Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Estimated insurance rates for a Mitsubishi Galant are $990 a year including full coverage. Comprehensive costs approximately $148, collision insurance costs $210, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,136. 16-year-old drivers pay the most at up to $4,028 a year.
Average premium for full coverage: $990
Premium estimates by type of coverage:
Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Galant models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mitsubishi Galant range from as low as $522 for the bare minimum liability coverage to the much higher price of $2,136 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates the effect of geographic area on auto insurance prices.
These rate differences highlight why everyone should compare rates using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Mitsubishi Galant insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $601
- Drivers who choose higher $1,000 deductibles will pay $82 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $990
- Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,144
- High risk drivers with multiple tickets or accidents could pay around $2,136
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,028 a year
Insurance prices for a Mitsubishi Galant also have a wide range based on your driving characteristics, the model of your Galant, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age
Where you choose to live makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,410 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $896 | -$94 | -9.5% |
| Alaska | $758 | -$232 | -23.4% |
| Arizona | $820 | -$170 | -17.2% |
| Arkansas | $990 | -$0 | 0.0% |
| California | $1,126 | $136 | 13.7% |
| Colorado | $946 | -$44 | -4.4% |
| Connecticut | $1,018 | $28 | 2.8% |
| Delaware | $1,122 | $132 | 13.3% |
| Florida | $1,238 | $248 | 25.1% |
| Georgia | $912 | -$78 | -7.9% |
| Hawaii | $710 | -$280 | -28.3% |
| Idaho | $668 | -$322 | -32.5% |
| Illinois | $736 | -$254 | -25.7% |
| Indiana | $744 | -$246 | -24.8% |
| Iowa | $668 | -$322 | -32.5% |
| Kansas | $940 | -$50 | -5.1% |
| Kentucky | $1,350 | $360 | 36.4% |
| Louisiana | $1,462 | $472 | 47.7% |
| Maine | $612 | -$378 | -38.2% |
| Maryland | $814 | -$176 | -17.8% |
| Massachusetts | $792 | -$198 | -20.0% |
| Michigan | $1,718 | $728 | 73.5% |
| Minnesota | $828 | -$162 | -16.4% |
| Mississippi | $1,184 | $194 | 19.6% |
| Missouri | $878 | -$112 | -11.3% |
| Montana | $1,062 | $72 | 7.3% |
| Nebraska | $780 | -$210 | -21.2% |
| Nevada | $1,188 | $198 | 20.0% |
| New Hampshire | $710 | -$280 | -28.3% |
| New Jersey | $1,106 | $116 | 11.7% |
| New Mexico | $876 | -$114 | -11.5% |
| New York | $1,042 | $52 | 5.3% |
| North Carolina | $570 | -$420 | -42.4% |
| North Dakota | $812 | -$178 | -18.0% |
| Ohio | $682 | -$308 | -31.1% |
| Oklahoma | $1,016 | $26 | 2.6% |
| Oregon | $906 | -$84 | -8.5% |
| Pennsylvania | $944 | -$46 | -4.6% |
| Rhode Island | $1,320 | $330 | 33.3% |
| South Carolina | $896 | -$94 | -9.5% |
| South Dakota | $834 | -$156 | -15.8% |
| Tennessee | $868 | -$122 | -12.3% |
| Texas | $1,192 | $202 | 20.4% |
| Utah | $734 | -$256 | -25.9% |
| Vermont | $680 | -$310 | -31.3% |
| Virginia | $592 | -$398 | -40.2% |
| Washington | $766 | -$224 | -22.6% |
| West Virginia | $906 | -$84 | -8.5% |
| Wisconsin | $684 | -$306 | -30.9% |
| Wyoming | $882 | -$108 | -10.9% |
Opting for high physical damage deductibles could save up to $240 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 additional annually, depending on your age. Mitsubishi Galant insurance for high-risk drivers can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Mitsubishi Galant Insurance
Finding better rates on Mitsubishi Galant insurance not only requires being a safe and courteous driver, but also having a good credit history, refrain from filing small claims, and consideration of higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a brief recap of the data that was covered in the above illustrations.
- You may be able to save around $110 per year just by quoting online well ahead of the renewal date
- Drivers who purchase higher levels of liability will pay around $520 per year to go from 30/60 bodily injury limits to 250/500 limits
- Teenage drivers are the costliest to insure, with the cost nearing $336 per month including comprehensive and collision insurance
- High-risk drivers who tend to receive serious violations could be forced to pay on average $1,150 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,028 |
| 20 | $2,272 |
| 30 | $1,004 |
| 40 | $990 |
| 50 | $908 |
| 60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,144 |
| $250 | $1,074 |
| $500 | $990 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $990 |
| 50/100 | $1,105 |
| 100/300 | $1,223 |
| 250/500 | $1,531 |
| 100 CSL | $1,152 |
| 300 CSL | $1,413 |
| 500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,672 |
| 20 | $3,626 |
| 30 | $2,150 |
| 40 | $2,136 |
| 50 | $2,042 |
| 60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
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