Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year with full coverage. Comprehensive costs on average $230, collision costs $380, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,452. Teenage drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save around $140 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,136
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,402
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,452 or more
• The price for full coverage for a 16-year-old driver with full coverage may cost $4,314 each year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $410 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance ranges from 44% to 128% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a review of the primary concepts that were illustrated above.

• You may be able to save as much as $140 per year simply by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,320 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $400 each year
• 16 to 18-year-old drivers are charged the highest prices, costing up to $360 a month if they have full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.