Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,188 annually including full coverage. Comprehensive costs around $240 each year, collision costs $424, and liability insurance is $388. Buying just liability costs around $434 a year, with insurance for high-risk drivers costing around $2,568. Teen drivers pay the highest rates at $4,482 a year or more.

Average premium for full coverage: $1,188

Price estimates for individual coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Outlander models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $686
• Raising to $1,000 deductibles will save about $152 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,188
• Choosing low deductibles will cost $1,478
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,568 or more
• The price with full coverage for a teen driver can be $4,482

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $450 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance consists of being safe and accident-free, having good credit, being claim-free, and taking advantage of discounts. Invest the time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a recap of the car insurance concepts presented in the illustrations above.

• High-risk drivers that have major violations or accidents may pay on average $1,380 more every year than a low-risk driver
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $450 each year
• Drivers who may need more liability protection will pay about $430 per year to raise from a low limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.