Nissan Armada Insurance Rates

Estimated insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive costs on average $250, collision costs $424, and liability costs around $388. A liability-only policy costs as low as $434 a year, with high-risk insurance costing around $2,584. Teenage drivers pay the most at $4,498 a year or more.

Average premium for full coverage: $1,198

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Armada trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The best discount rate is $694
• Using higher $1,000 deductibles will save around $154 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,198
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,492
• Drivers who are prone to accidents and violations could pay upwards of $2,584 or more
• An auto insurance policy that insures a teen driver with full coverage may cost $4,498 or more

View Chart as Image

Auto insurance prices for a Nissan Armada also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $450 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Armada Insurance

Finding better rates on car insurance requires being a low-risk driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every other policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief review of the ideas that were covered in the above illustrations.

• Teen drivers are charged the highest prices, as much as $375 per month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,390 more each year to insure their Armada
• Increasing policy deductibles can save approximately $450 each year
• Drivers can save as much as $140 per year simply by shopping early and online