Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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Estimated insurance prices for a Mitsubishi Mirage are $1,164 every 12 months for full coverage. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $352, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $2,528 or more. 16-year-old drivers pay the most at up to $4,584 a year.

Average premium for full coverage: $1,164

Premium estimates broken down by type of coverage:

Comprehensive $198
Collision $352
Liability $456

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Mirage trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mitsubishi Mirage range from the cheapest price of $508 for just the minimum liability insurance to a high of $2,528 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

These rate differences show why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The best full coverage rate is $685
  • Using higher $1,000 deductibles will save approximately $1,040 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,164
  • Buying low $100 deductibles for physical damage coverage costs an extra $244 annually
  • High-risk insureds with multiple tickets or accidents could pay up to $2,528
  • An auto insurance policy to insure a 16-year-old driver can cost as much as $4,584 or more

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $685 to $4,584 for full coverage

Auto insurance prices for a Mitsubishi Mirage also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $370 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Iowa, Maine, and Idaho, or at least $1,660 on average in New York, Louisiana, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Mitsubishi Mirage Insurance

Finding better rates on insurance for a Mitsubishi Mirage requires being a low-risk driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every year by getting quotes from direct carriers, and also from several local insurance agents.

The items below are a review of the coverage data covered above.

  • Drivers can save approximately $140 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $375 each year
  • Teen drivers are the costliest to insure, as much as $382 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have several accidents or serious violations pay on average $1,360 more annually to insure their Mirage

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

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