Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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The average insurance prices for a Mitsubishi Mirage are $1,164 every 12 months for full coverage. Comprehensive costs an estimated $198, collision costs $352, and liability is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing around $2,528. Teens cost the most to insure at $4,584 a year or more.
Average premium for full coverage: $1,164
Policy rates broken down by type of insurance:
These estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all Mirage models.
Price Range Variability
For a driver in their 40's, Mitsubishi Mirage insurance rates go from the cheapest price of $508 for just the minimum liability insurance to the much higher price of $2,528 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion.
The example below illustrates how location helps determine insurance prices.
The examples above show why everyone should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Mitsubishi Mirage insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $685
- Raising to $1,000 deductibles will save approximately $124 a year
- The average price for a good driver age 40 who has $500 deductibles is $1,164
- Selecting pricier low deductibles increases the price to $1,408
- At-risk drivers with serious driving violations could pay up to $2,528 or more
- Policy cost to insure a teen driver for full coverage can cost as much as $4,584
Auto insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $2,000 in extra premium every year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on Mitsubishi Mirage insurance prices. A middle-age driver might find rates as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,660 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,054 | -$110 | -9.5% |
| Alaska | $894 | -$270 | -23.2% |
| Arizona | $966 | -$198 | -17.0% |
| Arkansas | $1,164 | -$0 | 0.0% |
| California | $1,328 | $164 | 14.1% |
| Colorado | $1,116 | -$48 | -4.1% |
| Connecticut | $1,198 | $34 | 2.9% |
| Delaware | $1,320 | $156 | 13.4% |
| Florida | $1,460 | $296 | 25.4% |
| Georgia | $1,076 | -$88 | -7.6% |
| Hawaii | $838 | -$326 | -28.0% |
| Idaho | $788 | -$376 | -32.3% |
| Illinois | $870 | -$294 | -25.3% |
| Indiana | $878 | -$286 | -24.6% |
| Iowa | $786 | -$378 | -32.5% |
| Kansas | $1,108 | -$56 | -4.8% |
| Kentucky | $1,590 | $426 | 36.6% |
| Louisiana | $1,724 | $560 | 48.1% |
| Maine | $720 | -$444 | -38.1% |
| Maryland | $962 | -$202 | -17.4% |
| Massachusetts | $932 | -$232 | -19.9% |
| Michigan | $2,024 | $860 | 73.9% |
| Minnesota | $976 | -$188 | -16.2% |
| Mississippi | $1,396 | $232 | 19.9% |
| Missouri | $1,034 | -$130 | -11.2% |
| Montana | $1,254 | $90 | 7.7% |
| Nebraska | $918 | -$246 | -21.1% |
| Nevada | $1,398 | $234 | 20.1% |
| New Hampshire | $840 | -$324 | -27.8% |
| New Jersey | $1,302 | $138 | 11.9% |
| New Mexico | $1,032 | -$132 | -11.3% |
| New York | $1,230 | $66 | 5.7% |
| North Carolina | $672 | -$492 | -42.3% |
| North Dakota | $952 | -$212 | -18.2% |
| Ohio | $806 | -$358 | -30.8% |
| Oklahoma | $1,198 | $34 | 2.9% |
| Oregon | $1,068 | -$96 | -8.2% |
| Pennsylvania | $1,112 | -$52 | -4.5% |
| Rhode Island | $1,554 | $390 | 33.5% |
| South Carolina | $1,056 | -$108 | -9.3% |
| South Dakota | $984 | -$180 | -15.5% |
| Tennessee | $1,020 | -$144 | -12.4% |
| Texas | $1,406 | $242 | 20.8% |
| Utah | $864 | -$300 | -25.8% |
| Vermont | $800 | -$364 | -31.3% |
| Virginia | $700 | -$464 | -39.9% |
| Washington | $902 | -$262 | -22.5% |
| West Virginia | $1,068 | -$96 | -8.2% |
| Wisconsin | $808 | -$356 | -30.6% |
| Wyoming | $1,038 | -$126 | -10.8% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2023 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2022 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2021 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2020 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2019 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2018 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2017 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2015 Mitsubishi Mirage | $172 | $272 | $464 | $1,066 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Mitsubishi Mirage Insurance
Finding cheaper rates on car insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at least once a year by getting rate quotes from direct carriers, and also from several local insurance agents.
The following list is a brief summary of the primary concepts that were covered in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,360 more annually than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $375 each year
- Drivers age 16 to 20 are the costliest to insure, costing up to $382 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,584 |
| 20 | $2,698 |
| 30 | $1,198 |
| 40 | $1,164 |
| 50 | $1,068 |
| 60 | $1,048 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,296 |
| $500 | $1,164 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,164 |
| 50/100 | $1,255 |
| 100/300 | $1,369 |
| 250/500 | $1,666 |
| 100 CSL | $1,301 |
| 300 CSL | $1,552 |
| 500 CSL | $1,734 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,496 |
| 20 | $4,304 |
| 30 | $2,562 |
| 40 | $2,528 |
| 50 | $2,418 |
| 60 | $2,396 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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