Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage insurance. Comprehensive costs around $230, collision insurance costs $380, and liability insurance costs $390. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,452. Teens pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay about $140 each year
• The average price for the average middle-age driver using $500 deductibles is $1,136
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,402
• High risk drivers with serious driving violations could pay at least $2,452
• The price to insure a teen driver with full coverage can be $4,314 a year

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $410 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance not only requires having a decent driving record, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a recap of the material that was covered in the charts and tables above.

• Drivers who may need additional liability coverage will pay approximately $430 annually to go from a low limit to a 250/500 level
• 16 to 18-year-old drivers pay higher prices, as much as $360 a month if they have full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,320 more every year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.