Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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U.S. average insurance prices for a Mitsubishi Galant are $990 every 12 months for full coverage. Comprehensive costs approximately $148, collision costs $210, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,136. Teen drivers pay the highest rates at $4,028 a year or more.
Average premium for full coverage: $990
Price estimates by individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Galant trim levels.
Price Range from Low to High
For the average 40-year-old driver, Mitsubishi Galant insurance prices go from the cheapest price of $522 for minimum levels of liability insurance to a much higher rate of $2,136 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas.
The price range example below illustrates the difference location can make on auto insurance prices.
The ranges above show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $601
- Choosing higher $1,000 deductibles can save $82 a year
- The average price for the average middle-age driver who chooses $500 deductibles is $990
- Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,144
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,136 or more
- The price to insure a 16-year-old driver with full coverage can cost $4,028 each year
Car insurance prices for a Mitsubishi Galant are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Galant.
Choosing high deductibles can save as much as $240 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Mitsubishi Galant insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or as much as $1,410 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $896 | -$94 | -9.5% |
| Alaska | $758 | -$232 | -23.4% |
| Arizona | $820 | -$170 | -17.2% |
| Arkansas | $990 | -$0 | 0.0% |
| California | $1,126 | $136 | 13.7% |
| Colorado | $946 | -$44 | -4.4% |
| Connecticut | $1,018 | $28 | 2.8% |
| Delaware | $1,122 | $132 | 13.3% |
| Florida | $1,238 | $248 | 25.1% |
| Georgia | $912 | -$78 | -7.9% |
| Hawaii | $710 | -$280 | -28.3% |
| Idaho | $668 | -$322 | -32.5% |
| Illinois | $736 | -$254 | -25.7% |
| Indiana | $744 | -$246 | -24.8% |
| Iowa | $668 | -$322 | -32.5% |
| Kansas | $940 | -$50 | -5.1% |
| Kentucky | $1,350 | $360 | 36.4% |
| Louisiana | $1,462 | $472 | 47.7% |
| Maine | $612 | -$378 | -38.2% |
| Maryland | $814 | -$176 | -17.8% |
| Massachusetts | $792 | -$198 | -20.0% |
| Michigan | $1,718 | $728 | 73.5% |
| Minnesota | $828 | -$162 | -16.4% |
| Mississippi | $1,184 | $194 | 19.6% |
| Missouri | $878 | -$112 | -11.3% |
| Montana | $1,062 | $72 | 7.3% |
| Nebraska | $780 | -$210 | -21.2% |
| Nevada | $1,188 | $198 | 20.0% |
| New Hampshire | $710 | -$280 | -28.3% |
| New Jersey | $1,106 | $116 | 11.7% |
| New Mexico | $876 | -$114 | -11.5% |
| New York | $1,042 | $52 | 5.3% |
| North Carolina | $570 | -$420 | -42.4% |
| North Dakota | $812 | -$178 | -18.0% |
| Ohio | $682 | -$308 | -31.1% |
| Oklahoma | $1,016 | $26 | 2.6% |
| Oregon | $906 | -$84 | -8.5% |
| Pennsylvania | $944 | -$46 | -4.6% |
| Rhode Island | $1,320 | $330 | 33.3% |
| South Carolina | $896 | -$94 | -9.5% |
| South Dakota | $834 | -$156 | -15.8% |
| Tennessee | $868 | -$122 | -12.3% |
| Texas | $1,192 | $202 | 20.4% |
| Utah | $734 | -$256 | -25.9% |
| Vermont | $680 | -$310 | -31.3% |
| Virginia | $592 | -$398 | -40.2% |
| Washington | $766 | -$224 | -22.6% |
| West Virginia | $906 | -$84 | -8.5% |
| Wisconsin | $684 | -$306 | -30.9% |
| Wyoming | $882 | -$108 | -10.9% |
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mitsubishi Galant Insurance
Getting lower rates on insurance for a Mitsubishi Galant takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Make time to compare rates at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a brief recap of the primary concepts that were touched on in this article.
- Drivers can save around $110 per year simply by shopping early and online
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,150 more per year for car insurance
- Increasing physical damage deductibles could save as much as $225 each year
- Teenagers pay the highest auto insurance prices, with premiums as much as $336 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,028 |
| 20 | $2,272 |
| 30 | $1,004 |
| 40 | $990 |
| 50 | $908 |
| 60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,144 |
| $250 | $1,074 |
| $500 | $990 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $990 |
| 50/100 | $1,105 |
| 100/300 | $1,223 |
| 250/500 | $1,531 |
| 100 CSL | $1,152 |
| 300 CSL | $1,413 |
| 500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,672 |
| 20 | $3,626 |
| 30 | $2,150 |
| 40 | $2,136 |
| 50 | $2,042 |
| 60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
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