Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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The average auto insurance rates for a Nissan Cube are $1,040 annually for full coverage. Comprehensive costs an estimated $172 a year, collision costs $236, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,240. 16-year-old drivers cost the most to insure at $4,170 a year or more.
Average premium for full coverage: $1,040
Policy rates broken down by type of insurance:
Prices are based on $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Cube trim levels.
Price Range Variability
For an average driver, Nissan Cube insurance rates go from as cheap as $522 for your basic liability-only policy to a high of $2,240 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than congested cities.
The diagram below illustrates the effect of geographic area on insurance prices.
The examples above show why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Nissan Cube insurance rates for other coverage scenarios.
- The best full coverage rate is $629
- Choosing higher $1,000 deductibles can save approximately $946 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,040
- Buying low $100 deductibles for comp and collision coverage will cost $1,216
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,240 or more
- Policy cost with full coverage for a 16-year-old driver can cost as much as $4,170 each year
Car insurance rates for a Nissan Cube also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,100 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $270 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,480 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$100 | -9.6% |
| Alaska | $798 | -$242 | -23.3% |
| Arizona | $862 | -$178 | -17.1% |
| Arkansas | $1,040 | -$0 | 0.0% |
| California | $1,184 | $144 | 13.8% |
| Colorado | $994 | -$46 | -4.4% |
| Connecticut | $1,068 | $28 | 2.7% |
| Delaware | $1,178 | $138 | 13.3% |
| Florida | $1,302 | $262 | 25.2% |
| Georgia | $958 | -$82 | -7.9% |
| Hawaii | $746 | -$294 | -28.3% |
| Idaho | $702 | -$338 | -32.5% |
| Illinois | $774 | -$266 | -25.6% |
| Indiana | $780 | -$260 | -25.0% |
| Iowa | $702 | -$338 | -32.5% |
| Kansas | $988 | -$52 | -5.0% |
| Kentucky | $1,418 | $378 | 36.3% |
| Louisiana | $1,538 | $498 | 47.9% |
| Maine | $642 | -$398 | -38.3% |
| Maryland | $858 | -$182 | -17.5% |
| Massachusetts | $832 | -$208 | -20.0% |
| Michigan | $1,806 | $766 | 73.7% |
| Minnesota | $870 | -$170 | -16.3% |
| Mississippi | $1,244 | $204 | 19.6% |
| Missouri | $922 | -$118 | -11.3% |
| Montana | $1,116 | $76 | 7.3% |
| Nebraska | $818 | -$222 | -21.3% |
| Nevada | $1,248 | $208 | 20.0% |
| New Hampshire | $748 | -$292 | -28.1% |
| New Jersey | $1,162 | $122 | 11.7% |
| New Mexico | $922 | -$118 | -11.3% |
| New York | $1,094 | $54 | 5.2% |
| North Carolina | $598 | -$442 | -42.5% |
| North Dakota | $852 | -$188 | -18.1% |
| Ohio | $718 | -$322 | -31.0% |
| Oklahoma | $1,068 | $28 | 2.7% |
| Oregon | $950 | -$90 | -8.7% |
| Pennsylvania | $994 | -$46 | -4.4% |
| Rhode Island | $1,386 | $346 | 33.3% |
| South Carolina | $940 | -$100 | -9.6% |
| South Dakota | $878 | -$162 | -15.6% |
| Tennessee | $910 | -$130 | -12.5% |
| Texas | $1,252 | $212 | 20.4% |
| Utah | $770 | -$270 | -26.0% |
| Vermont | $712 | -$328 | -31.5% |
| Virginia | $622 | -$418 | -40.2% |
| Washington | $804 | -$236 | -22.7% |
| West Virginia | $950 | -$90 | -8.7% |
| Wisconsin | $720 | -$320 | -30.8% |
| Wyoming | $926 | -$114 | -11.0% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $994 | $83 |
| Nissan Cube S 2WD | $1,016 | $85 |
| Nissan Cube SL 2WD | $1,048 | $87 |
| Nissan Cube Krom 2WD | $1,110 | $93 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2013 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2012 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2011 Nissan Cube | $156 | $196 | $474 | $984 |
| 2010 Nissan Cube | $146 | $178 | $474 | $956 |
| 2009 Nissan Cube | $142 | $160 | $468 | $928 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan Cube Insurance
Finding cheaper rates on insurance for a Nissan Cube takes not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a brief review of the material that was covered in the above illustrations.
- Insureds who want higher liability limits will pay around $520 each year to raise limits from a 30/60 limit to higher 250/500 limits
- Teens have the highest car insurance rates, costing up to $348 each month if comprehensive and collision insurance is included
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,200 more annually for Cube insurance
- Increasing comprehensive and collision deductibles could save up to $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,170 |
| 20 | $2,378 |
| 30 | $1,060 |
| 40 | $1,040 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,216 |
| $250 | $1,136 |
| $500 | $1,040 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,040 |
| 50/100 | $1,205 |
| 100/300 | $1,323 |
| 250/500 | $1,631 |
| 100 CSL | $1,252 |
| 300 CSL | $1,513 |
| 500 CSL | $1,703 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,796 |
| 30 | $2,260 |
| 40 | $2,240 |
| 50 | $2,140 |
| 60 | $2,118 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $411 |
Discounts are estimated and may not be available from every company or in every state.
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