Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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Average insurance rates for a Nissan Cube are $1,070 a year for full coverage. Comprehensive costs around $184 a year, collision insurance costs $254, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,306. 16-year-old drivers receive the highest rates at up to $4,260 a year.
Average premium for full coverage: $1,070
Rate estimates for individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Cube trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $522 for liability-only coverage to a high of $2,306 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.
These examples show why it is important to compare rates quotes for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $643
- Raising to $1,000 deductibles will save about $970 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,070
- Buying low $100 deductibles bumps up the cost to $1,262
- Unlucky drivers with multiple tickets or accidents could pay at least $2,306
- The cost that insures a teenage driver can be $4,260
Insurance rates for a Nissan Cube can also vary considerably based on the trim level of your Cube, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,200 a year. View Rates by Age
Where you live also has a big influence on Nissan Cube insurance rates. A middle-age driver might find rates as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,530 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$102 | -9.5% |
| Alaska | $822 | -$248 | -23.2% |
| Arizona | $890 | -$180 | -16.8% |
| Arkansas | $1,070 | -$0 | 0.0% |
| California | $1,220 | $150 | 14.0% |
| Colorado | $1,024 | -$46 | -4.3% |
| Connecticut | $1,102 | $32 | 3.0% |
| Delaware | $1,212 | $142 | 13.3% |
| Florida | $1,340 | $270 | 25.2% |
| Georgia | $988 | -$82 | -7.7% |
| Hawaii | $768 | -$302 | -28.2% |
| Idaho | $724 | -$346 | -32.3% |
| Illinois | $798 | -$272 | -25.4% |
| Indiana | $806 | -$264 | -24.7% |
| Iowa | $722 | -$348 | -32.5% |
| Kansas | $1,020 | -$50 | -4.7% |
| Kentucky | $1,462 | $392 | 36.6% |
| Louisiana | $1,586 | $516 | 48.2% |
| Maine | $662 | -$408 | -38.1% |
| Maryland | $882 | -$188 | -17.6% |
| Massachusetts | $858 | -$212 | -19.8% |
| Michigan | $1,860 | $790 | 73.8% |
| Minnesota | $896 | -$174 | -16.3% |
| Mississippi | $1,284 | $214 | 20.0% |
| Missouri | $950 | -$120 | -11.2% |
| Montana | $1,150 | $80 | 7.5% |
| Nebraska | $844 | -$226 | -21.1% |
| Nevada | $1,286 | $216 | 20.2% |
| New Hampshire | $772 | -$298 | -27.9% |
| New Jersey | $1,196 | $126 | 11.8% |
| New Mexico | $950 | -$120 | -11.2% |
| New York | $1,128 | $58 | 5.4% |
| North Carolina | $616 | -$454 | -42.4% |
| North Dakota | $878 | -$192 | -17.9% |
| Ohio | $740 | -$330 | -30.8% |
| Oklahoma | $1,102 | $32 | 3.0% |
| Oregon | $982 | -$88 | -8.2% |
| Pennsylvania | $1,022 | -$48 | -4.5% |
| Rhode Island | $1,428 | $358 | 33.5% |
| South Carolina | $970 | -$100 | -9.3% |
| South Dakota | $904 | -$166 | -15.5% |
| Tennessee | $938 | -$132 | -12.3% |
| Texas | $1,290 | $220 | 20.6% |
| Utah | $792 | -$278 | -26.0% |
| Vermont | $734 | -$336 | -31.4% |
| Virginia | $640 | -$430 | -40.2% |
| Washington | $828 | -$242 | -22.6% |
| West Virginia | $982 | -$88 | -8.2% |
| Wisconsin | $742 | -$328 | -30.7% |
| Wyoming | $954 | -$116 | -10.8% |
Opting for high physical damage deductibles can reduce rates by up to $300 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $1,020 | $85 |
| Nissan Cube S 2WD | $1,046 | $87 |
| Nissan Cube SL 2WD | $1,080 | $90 |
| Nissan Cube Krom 2WD | $1,148 | $96 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $190 | $272 | $464 | $1,084 |
| 2013 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2011 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Nissan Cube Insurance
Saving money on auto insurance consists of being a good driver, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a summary of the coverage data covered in the above illustrations.
- Drivers can save up to $120 per year just by quoting early and online
- Increasing deductibles can save approximately $300 each year
- Drivers age 16 to 20 are charged the highest rates, costing as high as $355 per month if comprehensive and collision insurance is included
- Drivers who have multiple accidents or major violations pay on average $1,240 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,448 |
| 30 | $1,094 |
| 40 | $1,070 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,070 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,070 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,016 |
| 20 | $3,904 |
| 30 | $2,330 |
| 40 | $2,306 |
| 50 | $2,204 |
| 60 | $2,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $427 |
Discounts are estimated and may not be available from every company or in every state.
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