Mitsubishi Eclipse Insurance Rates
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UPDATED: May 5, 2024
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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.
To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.
The average insurance prices for a Mitsubishi Eclipse are $902 every 12 months for full coverage insurance. Comprehensive costs an estimated $132 a year, collision costs $170, and liability insurance is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing around $1,940. Teens cost the most to insure at $3,708 a year or more.
Average premium for full coverage: $902
Policy rates broken down by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Eclipse trim levels.
Price Range Variability
For the average driver, Mitsubishi Eclipse insurance rates go from the cheapest price of $496 for the bare minimum liability coverage to a high of $1,940 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.
The diagram below illustrates how location impacts insurance prices.
The examples above illustrate why it is important to get quotes for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Mitsubishi Eclipse insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $554
- Choosing higher $1,000 deductibles can save approximately $832 each year
- The average price for a good driver age 40 who has $500 deductibles is $902
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,034
- High-risk insureds with serious driving violations could pay up to $1,940 or more
- Policy cost to insure a teen driver can cost as much as $3,708 each year
Insurance rates for a Mitsubishi Eclipse also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can save as much as $210 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 40% to 135% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Mitsubishi Eclipse insurance rates. A good driver about age 40 could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,220 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$84 | -9.3% |
| Alaska | $694 | -$208 | -23.1% |
| Arizona | $752 | -$150 | -16.6% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $862 | -$40 | -4.4% |
| Connecticut | $930 | $28 | 3.1% |
| Delaware | $1,022 | $120 | 13.3% |
| Florida | $1,130 | $228 | 25.3% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $612 | -$290 | -32.2% |
| Illinois | $672 | -$230 | -25.5% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $610 | -$292 | -32.4% |
| Kansas | $860 | -$42 | -4.7% |
| Kentucky | $1,232 | $330 | 36.6% |
| Louisiana | $1,338 | $436 | 48.3% |
| Maine | $558 | -$344 | -38.1% |
| Maryland | $746 | -$156 | -17.3% |
| Massachusetts | $724 | -$178 | -19.7% |
| Michigan | $1,570 | $668 | 74.1% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,082 | $180 | 20.0% |
| Missouri | $802 | -$100 | -11.1% |
| Montana | $972 | $70 | 7.8% |
| Nebraska | $712 | -$190 | -21.1% |
| Nevada | $1,082 | $180 | 20.0% |
| New Hampshire | $650 | -$252 | -27.9% |
| New Jersey | $1,010 | $108 | 12.0% |
| New Mexico | $800 | -$102 | -11.3% |
| New York | $954 | $52 | 5.8% |
| North Carolina | $520 | -$382 | -42.4% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $626 | -$276 | -30.6% |
| Oklahoma | $928 | $26 | 2.9% |
| Oregon | $828 | -$74 | -8.2% |
| Pennsylvania | $862 | -$40 | -4.4% |
| Rhode Island | $1,206 | $304 | 33.7% |
| South Carolina | $818 | -$84 | -9.3% |
| South Dakota | $764 | -$138 | -15.3% |
| Tennessee | $794 | -$108 | -12.0% |
| Texas | $1,090 | $188 | 20.8% |
| Utah | $670 | -$232 | -25.7% |
| Vermont | $618 | -$284 | -31.5% |
| Virginia | $542 | -$360 | -39.9% |
| Washington | $700 | -$202 | -22.4% |
| West Virginia | $828 | -$74 | -8.2% |
| Wisconsin | $626 | -$276 | -30.6% |
| Wyoming | $806 | -$96 | -10.6% |
Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Eclipse GS 2-Dr Coupe | $888 | $74 |
| Mitsubishi Eclipse Spyder GS 2-Dr Convertible | $870 | $73 |
| Mitsubishi Eclipse GS Sport 2-Dr Coupe | $918 | $77 |
| Mitsubishi Eclipse Spyder GT 2-Dr Convertible | $900 | $75 |
| Mitsubishi Eclipse GT 2-Dr Coupe | $932 | $78 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Eclipse | $182 | $272 | $478 | $1,090 |
| 2011 Mitsubishi Eclipse | $170 | $248 | $474 | $1,050 |
| 2010 Mitsubishi Eclipse | $160 | $226 | $474 | $1,018 |
| 2009 Mitsubishi Eclipse | $154 | $202 | $468 | $982 |
| 2008 Mitsubishi Eclipse | $152 | $198 | $460 | $968 |
| 2007 Mitsubishi Eclipse | $150 | $188 | $452 | $948 |
| 2006 Mitsubishi Eclipse | $138 | $180 | $446 | $922 |
| 2005 Mitsubishi Eclipse | $132 | $170 | $442 | $902 |
Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Mitsubishi Eclipse Insurance
Finding cheaper rates on Mitsubishi Eclipse insurance takes having a decent driving record, having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around every couple of years by quoting rates from direct insurance companies, and also from insurance agencies where you live.
The following items are a brief review of the material that was touched on above.
- Drivers who want additional liability coverage will pay approximately $490 annually to raise limits from a 30/60 limit to a 250/500 level
- 16 to 18-year-old drivers are charged the highest rates, possibly costing $309 each month if they have full coverage
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,040 more annually than a driver with a clean driving record
- Increasing comprehensive and collision deductibles could save as much as $200 each year
Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.
To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.
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What are the safety ratings of the Mitsubishi Eclipse?
Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.
The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.
Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class
Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.
- Chevrolet Corvette Insurance Rates
- Ford Mustang Insurance Rates
- Mercedes Benz SL 450 Insurance Rates
Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.
Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,708 |
| 20 | $2,070 |
| 30 | $916 |
| 40 | $902 |
| 50 | $832 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,034 |
| $250 | $974 |
| $500 | $902 |
| $1,000 | $832 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $1,020 |
| 100/300 | $1,131 |
| 250/500 | $1,418 |
| 100 CSL | $1,065 |
| 300 CSL | $1,308 |
| 500 CSL | $1,485 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,204 |
| 20 | $3,296 |
| 30 | $1,950 |
| 40 | $1,940 |
| 50 | $1,858 |
| 60 | $1,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $60 |
| Total Discounts | $348 |
Discounts are estimated and may not be available from every company or in every state.
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