Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance rates for a Mercury Milan are $936 a year with full coverage. Comprehensive insurance costs approximately $162, collision insurance costs $236, and liability insurance costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,018 or more. Teenage drivers pay the highest rates at up to $3,702 a year.
Average premium for full coverage: $936
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Milan models.
Price Range from Low to High
Using a middle-aged driver as an example, Mercury Milan insurance prices range from the low end price of $446 for just liability insurance to the much higher price of $2,018 for high-risk insurance.
Geographic Price Range
Where you live has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why everyone should compare prices using their specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The best discount rate is $561
- Using higher $1,000 deductibles will save $90 annually
- The estimated price for the average middle-age driver who chooses $500 deductibles is $936
- Using pricier low deductibles for physical damage coverage will cost an additional $172 a year
- Drivers who are prone to accidents and violations could pay around $2,018
- The price that insures a teen driver for full coverage can cost $3,702 or more
Insurance prices for a Mercury Milan are also quite variable based on the model of your Milan, your age and driving habits, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. Mercury Milan insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,700 a year. View Rates by Age
The state you live in has a huge impact on Mercury Milan insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,260 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$92 | -9.8% |
| Alaska | $716 | -$220 | -23.5% |
| Arizona | $776 | -$160 | -17.1% |
| Arkansas | $936 | -$0 | 0.0% |
| California | $1,066 | $130 | 13.9% |
| Colorado | $890 | -$46 | -4.9% |
| Connecticut | $960 | $24 | 2.6% |
| Delaware | $1,056 | $120 | 12.8% |
| Florida | $1,166 | $230 | 24.6% |
| Georgia | $866 | -$70 | -7.5% |
| Hawaii | $672 | -$264 | -28.2% |
| Idaho | $634 | -$302 | -32.3% |
| Illinois | $696 | -$240 | -25.6% |
| Indiana | $706 | -$230 | -24.6% |
| Iowa | $632 | -$304 | -32.5% |
| Kansas | $888 | -$48 | -5.1% |
| Kentucky | $1,276 | $340 | 36.3% |
| Louisiana | $1,384 | $448 | 47.9% |
| Maine | $578 | -$358 | -38.2% |
| Maryland | $772 | -$164 | -17.5% |
| Massachusetts | $746 | -$190 | -20.3% |
| Michigan | $1,624 | $688 | 73.5% |
| Minnesota | $784 | -$152 | -16.2% |
| Mississippi | $1,120 | $184 | 19.7% |
| Missouri | $830 | -$106 | -11.3% |
| Montana | $1,004 | $68 | 7.3% |
| Nebraska | $736 | -$200 | -21.4% |
| Nevada | $1,120 | $184 | 19.7% |
| New Hampshire | $674 | -$262 | -28.0% |
| New Jersey | $1,048 | $112 | 12.0% |
| New Mexico | $826 | -$110 | -11.8% |
| New York | $984 | $48 | 5.1% |
| North Carolina | $540 | -$396 | -42.3% |
| North Dakota | $766 | -$170 | -18.2% |
| Ohio | $644 | -$292 | -31.2% |
| Oklahoma | $958 | $22 | 2.4% |
| Oregon | $856 | -$80 | -8.5% |
| Pennsylvania | $890 | -$46 | -4.9% |
| Rhode Island | $1,246 | $310 | 33.1% |
| South Carolina | $848 | -$88 | -9.4% |
| South Dakota | $788 | -$148 | -15.8% |
| Tennessee | $818 | -$118 | -12.6% |
| Texas | $1,128 | $192 | 20.5% |
| Utah | $692 | -$244 | -26.1% |
| Vermont | $638 | -$298 | -31.8% |
| Virginia | $562 | -$374 | -40.0% |
| Washington | $722 | -$214 | -22.9% |
| West Virginia | $856 | -$80 | -8.5% |
| Wisconsin | $646 | -$290 | -31.0% |
| Wyoming | $832 | -$104 | -11.1% |
Using high physical damage deductibles could cut prices by as much as $270 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $896 | $75 |
| Mercury Milan Premier | $936 | $78 |
| Mercury Milan Premier AWD | $956 | $80 |
| Mercury Milan Hybrid | $1,056 | $88 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mercury Milan Insurance
Getting lower rates on Mercury Milan insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every couple of years by requesting quotes from direct companies, and also from local insurance agencies.
The items below are a condensed summary of the material that was touched on in the above illustrations.
- Drivers who purchase more liability coverage will pay an extra $440 every year to increase from a low limit to the 250/500 level
- Teen drivers are expensive to insure, costing up to $309 a month if full coverage is included
- High-risk drivers with multiple at-fault accidents may have to pay on average $1,080 more per year to insure their Milan
- Increasing physical damage deductibles can save approximately $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,702 |
| 20 | $2,142 |
| 30 | $956 |
| 40 | $936 |
| 50 | $860 |
| 60 | $842 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,108 |
| $250 | $1,030 |
| $500 | $936 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $936 |
| 50/100 | $1,151 |
| 100/300 | $1,269 |
| 250/500 | $1,577 |
| 100 CSL | $1,198 |
| 300 CSL | $1,459 |
| 500 CSL | $1,649 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,234 |
| 20 | $3,414 |
| 30 | $2,038 |
| 40 | $2,018 |
| 50 | $1,924 |
| 60 | $1,906 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $375 |
Discounts are estimated and may not be available from every company or in every state.
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