Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive costs on average $230, collision costs $380, and liability coverage is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing around $2,452. Teen drivers receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

These examples illustrate why everyone should get quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Choosing higher $1,000 deductibles can save around $140 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,136
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,402
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,452 or more
• The cost that insures a teenage driver for full coverage may cost $4,314 each year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 in extra premium per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers ranges around 44% to 128% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $410 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Saving money on auto insurance takes being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the material that was touched on in this article.

• Consumers who require more liability coverage will pay about $430 annually to raise limits from a minimum limit to the 250/500 level
• Teen drivers are charged the highest rates, costing up to $360 per month if the policy includes full coverage
• Drivers who have several accidents or serious violations may pay on average $1,320 more each year to insure their Outlander
• Increasing deductibles can save approximately $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.