22 | 2.4% |
Oregon | $828 | -$76 | -8.4% |
Pennsylvania | $862 | -$42 | -4.6% |
Rhode Island | $1,206 | $302 | 33.4% |
South Carolina | $820 | -$84 | -9.3% |
South Dakota | $762 | -$142 | -15.7% |
Tennessee | $792 | -$112 | -12.4% |
Texas | $1,090 | $186 | 20.6% |
Utah | $670 | -$234 | -25.9% |
Vermont | $616 | -$288 | -31.9% |
Virginia | $542 | -$362 | -40.0% |
Washington | $698 | -$206 | -22.8% |
West Virginia | $828 | -$76 | -8.4% |
Wisconsin | $624 | -$280 | -31.0% |
Wyoming | $804 | -$100 | -11.1% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mercury Milan | $868 | $72 |
Mercury Milan Premier | $904 | $75 |
Mercury Milan Premier AWD | $924 | $77 |
Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2010 Mercury Milan | $152 | $214 | $402 | $904 |
2009 Mercury Milan | $148 | $192 | $398 | $874 |
2008 Mercury Milan | $146 | $188 | $390 | $860 |
2007 Mercury Milan | $144 | $178 | $384 | $842 |
2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Mercury Milan Insurance
Getting lower rates on car insurance requires avoiding accidents and claims, having good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The points below are a brief summary of the data that was touched on above.
- You may be able to save approximately $100 per year just by quoting early and online
- Policyholders who want increased liability limits will pay an extra $440 per year to increase from a low limit to a 250/500 level
- Drivers under the age of 20 are charged the highest prices, possibly costing $300 a month if they have full coverage
- Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,040 more annually to insure a Mercury Milan
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,604 |
20 | $2,070 |
30 | $922 |
40 | $904 |
50 | $830 |
60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $992 |
$500 | $904 |
$1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $904 |
50/100 | $1,119 |
100/300 | $1,237 |
250/500 | $1,545 |
100 CSL | $1,166 |
300 CSL | $1,427 |
500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,086 |
20 | $3,296 |
30 | $1,966 |
40 | $1,948 |
50 | $1,858 |
60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $16 |
5-yr Accident Free | $57 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $34 |
Advance Quote | $40 |
Online Quote | $61 |
Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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