Nissan Cube Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Nissan Cube are $1,040 every 12 months for full coverage. Comprehensive costs on average $172 each year, collision insurance costs $236, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,240. Teenage drivers receive the highest rates at up to $4,170 a year.

Average premium for full coverage: $1,040

Rate estimates by individual coverage type:

Comprehensive $172
Collision $236
Liability $474

Price estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Cube models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $522 for just the minimum liability insurance to a high rate of $2,240 for high-risk insurance.

Liability Only $522
Full Coverage $1,040
High Risk $2,240

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $780
Small Cities $1,092
Large Cities $1,404

These examples show why all drivers should get quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Nissan Cube insurance rates for different risk profiles and scenarios.

  • The best discount rate is $629
  • Choosing higher $1,000 deductibles can save around $94 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,040
  • Using low deductibles for comp and collision coverage increases the price to $1,216
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $2,240
  • The cost to insure a teen driver may cost $4,170 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance rates range from $629 to $4,170 for full coverage

Insurance rates for a Nissan Cube can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Cube.

Using high physical damage deductibles can save as much as $270 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,480 on average in Michigan, Louisiana, and New York.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $940 -$100 -9.6%
Alaska $798 -$242 -23.3%
Arizona $862 -$178 -17.1%
Arkansas $1,040 -$0 0.0%
California $1,184 $144 13.8%
Colorado $994 -$46 -4.4%
Connecticut $1,068 $28 2.7%
Delaware $1,178 $138 13.3%
Florida $1,302 $262 25.2%
Georgia $958 -$82 -7.9%
Hawaii $746 -$294 -28.3%
Idaho $702 -$338 -32.5%
Illinois $774 -$266 -25.6%
Indiana $780 -$260 -25.0%
Iowa $702 -$338 -32.5%
Kansas $988 -$52 -5.0%
Kentucky $1,418 $378 36.3%
Louisiana $1,538 $498 47.9%
Maine $642 -$398 -38.3%
Maryland $858 -$182 -17.5%
Massachusetts $832 -$208 -20.0%
Michigan $1,806 $766 73.7%
Minnesota $870 -$170 -16.3%
Mississippi $1,244 $204 19.6%
Missouri $922 -$118 -11.3%
Montana $1,116 $76 7.3%
Nebraska $818 -$222 -21.3%
Nevada $1,248 $208 20.0%
New Hampshire $748 -$292 -28.1%
New Jersey $1,162 $122 11.7%
New Mexico $922 -$118 -11.3%
New York $1,094 $54 5.2%
North Carolina $598 -$442 -42.5%
North Dakota $852 -$188 -18.1%
Ohio $718 -$322 -31.0%
Oklahoma $1,068 $28 2.7%
Oregon $950 -$90 -8.7%
Pennsylvania $994 -$46 -4.4%
Rhode Island $1,386 $346 33.3%
South Carolina $940 -$100 -9.6%
South Dakota $878 -$162 -15.6%
Tennessee $910 -$130 -12.5%
Texas $1,252 $212 20.4%
Utah $770 -$270 -26.0%
Vermont $712 -$328 -31.5%
Virginia $622 -$418 -40.2%
Washington $804 -$236 -22.7%
West Virginia $950 -$90 -8.7%
Wisconsin $720 -$320 -30.8%
Wyoming $926 -$114 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $994 $83
Nissan Cube S 2WD $1,016 $85
Nissan Cube SL 2WD $1,048 $87
Nissan Cube Krom 2WD $1,110 $93

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $184 $254 $474 $1,070
2013 Nissan Cube $172 $236 $474 $1,040
2012 Nissan Cube $166 $214 $478 $1,016
2011 Nissan Cube $156 $196 $474 $984
2010 Nissan Cube $146 $178 $474 $956
2009 Nissan Cube $142 $160 $468 $928

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Nissan Cube Insurance

Saving money on car insurance takes being a good driver, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a condensed summary of the material that was covered above.

  • Policyholders who require an increased level of liability coverage will pay an extra $520 each year to raise limits from a minimum limit to a 250/500 level
  • Drivers age 16 to 20 pay higher rates, costing as high as $348 per month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents pay an average of $1,200 more each year than a safer driver
  • Increasing deductibles could save as much as $275 each year

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,170
20 $2,378
30 $1,060
40 $1,040
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,216
$250 $1,136
$500 $1,040
$1,000 $946

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,040
50/100 $1,205
100/300 $1,323
250/500 $1,631
100 CSL $1,252
300 CSL $1,513
500 CSL $1,703

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,880
20 $3,796
30 $2,260
40 $2,240
50 $2,140
60 $2,118

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $411
Rate after discounts $629

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles