Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 12, 2024
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U.S. average auto insurance rates for a Mitsubishi Mirage are $1,124 annually including full coverage. Comprehensive costs an estimated $190, collision costs $316, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,434. Teens pay the highest rates at $4,450 a year or more.
Average premium for full coverage: $1,124
Price estimates broken down by individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Mirage trim levels.
Price Range from Low to High
For the average 40-year-old driver, Mitsubishi Mirage insurance prices go from as cheap as $510 for just liability insurance to a much higher rate of $2,434 for coverage for higher-risk drivers.
Geographic Price Range
Where you live can make a big difference on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the difference location can make on insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Mitsubishi Mirage insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $666
- Using higher $1,000 deductibles will save approximately $116 every year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,124
- Selecting more expensive low deductibles for physical damage coverage will cost $1,346
- High-risk insureds with serious driving violations could pay up to $2,434 or more
- The price with full coverage for a 16-year-old driver with full coverage can cost as much as $4,450 or more
Auto insurance prices for a Mitsubishi Mirage are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.
An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,300 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance can be from 43% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $340 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see prices as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,610 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,018 | -$106 | -9.4% |
| Alaska | $862 | -$262 | -23.3% |
| Arizona | $934 | -$190 | -16.9% |
| Arkansas | $1,124 | -$0 | 0.0% |
| California | $1,280 | $156 | 13.9% |
| Colorado | $1,076 | -$48 | -4.3% |
| Connecticut | $1,158 | $34 | 3.0% |
| Delaware | $1,274 | $150 | 13.3% |
| Florida | $1,408 | $284 | 25.3% |
| Georgia | $1,038 | -$86 | -7.7% |
| Hawaii | $808 | -$316 | -28.1% |
| Idaho | $760 | -$364 | -32.4% |
| Illinois | $838 | -$286 | -25.4% |
| Indiana | $846 | -$278 | -24.7% |
| Iowa | $758 | -$366 | -32.6% |
| Kansas | $1,068 | -$56 | -5.0% |
| Kentucky | $1,536 | $412 | 36.7% |
| Louisiana | $1,664 | $540 | 48.0% |
| Maine | $696 | -$428 | -38.1% |
| Maryland | $930 | -$194 | -17.3% |
| Massachusetts | $900 | -$224 | -19.9% |
| Michigan | $1,954 | $830 | 73.8% |
| Minnesota | $942 | -$182 | -16.2% |
| Mississippi | $1,348 | $224 | 19.9% |
| Missouri | $996 | -$128 | -11.4% |
| Montana | $1,208 | $84 | 7.5% |
| Nebraska | $888 | -$236 | -21.0% |
| Nevada | $1,350 | $226 | 20.1% |
| New Hampshire | $812 | -$312 | -27.8% |
| New Jersey | $1,258 | $134 | 11.9% |
| New Mexico | $996 | -$128 | -11.4% |
| New York | $1,186 | $62 | 5.5% |
| North Carolina | $648 | -$476 | -42.3% |
| North Dakota | $922 | -$202 | -18.0% |
| Ohio | $778 | -$346 | -30.8% |
| Oklahoma | $1,156 | $32 | 2.8% |
| Oregon | $1,030 | -$94 | -8.4% |
| Pennsylvania | $1,074 | -$50 | -4.4% |
| Rhode Island | $1,502 | $378 | 33.6% |
| South Carolina | $1,018 | -$106 | -9.4% |
| South Dakota | $950 | -$174 | -15.5% |
| Tennessee | $984 | -$140 | -12.5% |
| Texas | $1,358 | $234 | 20.8% |
| Utah | $832 | -$292 | -26.0% |
| Vermont | $770 | -$354 | -31.5% |
| Virginia | $674 | -$450 | -40.0% |
| Washington | $870 | -$254 | -22.6% |
| West Virginia | $1,030 | -$94 | -8.4% |
| Wisconsin | $780 | -$344 | -30.6% |
| Wyoming | $1,004 | -$120 | -10.7% |
Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2023 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2022 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2021 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2020 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2019 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2018 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2017 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
| 2015 Mitsubishi Mirage | $168 | $254 | $474 | $1,054 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mitsubishi Mirage Insurance
Getting lower rates on insurance for a Mitsubishi Mirage requires having a decent driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at least once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following items are a summary of the primary concepts that were touched on in this article.
- You may be able to save approximately $130 per year simply by shopping early and online
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,310 more annually than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $350 each year
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $371 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,450 |
| 20 | $2,598 |
| 30 | $1,154 |
| 40 | $1,124 |
| 50 | $1,032 |
| 60 | $1,010 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,346 |
| $250 | $1,244 |
| $500 | $1,124 |
| $1,000 | $1,008 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,124 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,140 |
| 30 | $2,468 |
| 40 | $2,434 |
| 50 | $2,330 |
| 60 | $2,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $458 |
Discounts are estimated and may not be available from every company or in every state.
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