Nissan Ariya Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Nissan Ariya are $1,856 a year including full coverage. Comprehensive costs approximately $404 a year, collision insurance costs $656, and liability is $558. Liability-only insurance costs around $656 a year, and high-risk driver insurance costs around $3,986. Teen drivers pay the most at up to $6,938 a year.
Average premium for full coverage: $1,856
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Ariya trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Nissan Ariya range from as low as $656 for just the minimum liability insurance to a high of $3,986 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.
These rate differences highlight why it is important to compare rates quotes using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Nissan Ariya insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $1,091
- Raising to $1,000 deductibles will save $1,614 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,856
- Choosing low $100 deductibles will increase the cost to $2,322
- At-risk drivers with multiple violations and an at-fault accident could pay around $3,986
- An auto insurance policy for full coverage for a teen driver can cost $6,938
Insurance prices for a Nissan Ariya also have a wide range based on your driving characteristics, the model of your Ariya, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $6,900 a year. View Rates by Age
Where you choose to live also has a big influence on Nissan Ariya insurance prices. A middle-age driver might find prices as low as $1,420 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,650 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,678 | -$178 | -9.6% |
| Alaska | $1,424 | -$432 | -23.3% |
| Arizona | $1,540 | -$316 | -17.0% |
| Arkansas | $1,856 | -$0 | 0.0% |
| California | $2,116 | $260 | 14.0% |
| Colorado | $1,774 | -$82 | -4.4% |
| Connecticut | $1,906 | $50 | 2.7% |
| Delaware | $2,100 | $244 | 13.1% |
| Florida | $2,320 | $464 | 25.0% |
| Georgia | $1,714 | -$142 | -7.7% |
| Hawaii | $1,334 | -$522 | -28.1% |
| Idaho | $1,258 | -$598 | -32.2% |
| Illinois | $1,384 | -$472 | -25.4% |
| Indiana | $1,400 | -$456 | -24.6% |
| Iowa | $1,256 | -$600 | -32.3% |
| Kansas | $1,764 | -$92 | -5.0% |
| Kentucky | $2,532 | $676 | 36.4% |
| Louisiana | $2,750 | $894 | 48.2% |
| Maine | $1,146 | -$710 | -38.3% |
| Maryland | $1,532 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$374 | -20.2% |
| Michigan | $3,224 | $1,368 | 73.7% |
| Minnesota | $1,556 | -$300 | -16.2% |
| Mississippi | $2,222 | $366 | 19.7% |
| Missouri | $1,648 | -$208 | -11.2% |
| Montana | $1,996 | $140 | 7.5% |
| Nebraska | $1,464 | -$392 | -21.1% |
| Nevada | $2,224 | $368 | 19.8% |
| New Hampshire | $1,334 | -$522 | -28.1% |
| New Jersey | $2,076 | $220 | 11.9% |
| New Mexico | $1,646 | -$210 | -11.3% |
| New York | $1,956 | $100 | 5.4% |
| North Carolina | $1,070 | -$786 | -42.3% |
| North Dakota | $1,520 | -$336 | -18.1% |
| Ohio | $1,280 | -$576 | -31.0% |
| Oklahoma | $1,906 | $50 | 2.7% |
| Oregon | $1,702 | -$154 | -8.3% |
| Pennsylvania | $1,772 | -$84 | -4.5% |
| Rhode Island | $2,476 | $620 | 33.4% |
| South Carolina | $1,682 | -$174 | -9.4% |
| South Dakota | $1,568 | -$288 | -15.5% |
| Tennessee | $1,624 | -$232 | -12.5% |
| Texas | $2,234 | $378 | 20.4% |
| Utah | $1,374 | -$482 | -26.0% |
| Vermont | $1,270 | -$586 | -31.6% |
| Virginia | $1,112 | -$744 | -40.1% |
| Washington | $1,434 | -$422 | -22.7% |
| West Virginia | $1,702 | -$154 | -8.3% |
| Wisconsin | $1,286 | -$570 | -30.7% |
| Wyoming | $1,654 | -$202 | -10.9% |
Choosing high deductibles can reduce prices by up to $710 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $502 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $2,200 to $3,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Ariya | $404 | $656 | $558 | $1,856 |
| 2023 Nissan Ariya | $384 | $630 | $584 | $1,836 |
Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Ariya Insurance
Finding better rates on car insurance consists of being a good driver, having a good credit history, refrain from filing small claims, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following list is a review of the ideas that were covered in the charts and tables above.
- Drivers age 16 to 20 are the costliest to insure, with the cost nearing $578 per month including comprehensive and collision insurance
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $2,130 more per year than a safer driver
- Increasing policy deductibles can save around $700 each year
- You may be able to save around $220 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,938 |
| 20 | $4,252 |
| 30 | $1,932 |
| 40 | $1,856 |
| 50 | $1,694 |
| 60 | $1,662 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,322 |
| $250 | $2,106 |
| $500 | $1,856 |
| $1,000 | $1,614 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,856 |
| 50/100 | $1,968 |
| 100/300 | $2,107 |
| 250/500 | $2,470 |
| 100 CSL | $2,023 |
| 300 CSL | $2,330 |
| 500 CSL | $2,554 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,864 |
| 20 | $6,750 |
| 30 | $4,068 |
| 40 | $3,986 |
| 50 | $3,800 |
| 60 | $3,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $95 |
| Homeowner | $27 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $81 |
| Advance Quote | $88 |
| Online Quote | $129 |
| Total Discounts | $765 |
Discounts are estimated and may not be available from every company or in every state.
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