Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Average insurance rates for a Mitsubishi Galant are $1,022 a year with full coverage. Comprehensive costs around $158 each year, collision insurance costs $228, and liability insurance costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs around $2,210. Teens receive the highest rates at up to $4,142 a year.
Average premium for full coverage: $1,022
Rate estimates for individual coverage type:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Galant models.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $526 for a discount liability-only rate to a high rate of $2,210 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.
These examples demonstrate why all drivers should compare rates for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $618
- Drivers who choose higher $1,000 deductibles will pay about $88 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,022
- Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,192
- High risk drivers with serious driving violations could pay at least $2,210
- The cost that insures a teen driver can be $4,142 a year
Car insurance rates for a Mitsubishi Galant can also vary considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 130% more than the average policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age
Where you live makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,380 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$96 | -9.4% |
| Alaska | $786 | -$236 | -23.1% |
| Arizona | $850 | -$172 | -16.8% |
| Arkansas | $1,022 | -$0 | 0.0% |
| California | $1,164 | $142 | 13.9% |
| Colorado | $978 | -$44 | -4.3% |
| Connecticut | $1,054 | $32 | 3.1% |
| Delaware | $1,158 | $136 | 13.3% |
| Florida | $1,280 | $258 | 25.2% |
| Georgia | $944 | -$78 | -7.6% |
| Hawaii | $734 | -$288 | -28.2% |
| Idaho | $694 | -$328 | -32.1% |
| Illinois | $762 | -$260 | -25.4% |
| Indiana | $770 | -$252 | -24.7% |
| Iowa | $690 | -$332 | -32.5% |
| Kansas | $974 | -$48 | -4.7% |
| Kentucky | $1,396 | $374 | 36.6% |
| Louisiana | $1,514 | $492 | 48.1% |
| Maine | $632 | -$390 | -38.2% |
| Maryland | $842 | -$180 | -17.6% |
| Massachusetts | $818 | -$204 | -20.0% |
| Michigan | $1,780 | $758 | 74.2% |
| Minnesota | $856 | -$166 | -16.2% |
| Mississippi | $1,226 | $204 | 20.0% |
| Missouri | $908 | -$114 | -11.2% |
| Montana | $1,100 | $78 | 7.6% |
| Nebraska | $808 | -$214 | -20.9% |
| Nevada | $1,226 | $204 | 20.0% |
| New Hampshire | $736 | -$286 | -28.0% |
| New Jersey | $1,146 | $124 | 12.1% |
| New Mexico | $904 | -$118 | -11.5% |
| New York | $1,078 | $56 | 5.5% |
| North Carolina | $590 | -$432 | -42.3% |
| North Dakota | $838 | -$184 | -18.0% |
| Ohio | $708 | -$314 | -30.7% |
| Oklahoma | $1,050 | $28 | 2.7% |
| Oregon | $938 | -$84 | -8.2% |
| Pennsylvania | $978 | -$44 | -4.3% |
| Rhode Island | $1,366 | $344 | 33.7% |
| South Carolina | $928 | -$94 | -9.2% |
| South Dakota | $864 | -$158 | -15.5% |
| Tennessee | $896 | -$126 | -12.3% |
| Texas | $1,236 | $214 | 20.9% |
| Utah | $760 | -$262 | -25.6% |
| Vermont | $700 | -$322 | -31.5% |
| Virginia | $614 | -$408 | -39.9% |
| Washington | $790 | -$232 | -22.7% |
| West Virginia | $938 | -$84 | -8.2% |
| Wisconsin | $708 | -$314 | -30.7% |
| Wyoming | $914 | -$108 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles could save up to $260 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant SE | $1,046 | $87 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $164 | $252 | $474 | $1,048 |
| 2011 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2010 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2007 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2006 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2004 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mitsubishi Galant Insurance
Saving money on Mitsubishi Galant insurance not only requires being a good driver, but also having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a brief review of the information covered in the above illustrations.
- You may be able to save up to $110 per year just by quoting online in advance
- Drivers age 16 to 20 are the costliest to insure, with premiums as much as $345 per month if full coverage is purchased
- Increasing deductibles can save approximately $250 each year
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,190 more every year than a safer driver
- Drivers who may need an increased level of liability coverage will pay approximately $530 every year to go from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,142 |
| 20 | $2,352 |
| 30 | $1,040 |
| 40 | $1,022 |
| 50 | $942 |
| 60 | $922 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,192 |
| $250 | $1,116 |
| $500 | $1,022 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,022 |
| 50/100 | $1,142 |
| 100/300 | $1,261 |
| 250/500 | $1,572 |
| 100 CSL | $1,189 |
| 300 CSL | $1,452 |
| 500 CSL | $1,644 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,838 |
| 20 | $3,752 |
| 30 | $2,228 |
| 40 | $2,210 |
| 50 | $2,114 |
| 60 | $2,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $404 |
Discounts are estimated and may not be available from every company or in every state.
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