Mitsubishi Outlander Insurance Rates
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UPDATED: Jun 2, 2023
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive insurance costs on average $230, collision insurance costs $380, and liability is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,452 or more. Teen drivers pay the most at up to $4,314 a year.
Average premium for full coverage: $1,136
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Outlander trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Mitsubishi Outlander range from as low as $438 for a discount liability-only rate to a much higher rate of $2,452 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $661
- Raising to $1,000 deductibles will save around $140 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,136
- Choosing more expensive low deductibles will cost an extra $266 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,452
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $4,314
Insurance prices for a Mitsubishi Outlander also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age
Where you choose to live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Choosing high deductibles can reduce prices by up to $410 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 128% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,074 | $90 |
| Mitsubishi Outlander ES 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
| Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| 2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
| 2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
| 2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mitsubishi Outlander Insurance
Finding better rates on insurance for a Mitsubishi Outlander consists of being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Invest time comparing rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below you'll find a review of the coverage data covered in the charts and tables above.
- It is possible to save as much as $140 per year just by shopping early and online
- Increasing policy deductibles can save around $400 each year
- Youthful drivers pay the highest prices, with premiums being up to $360 per month for full coverage
- Drivers considered higher risk who have several accidents or serious violations pay an average of $1,320 more each year than a low-risk driver
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,252 |
| 100/300 | $1,350 |
| 250/500 | $1,603 |
| 100 CSL | $1,291 |
| 300 CSL | $1,506 |
| 500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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