Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive costs an estimated $250 a year, collision costs $424, and liability coverage costs $388. Liability-only insurance costs as little as $434 a year, with high-risk driver insurance costing around $2,584. Teens cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $694
• Drivers who choose higher $1,000 deductibles will pay approximately $1,044 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,198
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,492
• High-risk insureds with serious driving violations could pay up to $2,584 or more
• Policy cost for full coverage for a teenage driver can cost as much as $4,498 a year

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on your risk profile, the trim level of your Armada, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see how they stack up. Every company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Armada Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a quick review of the ideas that were raised in the charts and tables above.

• Teenage drivers are the costliest to insure, costing up to $375 each month if they have full coverage
• Drivers with a DUI or reckless driving violation pay an average of $1,390 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers can save approximately $140 per year simply by quoting early and online