Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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Average insurance rates for a Mitsubishi Mirage are $1,190 a year for full coverage insurance. Comprehensive costs on average $206, collision costs $374, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing around $2,586. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

Comprehensive $206
Collision $374
Liability $452

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Mirage trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $504 for your basic liability-only policy to a much higher rate of $2,586 for a policy for a high-risk driver.

Liability Only $504
Full Coverage $1,190
High Risk $2,586

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $697
  • Using higher $1,000 deductibles will save around $130 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,190
  • Buying more expensive low deductibles for physical damage coverage will increase the cost to $1,448
  • Drivers with multiple tickets or accidents could pay upwards of $2,586 or more
  • The cost for full coverage for a teen driver with full coverage may cost $4,658 or more

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance rates range from $697 to $4,658

Insurance rates for a Mitsubishi Mirage can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,610 on average in Michigan, New York, and Florida.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$114 -9.6%
Alaska $914 -$276 -23.2%
Arizona $988 -$202 -17.0%
Arkansas $1,190 -$0 0.0%
California $1,358 $168 14.1%
Colorado $1,138 -$52 -4.4%
Connecticut $1,226 $36 3.0%
Delaware $1,348 $158 13.3%
Florida $1,490 $300 25.2%
Georgia $1,100 -$90 -7.6%
Hawaii $856 -$334 -28.1%
Idaho $806 -$384 -32.3%
Illinois $888 -$302 -25.4%
Indiana $896 -$294 -24.7%
Iowa $804 -$386 -32.4%
Kansas $1,132 -$58 -4.9%
Kentucky $1,626 $436 36.6%
Louisiana $1,762 $572 48.1%
Maine $736 -$454 -38.2%
Maryland $982 -$208 -17.5%
Massachusetts $954 -$236 -19.8%
Michigan $2,070 $880 73.9%
Minnesota $998 -$192 -16.1%
Mississippi $1,426 $236 19.8%
Missouri $1,056 -$134 -11.3%
Montana $1,278 $88 7.4%
Nebraska $940 -$250 -21.0%
Nevada $1,430 $240 20.2%
New Hampshire $860 -$330 -27.7%
New Jersey $1,332 $142 11.9%
New Mexico $1,056 -$134 -11.3%
New York $1,254 $64 5.4%
North Carolina $688 -$502 -42.2%
North Dakota $976 -$214 -18.0%
Ohio $822 -$368 -30.9%
Oklahoma $1,222 $32 2.7%
Oregon $1,092 -$98 -8.2%
Pennsylvania $1,138 -$52 -4.4%
Rhode Island $1,590 $400 33.6%
South Carolina $1,080 -$110 -9.2%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,042 -$148 -12.4%
Texas $1,438 $248 20.8%
Utah $884 -$306 -25.7%
Vermont $816 -$374 -31.4%
Virginia $712 -$478 -40.2%
Washington $922 -$268 -22.5%
West Virginia $1,092 -$98 -8.2%
Wisconsin $826 -$364 -30.6%
Wyoming $1,062 -$128 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $390 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $266 $470 $372 $1,266
2023 Mitsubishi Mirage $254 $452 $390 $1,254
2022 Mitsubishi Mirage $244 $448 $398 $1,248
2021 Mitsubishi Mirage $236 $436 $416 $1,246
2020 Mitsubishi Mirage $228 $418 $430 $1,234
2019 Mitsubishi Mirage $216 $404 $442 $1,220
2018 Mitsubishi Mirage $206 $374 $452 $1,190
2017 Mitsubishi Mirage $198 $352 $456 $1,164
2015 Mitsubishi Mirage $178 $292 $460 $1,088

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Mitsubishi Mirage Insurance

Saving money on car insurance requires being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop every year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below is a review of the coverage data touched on in the above illustrations.

  • It is possible to save as much as $140 per year simply by shopping early and online
  • Increasing deductibles can save around $400 each year
  • Teenage drivers pay higher rates, costing up to $388 per month including comprehensive and collision insurance
  • Higher risk drivers who have several accidents or serious violations pay an average of $1,400 more each year for auto insurance

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,762
30 $1,228
40 $1,190
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,328
$500 $1,190
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,280
100/300 $1,393
250/500 $1,687
100 CSL $1,326
300 CSL $1,574
500 CSL $1,755

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,610
20 $4,402
30 $2,622
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $82
5-yr Claim Free $76
Paid in Full/EFT $50
Advance Quote $57
Online Quote $83
Total Discounts $493
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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