Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage insurance. Comprehensive costs around $230, collision costs $380, and liability is $390. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing around $2,452. Teens pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Raising to $1,000 deductibles will save about $140 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,136
• Selecting more expensive low deductibles will cost $1,402
• Drivers with serious driving violations could pay at least $2,452 or more
• The price with full coverage for a 16-year-old driver with full coverage can be $4,314

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $410 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander consists of having a decent driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save up to $140 per year simply by shopping early and online
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,320 more every year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $400 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $360 a month if comprehensive and collision insurance is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.