Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Average insurance rates for a Mitsubishi Galant are $1,022 a year with full coverage. Comprehensive costs an estimated $158 each year, collision costs $228, and liability insurance is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing around $2,210. Teen drivers receive the highest rates at $4,142 a year or more.
Average premium for full coverage: $1,022
Rate estimates broken down by individual coverage type:
Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Galant models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $526 for just liability insurance to a high rate of $2,210 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas.
The graphic below illustrates how location impacts insurance prices.
These examples demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Mitsubishi Galant insurance rates for other coverage scenarios.
- The lowest rate with discounts is $618
- Raising to $1,000 deductibles will save approximately $88 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,022
- Choosing low deductibles will increase the cost to $1,192
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,210 or more
- The cost for full coverage for a teen driver can cost as much as $4,142
Insurance rates for a Mitsubishi Galant can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,100 a year. View Rates by Age
Where you live also has a big influence on Mitsubishi Galant insurance rates. A middle-age driver might find rates as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$96 | -9.4% |
| Alaska | $786 | -$236 | -23.1% |
| Arizona | $850 | -$172 | -16.8% |
| Arkansas | $1,022 | -$0 | 0.0% |
| California | $1,164 | $142 | 13.9% |
| Colorado | $978 | -$44 | -4.3% |
| Connecticut | $1,054 | $32 | 3.1% |
| Delaware | $1,158 | $136 | 13.3% |
| Florida | $1,280 | $258 | 25.2% |
| Georgia | $944 | -$78 | -7.6% |
| Hawaii | $734 | -$288 | -28.2% |
| Idaho | $694 | -$328 | -32.1% |
| Illinois | $762 | -$260 | -25.4% |
| Indiana | $770 | -$252 | -24.7% |
| Iowa | $690 | -$332 | -32.5% |
| Kansas | $974 | -$48 | -4.7% |
| Kentucky | $1,396 | $374 | 36.6% |
| Louisiana | $1,514 | $492 | 48.1% |
| Maine | $632 | -$390 | -38.2% |
| Maryland | $842 | -$180 | -17.6% |
| Massachusetts | $818 | -$204 | -20.0% |
| Michigan | $1,780 | $758 | 74.2% |
| Minnesota | $856 | -$166 | -16.2% |
| Mississippi | $1,226 | $204 | 20.0% |
| Missouri | $908 | -$114 | -11.2% |
| Montana | $1,100 | $78 | 7.6% |
| Nebraska | $808 | -$214 | -20.9% |
| Nevada | $1,226 | $204 | 20.0% |
| New Hampshire | $736 | -$286 | -28.0% |
| New Jersey | $1,146 | $124 | 12.1% |
| New Mexico | $904 | -$118 | -11.5% |
| New York | $1,078 | $56 | 5.5% |
| North Carolina | $590 | -$432 | -42.3% |
| North Dakota | $838 | -$184 | -18.0% |
| Ohio | $708 | -$314 | -30.7% |
| Oklahoma | $1,050 | $28 | 2.7% |
| Oregon | $938 | -$84 | -8.2% |
| Pennsylvania | $978 | -$44 | -4.3% |
| Rhode Island | $1,366 | $344 | 33.7% |
| South Carolina | $928 | -$94 | -9.2% |
| South Dakota | $864 | -$158 | -15.5% |
| Tennessee | $896 | -$126 | -12.3% |
| Texas | $1,236 | $214 | 20.9% |
| Utah | $760 | -$262 | -25.6% |
| Vermont | $700 | -$322 | -31.5% |
| Virginia | $614 | -$408 | -39.9% |
| Washington | $790 | -$232 | -22.7% |
| West Virginia | $938 | -$84 | -8.2% |
| Wisconsin | $708 | -$314 | -30.7% |
| Wyoming | $914 | -$108 | -10.6% |
Choosing high deductibles can reduce rates by up to $260 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant SE | $1,046 | $87 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $164 | $252 | $474 | $1,048 |
| 2011 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2010 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2007 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2006 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2004 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mitsubishi Galant Insurance
Saving money on Mitsubishi Galant insurance consists of not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around at every other renewal by getting quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following is a review of the concepts that were touched on above.
- High-risk drivers who have several accidents or serious violations may pay on average $1,190 more annually for Galant insurance
- Teens are expensive to insure, with premiums as much as $345 per month including comprehensive and collision insurance
- You may be able to save approximately $110 per year simply by quoting online in advance
- Increasing deductibles can save around $250 each year
- You may be able to save approximately $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,142 |
| 20 | $2,352 |
| 30 | $1,040 |
| 40 | $1,022 |
| 50 | $942 |
| 60 | $922 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,192 |
| $250 | $1,116 |
| $500 | $1,022 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,022 |
| 50/100 | $1,142 |
| 100/300 | $1,261 |
| 250/500 | $1,572 |
| 100 CSL | $1,189 |
| 300 CSL | $1,452 |
| 500 CSL | $1,644 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,838 |
| 20 | $3,752 |
| 30 | $2,228 |
| 40 | $2,210 |
| 50 | $2,114 |
| 60 | $2,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $404 |
Discounts are estimated and may not be available from every company or in every state.
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