Nissan Armada Insurance Rates

The average insurance prices for a Nissan Armada are $1,198 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $250 a year, collision costs $424, and liability is $388. Liability-only insurance costs around $434 a year, with high-risk driver insurance costing $2,584 or more. Teenage drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan Armada insurance rates for other coverage scenarios.

• The best discount rate is $694
• Raising to $1,000 deductibles will save approximately $1,044 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,198
• Using low $100 deductibles costs an extra $294 annually
• Drivers who are prone to accidents and violations could pay up to $2,584 or more
• Policy cost to insure a 16-year-old driver can cost as much as $4,498

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $450 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,610 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada consists of being a low-risk driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at every other renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief summary of the concepts that were presented in the illustrations above.

• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,390 more annually to insure their Armada
• Teen drivers are the costliest to insure, possibly costing $375 each month if comprehensive and collision insurance is included
• It is possible to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• It is possible to save approximately $140 per year simply by quoting early and online