Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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Estimated auto insurance rates for a Mitsubishi Mirage are $1,164 annually including full coverage. Comprehensive insurance costs an estimated $198 each year, collision insurance costs $352, and liability insurance is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $2,528 or more. 16-year-old drivers pay the most at up to $4,584 a year.

Average premium for full coverage: $1,164

Premium estimates broken down by type of coverage:

Comprehensive $198
Collision $352
Liability $456

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Mirage models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Mitsubishi Mirage range from as cheap as $508 for the bare minimum liability coverage to a high rate of $2,528 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

These rate differences highlight why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The best full coverage rate is $685
  • Choosing higher $1,000 deductibles can save approximately $124 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,164
  • Buying low deductibles for comp and collision coverage costs an additional $244 a year
  • High-risk insureds with multiple tickets or accidents could pay up to $2,528
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,584 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $685 to $4,584 for full coverage

Insurance prices for a Mitsubishi Mirage also have a wide range based on the model of your Mirage, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $370 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,660 on average in Louisiana, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Mitsubishi Mirage Insurance

Finding better rates on Mitsubishi Mirage insurance takes being a good driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the coverage data covered in the above illustrations.

  • You may be able to save approximately $140 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $375 each year
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $382 per month including comprehensive and collision insurance
  • High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,360 more annually than a safer driver

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

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