Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive costs an estimated $230 each year, collision costs $380, and liability costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $2,452. Teens pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Outlander models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how your location can change insurance prices.

The ranges above show why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save approximately $140 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,136
• Selecting low deductibles for physical damage coverage will increase the cost to $1,402
• High-risk insureds with serious driving violations could pay up to $2,452 or more
• The price for full coverage for a 16-year-old driver can cost as much as $4,314 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level of your Outlander, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age

The state you live in has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see prices as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $410 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be from 44% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander requires having a decent driving record, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every other policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a quick rundown of the ideas that were illustrated above.

• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $360 a month including comprehensive and collision insurance
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,320 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save around $400 each year
• Drivers can save approximately $140 per year simply by quoting online in advance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.