Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 9, 2024

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The average insurance prices for a Nissan Cube are $1,040 every 12 months with full coverage. Comprehensive insurance costs an estimated $172, collision costs $236, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,240 or more. 16-year-old drivers cost the most to insure at $4,170 a year or more.

Average premium for full coverage: $1,040

Policy rates broken down by type of insurance:

Comprehensive $172
Collision $236
Liability $474

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Cube trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Nissan Cube insurance rates go from the cheapest price of $522 for basic liability insurance to a much higher rate of $2,240 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,040
High Risk $2,240

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities.

The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $780
Small Cities $1,092
Large Cities $1,404

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Nissan Cube insurance rates for other coverage scenarios.

  • The best full coverage rate is $629
  • Choosing higher $1,000 deductibles can save approximately $94 annually
  • The average price for a good driver age 40 who has $500 deductibles is $1,040
  • Buying more expensive low deductibles for comp and collision coverage costs an extra $176 each year
  • Drivers with multiple tickets or accidents could pay up to $2,240 or more
  • Policy cost to insure a teenage driver with full coverage can cost as much as $4,170 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing full coverage Nissan Cube insurance prices range from $629 to $4,170

Insurance rates for a Nissan Cube also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $270 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges around 43% to 128% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or at least $1,410 on average in New York, Michigan, and Florida.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $940 -$100 -9.6%
Alaska $798 -$242 -23.3%
Arizona $862 -$178 -17.1%
Arkansas $1,040 -$0 0.0%
California $1,184 $144 13.8%
Colorado $994 -$46 -4.4%
Connecticut $1,068 $28 2.7%
Delaware $1,178 $138 13.3%
Florida $1,302 $262 25.2%
Georgia $958 -$82 -7.9%
Hawaii $746 -$294 -28.3%
Idaho $702 -$338 -32.5%
Illinois $774 -$266 -25.6%
Indiana $780 -$260 -25.0%
Iowa $702 -$338 -32.5%
Kansas $988 -$52 -5.0%
Kentucky $1,418 $378 36.3%
Louisiana $1,538 $498 47.9%
Maine $642 -$398 -38.3%
Maryland $858 -$182 -17.5%
Massachusetts $832 -$208 -20.0%
Michigan $1,806 $766 73.7%
Minnesota $870 -$170 -16.3%
Mississippi $1,244 $204 19.6%
Missouri $922 -$118 -11.3%
Montana $1,116 $76 7.3%
Nebraska $818 -$222 -21.3%
Nevada $1,248 $208 20.0%
New Hampshire $748 -$292 -28.1%
New Jersey $1,162 $122 11.7%
New Mexico $922 -$118 -11.3%
New York $1,094 $54 5.2%
North Carolina $598 -$442 -42.5%
North Dakota $852 -$188 -18.1%
Ohio $718 -$322 -31.0%
Oklahoma $1,068 $28 2.7%
Oregon $950 -$90 -8.7%
Pennsylvania $994 -$46 -4.4%
Rhode Island $1,386 $346 33.3%
South Carolina $940 -$100 -9.6%
South Dakota $878 -$162 -15.6%
Tennessee $910 -$130 -12.5%
Texas $1,252 $212 20.4%
Utah $770 -$270 -26.0%
Vermont $712 -$328 -31.5%
Virginia $622 -$418 -40.2%
Washington $804 -$236 -22.7%
West Virginia $950 -$90 -8.7%
Wisconsin $720 -$320 -30.8%
Wyoming $926 -$114 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $994 $83
Nissan Cube S 2WD $1,016 $85
Nissan Cube SL 2WD $1,048 $87
Nissan Cube Krom 2WD $1,110 $93

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $184 $254 $474 $1,070
2013 Nissan Cube $172 $236 $474 $1,040
2012 Nissan Cube $166 $214 $478 $1,016
2011 Nissan Cube $156 $196 $474 $984
2010 Nissan Cube $146 $178 $474 $956
2009 Nissan Cube $142 $160 $468 $928

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan Cube Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a review of the coverage data raised in the charts and tables above.

  • You may be able to save approximately $120 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $275 each year
  • Teenagers are charged the highest rates, as much as $348 each month if they have full coverage
  • Drivers who have several accidents or serious violations may pay on average $1,200 more annually for car insurance

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,170
20 $2,378
30 $1,060
40 $1,040
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,216
$250 $1,136
$500 $1,040
$1,000 $946

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,040
50/100 $1,205
100/300 $1,323
250/500 $1,631
100 CSL $1,252
300 CSL $1,513
500 CSL $1,703

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,880
20 $3,796
30 $2,260
40 $2,240
50 $2,140
60 $2,118

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $411
Rate after discounts $629

Discounts are estimated and may not be available from every company or in every state.

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