Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Nissan Armada are $1,198 a year with full coverage. Comprehensive costs approximately $250, collision costs $424, and liability coverage is estimated at $388. A policy with just liability insurance costs approximately $434 a year, with coverage for high-risk drivers costing around $2,584. 16-year-old drivers pay the highest rates at $4,498 a year or more.

Average premium for full coverage: $1,198

Price estimates by individual coverage:

Comprehensive $250
Collision $424
Liability $388

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Armada models.

Price Range from Low to High

For the average 40-year-old driver, Nissan Armada insurance prices go from as low as $434 for the bare minimum liability coverage to the much higher price of $2,584 for a driver that may need high-risk insurance.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

The ranges above demonstrate why everyone should get quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $694
  • Choosing higher $1,000 deductibles can save $154 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,198
  • Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,492
  • Drivers with multiple tickets or accidents could pay around $2,584 or more
  • The price for full coverage for a teenage driver for full coverage can cost $4,498 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance rates range from $694 to $4,498

Insurance prices for a Nissan Armada are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,610 on average in New York, Michigan, and Florida.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$118 -9.8%
Alaska $916 -$282 -23.5%
Arizona $994 -$204 -17.0%
Arkansas $1,198 -$0 0.0%
California $1,362 $164 13.7%
Colorado $1,140 -$58 -4.8%
Connecticut $1,226 $28 2.3%
Delaware $1,350 $152 12.7%
Florida $1,492 $294 24.5%
Georgia $1,104 -$94 -7.8%
Hawaii $860 -$338 -28.2%
Idaho $810 -$388 -32.4%
Illinois $890 -$308 -25.7%
Indiana $902 -$296 -24.7%
Iowa $806 -$392 -32.7%
Kansas $1,134 -$64 -5.3%
Kentucky $1,630 $432 36.1%
Louisiana $1,770 $572 47.7%
Maine $738 -$460 -38.4%
Maryland $988 -$210 -17.5%
Massachusetts $954 -$244 -20.4%
Michigan $2,076 $878 73.3%
Minnesota $1,000 -$198 -16.5%
Mississippi $1,430 $232 19.4%
Missouri $1,062 -$136 -11.4%
Montana $1,282 $84 7.0%
Nebraska $942 -$256 -21.4%
Nevada $1,434 $236 19.7%
New Hampshire $864 -$334 -27.9%
New Jersey $1,334 $136 11.4%
New Mexico $1,054 -$144 -12.0%
New York $1,258 $60 5.0%
North Carolina $688 -$510 -42.6%
North Dakota $978 -$220 -18.4%
Ohio $824 -$374 -31.2%
Oklahoma $1,226 $28 2.3%
Oregon $1,094 -$104 -8.7%
Pennsylvania $1,140 -$58 -4.8%
Rhode Island $1,592 $394 32.9%
South Carolina $1,084 -$114 -9.5%
South Dakota $1,008 -$190 -15.9%
Tennessee $1,044 -$154 -12.9%
Texas $1,440 $242 20.2%
Utah $884 -$314 -26.2%
Vermont $816 -$382 -31.9%
Virginia $716 -$482 -40.2%
Washington $920 -$278 -23.2%
West Virginia $1,096 -$102 -8.5%
Wisconsin $824 -$374 -31.2%
Wyoming $1,062 -$136 -11.4%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $450 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra each year, depending on your age. Nissan Armada insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,164 $97
Nissan Armada SE 4WD $1,198 $100
Nissan Armada Titanium 2WD $1,198 $100
Nissan Armada Titanium 4WD $1,198 $100
Nissan Armada Platinum 2WD $1,230 $103
Nissan Armada Platinum 4WD $1,264 $105

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $320 $542 $332 $1,330
2023 Nissan Armada $306 $536 $338 $1,316
2022 Nissan Armada $296 $524 $354 $1,310
2021 Nissan Armada $286 $502 $364 $1,288
2020 Nissan Armada $270 $484 $376 $1,266
2019 Nissan Armada $260 $450 $384 $1,230
2018 Nissan Armada $250 $424 $388 $1,198
2017 Nissan Armada $240 $380 $390 $1,146
2012 Nissan Armada $190 $258 $406 $990
2011 Nissan Armada $176 $236 $402 $950
2007 Nissan Armada $156 $178 $384 $854
2006 Nissan Armada $142 $170 $380 $828
2005 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Armada Insurance

Getting lower rates on auto insurance takes being a good driver, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates once a year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a quick rundown of the data that was touched on in this article.

  • You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
  • Consumers who purchase an increased level of liability coverage will pay around $430 every year to raise limits from a low limit to 250/500 limits
  • Drivers age 16 to 20 are expensive to insure, costing up to $375 a month for full coverage
  • Drivers with reckless driving or DUI convictions pay on average $1,390 more per year than a safer driver

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,342
100/300 $1,439
250/500 $1,691
100 CSL $1,380
300 CSL $1,594
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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