Mercury Milan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Mercury Milan are $936 a year for full coverage. Comprehensive insurance costs approximately $162 each year, collision costs $236, and liability costs around $402. A policy with only liability insurance costs as low as $446 a year, with a high-risk policy costing $2,018 or more. Teen drivers pay the most at $3,702 a year or more.

Average premium for full coverage: $936

Premium estimates by type of coverage:

Comprehensive $162
Collision $236
Liability $402

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Milan models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Mercury Milan go from as low as $446 for the bare minimum liability coverage to a high rate of $2,018 for a high-risk insurance policy.

Liability Only $446
Full Coverage $936
High Risk $2,018

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $702
Small Cities $983
Large Cities $1,264

These rate differences show why all drivers should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $561
  • Using higher $1,000 deductibles will save $90 a year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $936
  • Choosing low deductibles for physical damage coverage will cost an extra $172 every year
  • Drivers with multiple violations and an at-fault accident could pay around $2,018 or more
  • An auto insurance policy for full coverage for a teen driver can cost $3,702 or more

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance prices range from $561 to $3,702

Car insurance prices for a Mercury Milan also have a wide range based on your driving characteristics, the trim level of your Milan, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see prices as low as $620 a year in states like Iowa, Maine, and Idaho, or as much as $1,340 on average in New York, Louisiana, and Michigan.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$92 -9.8%
Alaska $716 -$220 -23.5%
Arizona $776 -$160 -17.1%
Arkansas $936 -$0 0.0%
California $1,066 $130 13.9%
Colorado $890 -$46 -4.9%
Connecticut $960 $24 2.6%
Delaware $1,056 $120 12.8%
Florida $1,166 $230 24.6%
Georgia $866 -$70 -7.5%
Hawaii $672 -$264 -28.2%
Idaho $634 -$302 -32.3%
Illinois $696 -$240 -25.6%
Indiana $706 -$230 -24.6%
Iowa $632 -$304 -32.5%
Kansas $888 -$48 -5.1%
Kentucky $1,276 $340 36.3%
Louisiana $1,384 $448 47.9%
Maine $578 -$358 -38.2%
Maryland $772 -$164 -17.5%
Massachusetts $746 -$190 -20.3%
Michigan $1,624 $688 73.5%
Minnesota $784 -$152 -16.2%
Mississippi $1,120 $184 19.7%
Missouri $830 -$106 -11.3%
Montana $1,004 $68 7.3%
Nebraska $736 -$200 -21.4%
Nevada $1,120 $184 19.7%
New Hampshire $674 -$262 -28.0%
New Jersey $1,048 $112 12.0%
New Mexico $826 -$110 -11.8%
New York $984 $48 5.1%
North Carolina $540 -$396 -42.3%
North Dakota $766 -$170 -18.2%
Ohio $644 -$292 -31.2%
Oklahoma $958 $22 2.4%
Oregon $856 -$80 -8.5%
Pennsylvania $890 -$46 -4.9%
Rhode Island $1,246 $310 33.1%
South Carolina $848 -$88 -9.4%
South Dakota $788 -$148 -15.8%
Tennessee $818 -$118 -12.6%
Texas $1,128 $192 20.5%
Utah $692 -$244 -26.1%
Vermont $638 -$298 -31.8%
Virginia $562 -$374 -40.0%
Washington $722 -$214 -22.9%
West Virginia $856 -$80 -8.5%
Wisconsin $646 -$290 -31.0%
Wyoming $832 -$104 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $270 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $896 $75
Mercury Milan Premier $936 $78
Mercury Milan Premier AWD $956 $80
Mercury Milan Hybrid $1,056 $88

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $162 $236 $402 $936
2009 Mercury Milan $152 $214 $402 $904
2008 Mercury Milan $148 $192 $398 $874
2007 Mercury Milan $146 $188 $390 $860
2006 Mercury Milan $144 $178 $384 $842

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Mercury Milan Insurance

Finding better rates on car insurance requires being safe and accident-free, having above-average credit, not filing small claims, and avoiding coverage lapses. Take the time to compare rates at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the car insurance concepts covered in the above illustrations.

  • Higher risk drivers with multiple at-fault accidents may pay on average $1,080 more per year than a low-risk driver
  • Drivers can save around $110 per year simply by quoting online in advance
  • Increasing policy deductibles can save around $250 each year
  • Policyholders who purchase more liability protection will pay about $440 each year to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,702
20 $2,142
30 $956
40 $936
50 $860
60 $842

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,108
$250 $1,030
$500 $936
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $936
50/100 $1,151
100/300 $1,269
250/500 $1,577
100 CSL $1,198
300 CSL $1,459
500 CSL $1,649

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,234
20 $3,414
30 $2,038
40 $2,018
50 $1,924
60 $1,906

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $50
Homeowner $16
5-yr Accident Free $60
5-yr Claim Free $59
Paid in Full/EFT $36
Advance Quote $42
Online Quote $64
Total Discounts $375
Rate after discounts $561

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles