Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,188 every 12 months for full coverage insurance. Comprehensive insurance costs around $240, collision insurance costs $424, and liability insurance costs $388. Buying just liability costs as little as $434 a year, and insurance for high-risk drivers costs $2,568 or more. 16-year-old drivers receive the highest rates at up to $4,482 a year.

Average premium for full coverage: $1,188

Rate estimates for individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance rates.

These examples illustrate why everyone should compare rates for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $686
• Drivers who choose higher $1,000 deductibles will pay about $152 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,188
• Buying pricier low deductibles for comprehensive and collision insurance costs an extra $290 a year
• High risk drivers with multiple tickets or accidents could pay at least $2,568
• The cost to insure a teen driver for full coverage can be $4,482 a year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could save up to $450 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 in extra premium per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a review of the information raised in the charts and tables above.

• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are expensive to insure, costing up to $374 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $450 each year
• High-risk drivers who have several accidents or serious violations may pay on average $1,380 more every year than a driver with a clean driving record
• Drivers who may need additional liability coverage will pay around $430 annually to go from a minimum limit to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.