Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Estimated insurance rates for a Mitsubishi Galant are $990 a year including full coverage. Comprehensive insurance costs an estimated $148, collision insurance costs $210, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,136 or more. Teens pay the most at up to $4,028 a year.
Average premium for full coverage: $990
Premium estimates broken down by type of coverage:
Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Galant models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mitsubishi Galant range from the low end price of $522 for just liability insurance to the much higher price of $2,136 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.
These rate differences highlight why everyone should get quotes for a targeted area, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Mitsubishi Galant insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $601
- Choosing higher $1,000 deductibles can save approximately $82 every year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $990
- Selecting pricier low deductibles for comp and collision coverage will cost an additional $154 annually
- Higher-risk drivers with serious driving violations could pay up to $2,136
- An auto insurance policy that insures a 16-year-old driver for full coverage can cost as much as $4,028 each year
Insurance prices for a Mitsubishi Galant also have a wide range based on the model of your Galant, your driving record and age, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 additional annually, depending on your age. Mitsubishi Galant insurance for high-risk drivers ranges from 42% to 135% more than the average policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Mitsubishi Galant insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,410 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $896 | -$94 | -9.5% |
| Alaska | $758 | -$232 | -23.4% |
| Arizona | $820 | -$170 | -17.2% |
| Arkansas | $990 | -$0 | 0.0% |
| California | $1,126 | $136 | 13.7% |
| Colorado | $946 | -$44 | -4.4% |
| Connecticut | $1,018 | $28 | 2.8% |
| Delaware | $1,122 | $132 | 13.3% |
| Florida | $1,238 | $248 | 25.1% |
| Georgia | $912 | -$78 | -7.9% |
| Hawaii | $710 | -$280 | -28.3% |
| Idaho | $668 | -$322 | -32.5% |
| Illinois | $736 | -$254 | -25.7% |
| Indiana | $744 | -$246 | -24.8% |
| Iowa | $668 | -$322 | -32.5% |
| Kansas | $940 | -$50 | -5.1% |
| Kentucky | $1,350 | $360 | 36.4% |
| Louisiana | $1,462 | $472 | 47.7% |
| Maine | $612 | -$378 | -38.2% |
| Maryland | $814 | -$176 | -17.8% |
| Massachusetts | $792 | -$198 | -20.0% |
| Michigan | $1,718 | $728 | 73.5% |
| Minnesota | $828 | -$162 | -16.4% |
| Mississippi | $1,184 | $194 | 19.6% |
| Missouri | $878 | -$112 | -11.3% |
| Montana | $1,062 | $72 | 7.3% |
| Nebraska | $780 | -$210 | -21.2% |
| Nevada | $1,188 | $198 | 20.0% |
| New Hampshire | $710 | -$280 | -28.3% |
| New Jersey | $1,106 | $116 | 11.7% |
| New Mexico | $876 | -$114 | -11.5% |
| New York | $1,042 | $52 | 5.3% |
| North Carolina | $570 | -$420 | -42.4% |
| North Dakota | $812 | -$178 | -18.0% |
| Ohio | $682 | -$308 | -31.1% |
| Oklahoma | $1,016 | $26 | 2.6% |
| Oregon | $906 | -$84 | -8.5% |
| Pennsylvania | $944 | -$46 | -4.6% |
| Rhode Island | $1,320 | $330 | 33.3% |
| South Carolina | $896 | -$94 | -9.5% |
| South Dakota | $834 | -$156 | -15.8% |
| Tennessee | $868 | -$122 | -12.3% |
| Texas | $1,192 | $202 | 20.4% |
| Utah | $734 | -$256 | -25.9% |
| Vermont | $680 | -$310 | -31.3% |
| Virginia | $592 | -$398 | -40.2% |
| Washington | $766 | -$224 | -22.6% |
| West Virginia | $906 | -$84 | -8.5% |
| Wisconsin | $684 | -$306 | -30.9% |
| Wyoming | $882 | -$108 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mitsubishi Galant Insurance
Finding better rates on insurance for a Mitsubishi Galant takes being a low-risk driver, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Compare rates every time your policy renews by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a recap of the information touched on in the above illustrations.
- You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
- Teen drivers are expensive to insure, with the cost nearing $336 per month if comprehensive and collision insurance is included
- Increasing policy deductibles can save approximately $225 each year
- Drivers considered higher risk that have major violations or accidents could be charged and average of $1,150 more annually to insure their Galant
- Insureds who want more liability coverage will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,028 |
| 20 | $2,272 |
| 30 | $1,004 |
| 40 | $990 |
| 50 | $908 |
| 60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,144 |
| $250 | $1,074 |
| $500 | $990 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $990 |
| 50/100 | $1,105 |
| 100/300 | $1,223 |
| 250/500 | $1,531 |
| 100 CSL | $1,152 |
| 300 CSL | $1,413 |
| 500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,672 |
| 20 | $3,626 |
| 30 | $2,150 |
| 40 | $2,136 |
| 50 | $2,042 |
| 60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
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