Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 19, 2024

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Average insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive insurance costs around $250, collision costs $424, and liability costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing $2,584 or more. 16-year-old drivers receive the highest rates at $4,498 a year or more.

Average premium for full coverage: $1,198

Rate estimates for individual coverage type:

Comprehensive $250
Collision $424
Liability $388

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all Armada models.

Price Range by Coverage and Risk

For the average driver, prices range go from as low as $434 for minimum levels of liability insurance to the much higher price of $2,584 for a policy for a high-risk driver.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities.

The example below illustrates how location impacts auto insurance rates.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

These examples show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $694
  • Drivers who choose higher $1,000 deductibles will pay about $154 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,198
  • Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $294 annually
  • Drivers with multiple tickets or accidents could pay at least $2,584 or more
  • The cost for full coverage for a 16-year-old driver for full coverage can be $4,498 a year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance prices range from $694 to $4,498

Car insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the trim level of your Armada, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,710 on average in Michigan, Louisiana, and New York.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$118 -9.8%
Alaska $916 -$282 -23.5%
Arizona $994 -$204 -17.0%
Arkansas $1,198 -$0 0.0%
California $1,362 $164 13.7%
Colorado $1,140 -$58 -4.8%
Connecticut $1,226 $28 2.3%
Delaware $1,350 $152 12.7%
Florida $1,492 $294 24.5%
Georgia $1,104 -$94 -7.8%
Hawaii $860 -$338 -28.2%
Idaho $810 -$388 -32.4%
Illinois $890 -$308 -25.7%
Indiana $902 -$296 -24.7%
Iowa $806 -$392 -32.7%
Kansas $1,134 -$64 -5.3%
Kentucky $1,630 $432 36.1%
Louisiana $1,770 $572 47.7%
Maine $738 -$460 -38.4%
Maryland $988 -$210 -17.5%
Massachusetts $954 -$244 -20.4%
Michigan $2,076 $878 73.3%
Minnesota $1,000 -$198 -16.5%
Mississippi $1,430 $232 19.4%
Missouri $1,062 -$136 -11.4%
Montana $1,282 $84 7.0%
Nebraska $942 -$256 -21.4%
Nevada $1,434 $236 19.7%
New Hampshire $864 -$334 -27.9%
New Jersey $1,334 $136 11.4%
New Mexico $1,054 -$144 -12.0%
New York $1,258 $60 5.0%
North Carolina $688 -$510 -42.6%
North Dakota $978 -$220 -18.4%
Ohio $824 -$374 -31.2%
Oklahoma $1,226 $28 2.3%
Oregon $1,094 -$104 -8.7%
Pennsylvania $1,140 -$58 -4.8%
Rhode Island $1,592 $394 32.9%
South Carolina $1,084 -$114 -9.5%
South Dakota $1,008 -$190 -15.9%
Tennessee $1,044 -$154 -12.9%
Texas $1,440 $242 20.2%
Utah $884 -$314 -26.2%
Vermont $816 -$382 -31.9%
Virginia $716 -$482 -40.2%
Washington $920 -$278 -23.2%
West Virginia $1,096 -$102 -8.5%
Wisconsin $824 -$374 -31.2%
Wyoming $1,062 -$136 -11.4%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $450 annually, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Nissan Armada insurance for high-risk drivers can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to regularly compare rates from multiple companies. Every company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,164 $97
Nissan Armada SE 4WD $1,198 $100
Nissan Armada Titanium 2WD $1,198 $100
Nissan Armada Titanium 4WD $1,198 $100
Nissan Armada Platinum 2WD $1,230 $103
Nissan Armada Platinum 4WD $1,264 $105

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $320 $542 $332 $1,330
2023 Nissan Armada $306 $536 $338 $1,316
2022 Nissan Armada $296 $524 $354 $1,310
2021 Nissan Armada $286 $502 $364 $1,288
2020 Nissan Armada $270 $484 $376 $1,266
2019 Nissan Armada $260 $450 $384 $1,230
2018 Nissan Armada $250 $424 $388 $1,198
2017 Nissan Armada $240 $380 $390 $1,146
2012 Nissan Armada $190 $258 $406 $990
2011 Nissan Armada $176 $236 $402 $950
2007 Nissan Armada $156 $178 $384 $854
2006 Nissan Armada $142 $170 $380 $828
2005 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Nissan Armada Insurance

Saving money on insurance for a Nissan Armada not only requires being a good driver, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Spend time shopping around every year by getting rate quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following list is a brief summary of the coverage data touched on above.

  • Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $450 each year
  • Drivers age 16 to 20 are the costliest to insure, costing as high as $375 per month if full coverage is included
  • Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,390 more every year than a safer driver

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,342
100/300 $1,439
250/500 $1,691
100 CSL $1,380
300 CSL $1,594
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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