Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year with full coverage. Comprehensive insurance costs around $250 each year, collision costs $424, and liability costs around $388. Liability-only insurance costs as low as $434 a year, with high-risk driver insurance costing $2,584 or more. Teen drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates for type of insurance:

These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $694
• Using higher $1,000 deductibles will save about $154 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,198
• Choosing low deductibles for physical damage coverage will cost an additional $294 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,584 or more
• Policy cost that insures a 16-year-old driver can be $4,498 or more

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,610 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $450 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada requires having a good driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Shop around at every other renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a brief summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,390 more every year to buy Nissan Armada insurance
• Drivers age 20 and younger are expensive to insure, as much as $375 each month if the policy includes full coverage
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save up to $140 per year simply by quoting online in advance