Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,136 annually with full coverage. Comprehensive costs around $230, collision costs $380, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,452. 16-year-old drivers cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates for type of insurance:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities.

The example below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $661
• Choosing higher $1,000 deductibles can save about $140 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,136
• Buying pricier low deductibles for comp and collision coverage will cost $1,402
• Unlucky drivers with multiple tickets or accidents could pay at least $2,452 or more
• Policy cost with full coverage for a teen driver for full coverage can be $4,314 each year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,900 in extra premium every year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers ranges as much as 44% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $410 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance takes having a good driving record, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with multiple at-fault accidents may pay on average $1,320 more every year to buy Mitsubishi Outlander insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers age 20 and younger are expensive to insure, as much as $360 each month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.