Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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U.S. average insurance prices for a Mercury Milan are $904 every 12 months including full coverage. Comprehensive insurance costs an estimated $152 a year, collision insurance costs $214, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $1,948 or more. Teenage drivers pay the highest rates at up to $3,604 a year.

Average premium for full coverage: $904

Price estimates broken down by individual coverage:

Comprehensive $152
Collision $214
Liability $402

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Milan trim levels.

Price Range from Low to High

For the average driver, Mercury Milan insurance prices range from the cheapest price of $446 for liability-only coverage to a high of $1,948 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $904
High Risk $1,948

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

Rural Areas $678
Small Cities $949
Large Cities $1,220

The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Mercury Milan insurance rates for other coverage scenarios.

  • The best discount rate is $544
  • Using higher $1,000 deductibles will save approximately $820 every year
  • The average price for the average middle-age driver who has $500 deductibles is $904
  • Using low $100 deductibles for physical damage coverage costs an extra $160 every year
  • Drivers who are prone to accidents and violations could pay up to $1,948
  • The price to insure a teen driver can cost as much as $3,604 or more

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing Mercury Milan insurance prices range from $544 to $3,604 for full coverage

Insurance prices for a Mercury Milan are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $250 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,290 on average in Louisiana, New York, and Michigan.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$86 -9.5%
Alaska $694 -$210 -23.2%
Arizona $750 -$154 -17.0%
Arkansas $904 -$0 0.0%
California $1,030 $126 13.9%
Colorado $862 -$42 -4.6%
Connecticut $928 $24 2.7%
Delaware $1,020 $116 12.8%
Florida $1,128 $224 24.8%
Georgia $838 -$66 -7.3%
Hawaii $650 -$254 -28.1%
Idaho $612 -$292 -32.3%
Illinois $674 -$230 -25.4%
Indiana $684 -$220 -24.3%
Iowa $610 -$294 -32.5%
Kansas $860 -$44 -4.9%
Kentucky $1,232 $328 36.3%
Louisiana $1,338 $434 48.0%
Maine $558 -$346 -38.3%
Maryland $746 -$158 -17.5%
Massachusetts $720 -$184 -20.4%
Michigan $1,570 $666 73.7%
Minnesota $756 -$148 -16.4%
Mississippi $1,082 $178 19.7%
Missouri $802 -$102 -11.3%
Montana $970 $66 7.3%
Nebraska $710 -$194 -21.5%
Nevada $1,084 $180 19.9%
New Hampshire $652 -$252 -27.9%
New Jersey $1,010 $106 11.7%
New Mexico $800 -$104 -11.5%
New York $952 $48 5.3%
North Carolina $522 -$382 -42.3%
North Dakota $742 -$162 -17.9%
Ohio $624 -$280 -31.0%
Oklahoma $926 $22 2.4%
Oregon $828 -$76 -8.4%
Pennsylvania $862 -$42 -4.6%
Rhode Island $1,206 $302 33.4%
South Carolina $820 -$84 -9.3%
South Dakota $762 -$142 -15.7%
Tennessee $792 -$112 -12.4%
Texas $1,090 $186 20.6%
Utah $670 -$234 -25.9%
Vermont $616 -$288 -31.9%
Virginia $542 -$362 -40.0%
Washington $698 -$206 -22.8%
West Virginia $828 -$76 -8.4%
Wisconsin $624 -$280 -31.0%
Wyoming $804 -$100 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $868 $72
Mercury Milan Premier $904 $75
Mercury Milan Premier AWD $924 $77
Mercury Milan Hybrid $1,024 $85

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $152 $214 $402 $904
2009 Mercury Milan $148 $192 $398 $874
2008 Mercury Milan $146 $188 $390 $860
2007 Mercury Milan $144 $178 $384 $842
2006 Mercury Milan $132 $170 $380 $818

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Mercury Milan Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the data that was touched on above.

  • You may be able to save approximately $100 per year just by quoting early and online
  • Policyholders who want increased liability limits will pay an extra $440 per year to increase from a low limit to a 250/500 level
  • Drivers under the age of 20 are charged the highest prices, possibly costing $300 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,040 more annually to insure a Mercury Milan

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $2,070
30 $922
40 $904
50 $830
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $992
$500 $904
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,119
100/300 $1,237
250/500 $1,545
100 CSL $1,166
300 CSL $1,427
500 CSL $1,617

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,086
20 $3,296
30 $1,966
40 $1,948
50 $1,858
60 $1,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $122

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $57
5-yr Claim Free $57
Paid in Full/EFT $34
Advance Quote $40
Online Quote $61
Total Discounts $360
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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