Nissan Armada Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance prices for a Nissan Armada are $1,230 every 12 months for full coverage. Comprehensive insurance costs around $260 a year, collision costs $450, and liability coverage is $384. Liability-only insurance costs around $432 a year, with high-risk driver insurance costing $2,656 or more. Teenage drivers pay the most at $4,598 a year or more.
Average premium for full coverage: $1,230
Premium estimates for type of coverage:
Prices are based on $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Armada trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Nissan Armada go from the cheapest price of $432 for just liability coverage to a high of $2,656 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities.
The diagram below illustrates how location impacts auto insurance rates.
These rate differences show why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Nissan Armada insurance rates for additional coverage choices and driver risks.
- The best discount rate is $708
- Raising to $1,000 deductibles will save about $1,068 a year
- The average price for a 40-year-old good driver using $500 deductibles is $1,230
- Using low $100 deductibles costs an extra $312 each year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,656 or more
- An auto insurance policy to insure a teenage driver can be $4,598
Insurance prices for a Nissan Armada also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.
Using high physical damage deductibles can reduce prices by up to $480 a year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $345 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Armada insurance rates. A middle-age driver might find prices as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,750 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,108 | -$122 | -9.9% |
| Alaska | $942 | -$288 | -23.4% |
| Arizona | $1,018 | -$212 | -17.2% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,400 | $170 | 13.8% |
| Colorado | $1,172 | -$58 | -4.7% |
| Connecticut | $1,262 | $32 | 2.6% |
| Delaware | $1,388 | $158 | 12.8% |
| Florida | $1,534 | $304 | 24.7% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $882 | -$348 | -28.3% |
| Idaho | $832 | -$398 | -32.4% |
| Illinois | $914 | -$316 | -25.7% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $830 | -$400 | -32.5% |
| Kansas | $1,164 | -$66 | -5.4% |
| Kentucky | $1,676 | $446 | 36.3% |
| Louisiana | $1,818 | $588 | 47.8% |
| Maine | $758 | -$472 | -38.4% |
| Maryland | $1,012 | -$218 | -17.7% |
| Massachusetts | $980 | -$250 | -20.3% |
| Michigan | $2,132 | $902 | 73.3% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,472 | $242 | 19.7% |
| Missouri | $1,088 | -$142 | -11.5% |
| Montana | $1,318 | $88 | 7.2% |
| Nebraska | $966 | -$264 | -21.5% |
| Nevada | $1,472 | $242 | 19.7% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,372 | $142 | 11.5% |
| New Mexico | $1,086 | -$144 | -11.7% |
| New York | $1,294 | $64 | 5.2% |
| North Carolina | $706 | -$524 | -42.6% |
| North Dakota | $1,006 | -$224 | -18.2% |
| Ohio | $846 | -$384 | -31.2% |
| Oklahoma | $1,260 | $30 | 2.4% |
| Oregon | $1,126 | -$104 | -8.5% |
| Pennsylvania | $1,170 | -$60 | -4.9% |
| Rhode Island | $1,638 | $408 | 33.2% |
| South Carolina | $1,116 | -$114 | -9.3% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,076 | -$154 | -12.5% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $908 | -$322 | -26.2% |
| Vermont | $840 | -$390 | -31.7% |
| Virginia | $736 | -$494 | -40.2% |
| Washington | $946 | -$284 | -23.1% |
| West Virginia | $1,126 | -$104 | -8.5% |
| Wisconsin | $850 | -$380 | -30.9% |
| Wyoming | $1,094 | -$136 | -11.1% |
With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,194 | $100 |
| Nissan Armada SE 4WD | $1,230 | $103 |
| Nissan Armada Titanium 2WD | $1,230 | $103 |
| Nissan Armada Titanium 4WD | $1,230 | $103 |
| Nissan Armada Platinum 2WD | $1,264 | $105 |
| Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
| 2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Armada Insurance
Finding better rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and taking advantage of discounts. Spend time shopping around every year by quoting rates from direct carriers, and also from local exclusive and independent agents.
The following is a brief review of the coverage data touched on above.
- Drivers can save up to $150 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $475 each year
- Teens are charged the highest prices, as much as $383 per month if full coverage is included
- Drivers with DUI or reckless driving convictions may pay on average $1,430 more every year for Armada insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,598 |
| 20 | $2,826 |
| 30 | $1,278 |
| 40 | $1,230 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,398 |
| $500 | $1,230 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,379 |
| 100/300 | $1,475 |
| 250/500 | $1,724 |
| 100 CSL | $1,417 |
| 300 CSL | $1,628 |
| 500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,562 |
| 20 | $4,498 |
| 30 | $2,712 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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