Nissan Armada Insurance Rates
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UPDATED: May 19, 2024
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Average insurance rates for a Nissan Armada are $1,230 a year for full coverage insurance. Comprehensive costs approximately $260 a year, collision costs $450, and liability coverage costs around $384. Buying just liability costs as low as $432 a year, with insurance for high-risk drivers costing around $2,656. Teenage drivers receive the highest rates at $4,598 a year or more.
Average premium for full coverage: $1,230
Rate estimates by individual coverage type:
Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Armada trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $432 for your basic liability-only policy to a high of $2,656 for high-risk insurance.
Price Range by Location
Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.
The diagram below illustrates how where you live affects auto insurance prices.
These examples illustrate why it is important to compare prices using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Nissan Armada insurance rates for additional coverage and risk scenarios.
- The best discount rate is $708
- Using higher $1,000 deductibles will save $1,068 each year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,230
- Using low $100 deductibles for physical damage coverage bumps up the cost to $1,542
- Higher-risk drivers who are prone to accidents and violations could pay around $2,656 or more
- The cost that insures a teenage driver can cost $4,598 or more
Auto insurance rates for a Nissan Armada can also vary considerably based on the trim level of your Armada, your age and driving record, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 136% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age
Where you live has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,660 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,108 | -$122 | -9.9% |
Alaska | $942 | -$288 | -23.4% |
Arizona | $1,018 | -$212 | -17.2% |
Arkansas | $1,230 | -$0 | 0.0% |
California | $1,400 | $170 | 13.8% |
Colorado | $1,172 | -$58 | -4.7% |
Connecticut | $1,262 | $32 | 2.6% |
Delaware | $1,388 | $158 | 12.8% |
Florida | $1,534 | $304 | 24.7% |
Georgia | $1,136 | -$94 | -7.6% |
Hawaii | $882 | -$348 | -28.3% |
Idaho | $832 | -$398 | -32.4% |
Illinois | $914 | -$316 | -25.7% |
Indiana | $926 | -$304 | -24.7% |
Iowa | $830 | -$400 | -32.5% |
Kansas | $1,164 | -$66 | -5.4% |
Kentucky | $1,676 | $446 | 36.3% |
Louisiana | $1,818 | $588 | 47.8% |
Maine | $758 | -$472 | -38.4% |
Maryland | $1,012 | -$218 | -17.7% |
Massachusetts | $980 | -$250 | -20.3% |
Michigan | $2,132 | $902 | 73.3% |
Minnesota | $1,030 | -$200 | -16.3% |
Mississippi | $1,472 | $242 | 19.7% |
Missouri | $1,088 | -$142 | -11.5% |
Montana | $1,318 | $88 | 7.2% |
Nebraska | $966 | -$264 | -21.5% |
Nevada | $1,472 | $242 | 19.7% |
New Hampshire | $886 | -$344 | -28.0% |
New Jersey | $1,372 | $142 | 11.5% |
New Mexico | $1,086 | -$144 | -11.7% |
New York | $1,294 | $64 | 5.2% |
North Carolina | $706 | -$524 | -42.6% |
North Dakota | $1,006 | -$224 | -18.2% |
Ohio | $846 | -$384 | -31.2% |
Oklahoma | $1,260 | $30 | 2.4% |
Oregon | $1,126 | -$104 | -8.5% |
Pennsylvania | $1,170 | -$60 | -4.9% |
Rhode Island | $1,638 | $408 | 33.2% |
South Carolina | $1,116 | -$114 | -9.3% |
South Dakota | $1,038 | -$192 | -15.6% |
Tennessee | $1,076 | -$154 | -12.5% |
Texas | $1,482 | $252 | 20.5% |
Utah | $908 | -$322 | -26.2% |
Vermont | $840 | -$390 | -31.7% |
Virginia | $736 | -$494 | -40.2% |
Washington | $946 | -$284 | -23.1% |
West Virginia | $1,126 | -$104 | -8.5% |
Wisconsin | $850 | -$380 | -30.9% |
Wyoming | $1,094 | -$136 | -11.1% |
Using high physical damage deductibles could cut rates by as much as $480 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Armada SE 2WD | $1,194 | $100 |
Nissan Armada SE 4WD | $1,230 | $103 |
Nissan Armada Titanium 2WD | $1,230 | $103 |
Nissan Armada Titanium 4WD | $1,230 | $103 |
Nissan Armada Platinum 2WD | $1,264 | $105 |
Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
2011 Nissan Armada | $190 | $258 | $406 | $990 |
2007 Nissan Armada | $158 | $188 | $390 | $872 |
2006 Nissan Armada | $156 | $178 | $384 | $854 |
2005 Nissan Armada | $142 | $170 | $380 | $828 |
2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Armada Insurance
Saving money on auto insurance requires having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The next list is a review of the material that was touched on in the above illustrations.
- Consumers who purchase increased levels of liability coverage will pay an extra $420 annually to increase from a minimum limit to the 250/500 level
- Drivers age 20 and younger have the highest car insurance rates, costing up to $383 per month if the policy includes full coverage
- Drivers who have several accidents or serious violations could be charged and average of $1,430 more per year to buy Nissan Armada insurance
- Increasing deductibles can save approximately $475 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,598 |
20 | $2,826 |
30 | $1,278 |
40 | $1,230 |
50 | $1,124 |
60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,542 |
$250 | $1,398 |
$500 | $1,230 |
$1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,230 |
50/100 | $1,379 |
100/300 | $1,475 |
250/500 | $1,724 |
100 CSL | $1,417 |
300 CSL | $1,628 |
500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,562 |
20 | $4,498 |
30 | $2,712 |
40 | $2,656 |
50 | $2,534 |
60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $65 |
Homeowner | $19 |
5-yr Accident Free | $89 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $55 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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