Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 19, 2024

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Average insurance rates for a Nissan Armada are $1,230 a year for full coverage insurance. Comprehensive costs approximately $260 a year, collision costs $450, and liability coverage costs around $384. Buying just liability costs as low as $432 a year, with insurance for high-risk drivers costing around $2,656. Teenage drivers receive the highest rates at $4,598 a year or more.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Comprehensive $260
Collision $450
Liability $384

Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Armada trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the low end price of $432 for your basic liability-only policy to a high of $2,656 for high-risk insurance.

Liability Only $432
Full Coverage $1,230
High Risk $2,656

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $923
Small Cities $1,292
Large Cities $1,661

These examples illustrate why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $708
  • Using higher $1,000 deductibles will save $1,068 each year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,230
  • Using low $100 deductibles for physical damage coverage bumps up the cost to $1,542
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,656 or more
  • The cost that insures a teenage driver can cost $4,598 or more

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance rates range from $708 to $4,598

Auto insurance rates for a Nissan Armada can also vary considerably based on the trim level of your Armada, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,660 on average in Florida, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,108 -$122 -9.9%
Alaska $942 -$288 -23.4%
Arizona $1,018 -$212 -17.2%
Arkansas $1,230 -$0 0.0%
California $1,400 $170 13.8%
Colorado $1,172 -$58 -4.7%
Connecticut $1,262 $32 2.6%
Delaware $1,388 $158 12.8%
Florida $1,534 $304 24.7%
Georgia $1,136 -$94 -7.6%
Hawaii $882 -$348 -28.3%
Idaho $832 -$398 -32.4%
Illinois $914 -$316 -25.7%
Indiana $926 -$304 -24.7%
Iowa $830 -$400 -32.5%
Kansas $1,164 -$66 -5.4%
Kentucky $1,676 $446 36.3%
Louisiana $1,818 $588 47.8%
Maine $758 -$472 -38.4%
Maryland $1,012 -$218 -17.7%
Massachusetts $980 -$250 -20.3%
Michigan $2,132 $902 73.3%
Minnesota $1,030 -$200 -16.3%
Mississippi $1,472 $242 19.7%
Missouri $1,088 -$142 -11.5%
Montana $1,318 $88 7.2%
Nebraska $966 -$264 -21.5%
Nevada $1,472 $242 19.7%
New Hampshire $886 -$344 -28.0%
New Jersey $1,372 $142 11.5%
New Mexico $1,086 -$144 -11.7%
New York $1,294 $64 5.2%
North Carolina $706 -$524 -42.6%
North Dakota $1,006 -$224 -18.2%
Ohio $846 -$384 -31.2%
Oklahoma $1,260 $30 2.4%
Oregon $1,126 -$104 -8.5%
Pennsylvania $1,170 -$60 -4.9%
Rhode Island $1,638 $408 33.2%
South Carolina $1,116 -$114 -9.3%
South Dakota $1,038 -$192 -15.6%
Tennessee $1,076 -$154 -12.5%
Texas $1,482 $252 20.5%
Utah $908 -$322 -26.2%
Vermont $840 -$390 -31.7%
Virginia $736 -$494 -40.2%
Washington $946 -$284 -23.1%
West Virginia $1,126 -$104 -8.5%
Wisconsin $850 -$380 -30.9%
Wyoming $1,094 -$136 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $480 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,194 $100
Nissan Armada SE 4WD $1,230 $103
Nissan Armada Titanium 2WD $1,230 $103
Nissan Armada Titanium 4WD $1,230 $103
Nissan Armada Platinum 2WD $1,264 $105
Nissan Armada Platinum 4WD $1,302 $109

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $336 $562 $316 $1,350
2023 Nissan Armada $320 $542 $332 $1,330
2022 Nissan Armada $306 $536 $338 $1,316
2021 Nissan Armada $296 $524 $354 $1,310
2020 Nissan Armada $286 $502 $364 $1,288
2019 Nissan Armada $270 $484 $376 $1,266
2018 Nissan Armada $260 $450 $384 $1,230
2017 Nissan Armada $250 $424 $388 $1,198
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Armada Insurance

Saving money on auto insurance requires having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a review of the material that was touched on in the above illustrations.

  • Consumers who purchase increased levels of liability coverage will pay an extra $420 annually to increase from a minimum limit to the 250/500 level
  • Drivers age 20 and younger have the highest car insurance rates, costing up to $383 per month if the policy includes full coverage
  • Drivers who have several accidents or serious violations could be charged and average of $1,430 more per year to buy Nissan Armada insurance
  • Increasing deductibles can save approximately $475 each year

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,598
20 $2,826
30 $1,278
40 $1,230
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,398
$500 $1,230
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,230
50/100 $1,379
100/300 $1,475
250/500 $1,724
100 CSL $1,417
300 CSL $1,628
500 CSL $1,782

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,562
20 $4,498
30 $2,712
40 $2,656
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $80
Paid in Full/EFT $55
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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