Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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U.S. average auto insurance rates for a Mitsubishi Mirage are $1,190 annually with full coverage. Comprehensive costs an estimated $206, collision insurance costs $374, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs around $2,586. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,190

Price estimates broken down by individual coverage:

Comprehensive $206
Collision $374
Liability $452

Prices are based on $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Mirage trim levels.

Price Range from Low to High

For a driver in their 40's, Mitsubishi Mirage insurance prices range from as cheap as $504 for liability-only coverage to a much higher rate of $2,586 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,190
High Risk $2,586

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The best discount rate is $697
  • Choosing higher $1,000 deductibles can save approximately $130 annually
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,190
  • Using more expensive low deductibles for comp and collision coverage will cost $1,448
  • High-risk insureds who are prone to accidents and violations could pay up to $2,586
  • The price with full coverage for a teen driver with full coverage can cost as much as $4,658 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $697 to $4,658 for full coverage

Insurance prices for a Mitsubishi Mirage are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $390 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,610 on average in New York, Michigan, and Florida.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$114 -9.6%
Alaska $914 -$276 -23.2%
Arizona $988 -$202 -17.0%
Arkansas $1,190 -$0 0.0%
California $1,358 $168 14.1%
Colorado $1,138 -$52 -4.4%
Connecticut $1,226 $36 3.0%
Delaware $1,348 $158 13.3%
Florida $1,490 $300 25.2%
Georgia $1,100 -$90 -7.6%
Hawaii $856 -$334 -28.1%
Idaho $806 -$384 -32.3%
Illinois $888 -$302 -25.4%
Indiana $896 -$294 -24.7%
Iowa $804 -$386 -32.4%
Kansas $1,132 -$58 -4.9%
Kentucky $1,626 $436 36.6%
Louisiana $1,762 $572 48.1%
Maine $736 -$454 -38.2%
Maryland $982 -$208 -17.5%
Massachusetts $954 -$236 -19.8%
Michigan $2,070 $880 73.9%
Minnesota $998 -$192 -16.1%
Mississippi $1,426 $236 19.8%
Missouri $1,056 -$134 -11.3%
Montana $1,278 $88 7.4%
Nebraska $940 -$250 -21.0%
Nevada $1,430 $240 20.2%
New Hampshire $860 -$330 -27.7%
New Jersey $1,332 $142 11.9%
New Mexico $1,056 -$134 -11.3%
New York $1,254 $64 5.4%
North Carolina $688 -$502 -42.2%
North Dakota $976 -$214 -18.0%
Ohio $822 -$368 -30.9%
Oklahoma $1,222 $32 2.7%
Oregon $1,092 -$98 -8.2%
Pennsylvania $1,138 -$52 -4.4%
Rhode Island $1,590 $400 33.6%
South Carolina $1,080 -$110 -9.2%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,042 -$148 -12.4%
Texas $1,438 $248 20.8%
Utah $884 -$306 -25.7%
Vermont $816 -$374 -31.4%
Virginia $712 -$478 -40.2%
Washington $922 -$268 -22.5%
West Virginia $1,092 -$98 -8.2%
Wisconsin $826 -$364 -30.6%
Wyoming $1,062 -$128 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $266 $470 $372 $1,266
2023 Mitsubishi Mirage $254 $452 $390 $1,254
2022 Mitsubishi Mirage $244 $448 $398 $1,248
2021 Mitsubishi Mirage $236 $436 $416 $1,246
2020 Mitsubishi Mirage $228 $418 $430 $1,234
2019 Mitsubishi Mirage $216 $404 $442 $1,220
2018 Mitsubishi Mirage $206 $374 $452 $1,190
2017 Mitsubishi Mirage $198 $352 $456 $1,164
2015 Mitsubishi Mirage $178 $292 $460 $1,088

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Mitsubishi Mirage Insurance

Getting lower rates on Mitsubishi Mirage insurance takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief review of the data that was covered in the charts and tables above.

  • You may be able to save approximately $140 per year just by shopping early and online
  • Drivers who want higher liability limits will pay an extra $500 every year to raise limits from a low limit to higher 250/500 limits
  • Teens are expensive to insure, costing up to $388 a month if they have full coverage
  • High-risk drivers with DUI or reckless driving convictions pay on average $1,400 more annually for Mirage insurance

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,762
30 $1,228
40 $1,190
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,328
$500 $1,190
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,280
100/300 $1,393
250/500 $1,687
100 CSL $1,326
300 CSL $1,574
500 CSL $1,755

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,610
20 $4,402
30 $2,622
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $82
5-yr Claim Free $76
Paid in Full/EFT $50
Advance Quote $57
Online Quote $83
Total Discounts $493
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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