Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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U.S. average insurance rates for a Mitsubishi Mirage are $1,164 a year for full coverage insurance. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $352, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $2,528 or more. Teens pay the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Price estimates broken down by individual coverage:

Comprehensive $198
Collision $352
Liability $456

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Mirage trim levels.

Price Range from Low to High

For a driver in their 40's, Mitsubishi Mirage insurance prices range from as low as $508 for a discount liability-only rate to a high of $2,528 for high-risk insurance.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

The ranges above illustrate why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $685
  • Choosing higher $1,000 deductibles can save approximately $1,040 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,164
  • Selecting low $100 deductibles for comp and collision coverage will cost an extra $244 annually
  • Higher-risk drivers with serious driving violations could pay up to $2,528
  • The price for full coverage for a 16-year-old driver can cost as much as $4,584 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $685 to $4,584 for full coverage

Auto insurance prices for a Mitsubishi Mirage are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Mirage insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,580 on average in Florida, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than the average policy. View High Risk Driver Rates

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mitsubishi Mirage Insurance

Getting lower rates on insurance for a Mitsubishi Mirage takes being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a brief recap of the material that was covered in the charts and tables above.

  • Insureds who want more liability protection will pay approximately $500 annually to raise limits from a low limit to 250/500 limits
  • Youthful drivers are the costliest to insure, as much as $382 a month if they have full coverage
  • Drivers considered higher risk who tend to receive serious violations pay on average $1,360 more annually than a low-risk driver
  • Increasing physical damage deductibles can save around $375 each year

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

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