Nissan Armada Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance prices for a Nissan Armada are $1,230 every 12 months with full coverage. Comprehensive costs approximately $260, collision insurance costs $450, and liability coverage is $384. A policy with only liability insurance costs around $432 a year, and a high-risk policy costs around $2,656. Teen drivers pay the most at up to $4,598 a year.
Average premium for full coverage: $1,230
Premium estimates by type of coverage:
Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Armada models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Nissan Armada range from the cheapest price of $432 for liability-only coverage to the much higher price of $2,656 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Nissan Armada insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $708
- Raising to $1,000 deductibles will save $162 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,230
- Choosing pricier low deductibles increases the price to $1,542
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,656
- An auto insurance policy to insure a teenage driver for full coverage can cost $4,598
Car insurance prices for a Nissan Armada also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Armada.
Choosing high deductibles can reduce prices by up to $480 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $345 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,500 to $2,000 extra annually, depending on your age. Nissan Armada insurance for high-risk drivers is expensive and can cost around 43% to 136% more than average. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Armada insurance rates. A middle-age driver might find prices as low as $880 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,660 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,108 | -$122 | -9.9% |
| Alaska | $942 | -$288 | -23.4% |
| Arizona | $1,018 | -$212 | -17.2% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,400 | $170 | 13.8% |
| Colorado | $1,172 | -$58 | -4.7% |
| Connecticut | $1,262 | $32 | 2.6% |
| Delaware | $1,388 | $158 | 12.8% |
| Florida | $1,534 | $304 | 24.7% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $882 | -$348 | -28.3% |
| Idaho | $832 | -$398 | -32.4% |
| Illinois | $914 | -$316 | -25.7% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $830 | -$400 | -32.5% |
| Kansas | $1,164 | -$66 | -5.4% |
| Kentucky | $1,676 | $446 | 36.3% |
| Louisiana | $1,818 | $588 | 47.8% |
| Maine | $758 | -$472 | -38.4% |
| Maryland | $1,012 | -$218 | -17.7% |
| Massachusetts | $980 | -$250 | -20.3% |
| Michigan | $2,132 | $902 | 73.3% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,472 | $242 | 19.7% |
| Missouri | $1,088 | -$142 | -11.5% |
| Montana | $1,318 | $88 | 7.2% |
| Nebraska | $966 | -$264 | -21.5% |
| Nevada | $1,472 | $242 | 19.7% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,372 | $142 | 11.5% |
| New Mexico | $1,086 | -$144 | -11.7% |
| New York | $1,294 | $64 | 5.2% |
| North Carolina | $706 | -$524 | -42.6% |
| North Dakota | $1,006 | -$224 | -18.2% |
| Ohio | $846 | -$384 | -31.2% |
| Oklahoma | $1,260 | $30 | 2.4% |
| Oregon | $1,126 | -$104 | -8.5% |
| Pennsylvania | $1,170 | -$60 | -4.9% |
| Rhode Island | $1,638 | $408 | 33.2% |
| South Carolina | $1,116 | -$114 | -9.3% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,076 | -$154 | -12.5% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $908 | -$322 | -26.2% |
| Vermont | $840 | -$390 | -31.7% |
| Virginia | $736 | -$494 | -40.2% |
| Washington | $946 | -$284 | -23.1% |
| West Virginia | $1,126 | -$104 | -8.5% |
| Wisconsin | $850 | -$380 | -30.9% |
| Wyoming | $1,094 | -$136 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,194 | $100 |
| Nissan Armada SE 4WD | $1,230 | $103 |
| Nissan Armada Titanium 2WD | $1,230 | $103 |
| Nissan Armada Titanium 4WD | $1,230 | $103 |
| Nissan Armada Platinum 2WD | $1,264 | $105 |
| Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
| 2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan Armada Insurance
Finding better rates on auto insurance consists of having a good driving record, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Set aside time to shop around at least once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.
The next list is a summary of the primary concepts that were raised in the charts and tables above.
- You may be able to save around $150 per year just by quoting online well ahead of the renewal date
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,430 more per year to buy Nissan Armada insurance
- Increasing policy deductibles could save as much as $475 each year
- Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $383 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,598 |
| 20 | $2,826 |
| 30 | $1,278 |
| 40 | $1,230 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,398 |
| $500 | $1,230 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,379 |
| 100/300 | $1,475 |
| 250/500 | $1,724 |
| 100 CSL | $1,417 |
| 300 CSL | $1,628 |
| 500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,562 |
| 20 | $4,498 |
| 30 | $2,712 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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