Nissan Ariya Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Nissan Ariya are $1,856 annually for full coverage insurance. Comprehensive insurance costs approximately $404, collision costs $656, and liability is $558. Liability-only coverage costs around $656 a year, with high-risk coverage costing $3,986 or more. Teen drivers pay the highest rates at $6,938 a year or more.
Average premium for full coverage: $1,856
Price estimates by individual coverage:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Ariya trim levels.
Price Range from Low to High
For an average driver, Nissan Ariya insurance prices go from as cheap as $656 for just the minimum liability insurance to a much higher rate of $3,986 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas.
The price range example below illustrates the effect of geographic area on auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Nissan Ariya insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $1,091
- Raising to $1,000 deductibles will save $242 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,856
- Choosing more expensive low deductibles costs an additional $466 every year
- At-risk drivers with multiple violations and an at-fault accident could pay around $3,986 or more
- The price with full coverage for a teen driver with full coverage can cost $6,938
Auto insurance prices for a Nissan Ariya are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may pay as little as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $2,200 to $3,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $710 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $502 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Nissan Ariya insurance prices. A middle-age driver might find prices as low as $1,210 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,500 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,678 | -$178 | -9.6% |
| Alaska | $1,424 | -$432 | -23.3% |
| Arizona | $1,540 | -$316 | -17.0% |
| Arkansas | $1,856 | -$0 | 0.0% |
| California | $2,116 | $260 | 14.0% |
| Colorado | $1,774 | -$82 | -4.4% |
| Connecticut | $1,906 | $50 | 2.7% |
| Delaware | $2,100 | $244 | 13.1% |
| Florida | $2,320 | $464 | 25.0% |
| Georgia | $1,714 | -$142 | -7.7% |
| Hawaii | $1,334 | -$522 | -28.1% |
| Idaho | $1,258 | -$598 | -32.2% |
| Illinois | $1,384 | -$472 | -25.4% |
| Indiana | $1,400 | -$456 | -24.6% |
| Iowa | $1,256 | -$600 | -32.3% |
| Kansas | $1,764 | -$92 | -5.0% |
| Kentucky | $2,532 | $676 | 36.4% |
| Louisiana | $2,750 | $894 | 48.2% |
| Maine | $1,146 | -$710 | -38.3% |
| Maryland | $1,532 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$374 | -20.2% |
| Michigan | $3,224 | $1,368 | 73.7% |
| Minnesota | $1,556 | -$300 | -16.2% |
| Mississippi | $2,222 | $366 | 19.7% |
| Missouri | $1,648 | -$208 | -11.2% |
| Montana | $1,996 | $140 | 7.5% |
| Nebraska | $1,464 | -$392 | -21.1% |
| Nevada | $2,224 | $368 | 19.8% |
| New Hampshire | $1,334 | -$522 | -28.1% |
| New Jersey | $2,076 | $220 | 11.9% |
| New Mexico | $1,646 | -$210 | -11.3% |
| New York | $1,956 | $100 | 5.4% |
| North Carolina | $1,070 | -$786 | -42.3% |
| North Dakota | $1,520 | -$336 | -18.1% |
| Ohio | $1,280 | -$576 | -31.0% |
| Oklahoma | $1,906 | $50 | 2.7% |
| Oregon | $1,702 | -$154 | -8.3% |
| Pennsylvania | $1,772 | -$84 | -4.5% |
| Rhode Island | $2,476 | $620 | 33.4% |
| South Carolina | $1,682 | -$174 | -9.4% |
| South Dakota | $1,568 | -$288 | -15.5% |
| Tennessee | $1,624 | -$232 | -12.5% |
| Texas | $2,234 | $378 | 20.4% |
| Utah | $1,374 | -$482 | -26.0% |
| Vermont | $1,270 | -$586 | -31.6% |
| Virginia | $1,112 | -$744 | -40.1% |
| Washington | $1,434 | -$422 | -22.7% |
| West Virginia | $1,702 | -$154 | -8.3% |
| Wisconsin | $1,286 | -$570 | -30.7% |
| Wyoming | $1,654 | -$202 | -10.9% |
Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Ariya | $404 | $656 | $558 | $1,856 |
| 2023 Nissan Ariya | $384 | $630 | $584 | $1,836 |
Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Nissan Ariya Insurance
Getting lower rates on car insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a quick rundown of the ideas that were covered in the above illustrations.
- Youthful drivers have the highest car insurance prices, as much as $578 a month if full coverage is included
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $2,130 more per year than a low-risk driver
- Increasing physical damage deductibles could save up to $700 each year
- It is possible to save around $220 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,938 |
| 20 | $4,252 |
| 30 | $1,932 |
| 40 | $1,856 |
| 50 | $1,694 |
| 60 | $1,662 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,322 |
| $250 | $2,106 |
| $500 | $1,856 |
| $1,000 | $1,614 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,856 |
| 50/100 | $1,968 |
| 100/300 | $2,107 |
| 250/500 | $2,470 |
| 100 CSL | $2,023 |
| 300 CSL | $2,330 |
| 500 CSL | $2,554 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,864 |
| 20 | $6,750 |
| 30 | $4,068 |
| 40 | $3,986 |
| 50 | $3,800 |
| 60 | $3,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $95 |
| Homeowner | $27 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $81 |
| Advance Quote | $88 |
| Online Quote | $129 |
| Total Discounts | $765 |
Discounts are estimated and may not be available from every company or in every state.
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