Mitsubishi Lancer Insurance Rates

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UPDATED: Jun 5, 2023

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It might seem like a difficult task when you begin shopping around for Mitsubishi Lancer Evolution insurance rates. You should know that the average Mitsubishi Evo price range comes to $1,598 a year for full insurance coverage.

There are several individual factors that ultimately make up your rate, such as the specific model you drive. For example, Evo 9 insurance costs are different than Mitsubishi Evo 8 insurance rates because there are differences between the two.

We have prepared this in-depth guide to help you as you begin your search for Mitsubishi Lancer Evolution insurance. By reading through it, you will learn helpful information as it pertains to securing a policy that meets your needs and budget.

Take advantage of our free online quote tool to start comparing Lancer Evo insurance rates now.

U.S. average insurance rates for a Mitsubishi Lancer are $1,246 a year for full coverage. Comprehensive insurance costs an estimated $242, collision insurance costs $382, and liability is $464. Liability-only insurance costs around $514 a year, and high-risk driver insurance costs $2,692 or more. Teenage drivers pay the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,246

Price estimates broken down by individual coverage:

Comprehensive $242
Collision $382
Liability $464

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Lancer trim levels.

Price Range from Low to High

For a 40-year-old driver, Mitsubishi Lancer insurance prices range from as low as $514 for minimum levels of liability insurance to a much higher rate of $2,692 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,246
High Risk $2,692

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

The ranges above show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Mitsubishi Lancer insurance rates for other coverage scenarios.

  • The best discount rate is $732
  • Raising to $1,000 deductibles will save approximately $142 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,246
  • Using more expensive low deductibles will cost an extra $272 annually
  • Drivers who are prone to accidents and violations could pay up to $2,692
  • The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,802

Car insurance prices for a Mitsubishi Lancer are also quite variable based on your driving record, the trim level of your Lancer, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,800 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Lancer insurance prices. A middle-age driver might find prices as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

Mitsubishi Lancer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $956 -$290 -23.3%
Arizona $1,034 -$212 -17.0%
Arkansas $1,246 -$0 0.0%
California $1,420 $174 14.0%
Colorado $1,192 -$54 -4.3%
Connecticut $1,282 $36 2.9%
Delaware $1,412 $166 13.3%
Florida $1,558 $312 25.0%
Georgia $1,150 -$96 -7.7%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $842 -$404 -32.4%
Kansas $1,184 -$62 -5.0%
Kentucky $1,700 $454 36.4%
Louisiana $1,844 $598 48.0%
Maine $770 -$476 -38.2%
Maryland $1,028 -$218 -17.5%
Massachusetts $998 -$248 -19.9%
Michigan $2,164 $918 73.7%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,494 $248 19.9%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $982 -$264 -21.2%
Nevada $1,494 $248 19.9%
New Hampshire $896 -$350 -28.1%
New Jersey $1,392 $146 11.7%
New Mexico $1,104 -$142 -11.4%
New York $1,312 $66 5.3%
North Carolina $720 -$526 -42.2%
North Dakota $1,020 -$226 -18.1%
Ohio $862 -$384 -30.8%
Oklahoma $1,280 $34 2.7%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,662 $416 33.4%
South Carolina $1,130 -$116 -9.3%
South Dakota $1,052 -$194 -15.6%
Tennessee $1,092 -$154 -12.4%
Texas $1,504 $258 20.7%
Utah $924 -$322 -25.8%
Vermont $854 -$392 -31.5%
Virginia $746 -$500 -40.1%
Washington $962 -$284 -22.8%
West Virginia $1,142 -$104 -8.3%
Wisconsin $864 -$382 -30.7%
Wyoming $1,112 -$134 -10.8%

Using high physical damage deductibles can reduce prices by up to $420 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Lancer Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Lancer DE $1,166 $97
Mitsubishi Lancer ES $1,210 $101
Mitsubishi Lancer GTS $1,238 $103
Mitsubishi Lancer Sportback GTS $1,238 $103
Mitsubishi Lancer RALLIART $1,326 $111
Mitsubishi Lancer Sportback Ralliart $1,326 $111

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Lancer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Mitsubishi Lancer $268 $442 $460 $1,328
2016 Mitsubishi Lancer $250 $408 $460 $1,276
2015 Mitsubishi Lancer $242 $382 $464 $1,246
2014 Mitsubishi Lancer $236 $356 $474 $1,224
2013 Mitsubishi Lancer $218 $330 $474 $1,180
2012 Mitsubishi Lancer $212 $300 $478 $1,148
2011 Mitsubishi Lancer $198 $274 $474 $1,104
2010 Mitsubishi Lancer $186 $250 $474 $1,068
2009 Mitsubishi Lancer $180 $224 $468 $1,030
2008 Mitsubishi Lancer $178 $218 $460 $1,014
2006 Mitsubishi Lancer $160 $198 $446 $962
2005 Mitsubishi Lancer $154 $188 $442 $942

Rates are averaged for all Mitsubishi Lancer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mitsubishi Lancer Insurance

Getting lower rates on insurance for a Mitsubishi Lancer consists of avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief review of the data illustrated above.

  • Insureds who want increased liability limits will pay an extra $510 each year to raise from a low limit to 250/500 limits
  • Drivers can save approximately $150 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $425 each year
  • Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $400 a month if full coverage is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Mitsubishi Lancer Evolution insurance costs.

If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the safety ratings of the Mitsubishi Lancer Evolution?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive. They do this in order to determine the risk of injury to you as well as the risk of damage to your Mitsubishi Lancer Evolution.

One way you can end up saving money on Mitsubishi Evo 8 insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Mitsubishi Lancer Evolution as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Acceptable
  • Small overlap front (passenger-side): N/R
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Mitsubishi Lancer Evolution received mostly favorable marks in all parts of the vehicle that were tested.

Mitsubishi Lancer Evolution Compared Against Other Vehicles in the Same Class

Classified as a small four-door sedan, the Mitsubishi Lancer Evolution is on the lighter end of the weight spectrum. 

While this may pose some problems because smaller vehicles are widely considered to be more dangerous, your Evo 9 insurance cost can still be affordable if it’s safer than other comparable models.

Take a look at the following small sedans to see how their average insurance rates compare to the Mitsubishi Lancer Evolution.

To this point, we have gone into excessive detail about Mitsubishi Lancer Evo insurance. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Mitsubishi Lancer Evolution insurance quotes from multiple companies today.

Rates by Driver Age

Mitsubishi Lancer Insurance Rates by Driver Age
Driver Age Premium
16 $4,802
20 $2,860
30 $1,284
40 $1,246
50 $1,140
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,518
$250 $1,394
$500 $1,246
$1,000 $1,104

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,419
100/300 $1,535
250/500 $1,836
100 CSL $1,465
300 CSL $1,720
500 CSL $1,906

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer Insurance Rates for High Risk Drivers
Age Premium
16 $6,816
20 $4,556
30 $2,734
40 $2,692
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $85
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $87
Total Discounts $514
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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