Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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U.S. average insurance rates for a Nissan Cube are $1,070 a year for full coverage insurance. Comprehensive insurance costs an estimated $184 a year, collision costs $254, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,306 or more. Teens pay the highest rates at $4,260 a year or more.
Average premium for full coverage: $1,070
Price estimates broken down by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Cube trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Nissan Cube insurance prices go from as low as $522 for minimum levels of liability insurance to a high of $2,306 for a high-risk insurance policy.
Geographic Price Range
Your location can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.
The diagram below illustrates how rural and urban location affects insurance prices.
The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Nissan Cube insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $643
- Drivers who choose higher $1,000 deductibles will pay approximately $970 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,070
- Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $192 annually
- Drivers with serious driving violations could pay up to $2,306 or more
- The price for full coverage for a 16-year-old driver can cost as much as $4,260 a year
Car insurance prices for a Nissan Cube are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
Older drivers with no driving violations and high deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,200 a year. View Rates by Age
The state you live in makes a big difference in Nissan Cube insurance prices. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,450 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$102 | -9.5% |
| Alaska | $822 | -$248 | -23.2% |
| Arizona | $890 | -$180 | -16.8% |
| Arkansas | $1,070 | -$0 | 0.0% |
| California | $1,220 | $150 | 14.0% |
| Colorado | $1,024 | -$46 | -4.3% |
| Connecticut | $1,102 | $32 | 3.0% |
| Delaware | $1,212 | $142 | 13.3% |
| Florida | $1,340 | $270 | 25.2% |
| Georgia | $988 | -$82 | -7.7% |
| Hawaii | $768 | -$302 | -28.2% |
| Idaho | $724 | -$346 | -32.3% |
| Illinois | $798 | -$272 | -25.4% |
| Indiana | $806 | -$264 | -24.7% |
| Iowa | $722 | -$348 | -32.5% |
| Kansas | $1,020 | -$50 | -4.7% |
| Kentucky | $1,462 | $392 | 36.6% |
| Louisiana | $1,586 | $516 | 48.2% |
| Maine | $662 | -$408 | -38.1% |
| Maryland | $882 | -$188 | -17.6% |
| Massachusetts | $858 | -$212 | -19.8% |
| Michigan | $1,860 | $790 | 73.8% |
| Minnesota | $896 | -$174 | -16.3% |
| Mississippi | $1,284 | $214 | 20.0% |
| Missouri | $950 | -$120 | -11.2% |
| Montana | $1,150 | $80 | 7.5% |
| Nebraska | $844 | -$226 | -21.1% |
| Nevada | $1,286 | $216 | 20.2% |
| New Hampshire | $772 | -$298 | -27.9% |
| New Jersey | $1,196 | $126 | 11.8% |
| New Mexico | $950 | -$120 | -11.2% |
| New York | $1,128 | $58 | 5.4% |
| North Carolina | $616 | -$454 | -42.4% |
| North Dakota | $878 | -$192 | -17.9% |
| Ohio | $740 | -$330 | -30.8% |
| Oklahoma | $1,102 | $32 | 3.0% |
| Oregon | $982 | -$88 | -8.2% |
| Pennsylvania | $1,022 | -$48 | -4.5% |
| Rhode Island | $1,428 | $358 | 33.5% |
| South Carolina | $970 | -$100 | -9.3% |
| South Dakota | $904 | -$166 | -15.5% |
| Tennessee | $938 | -$132 | -12.3% |
| Texas | $1,290 | $220 | 20.6% |
| Utah | $792 | -$278 | -26.0% |
| Vermont | $734 | -$336 | -31.4% |
| Virginia | $640 | -$430 | -40.2% |
| Washington | $828 | -$242 | -22.6% |
| West Virginia | $982 | -$88 | -8.2% |
| Wisconsin | $742 | -$328 | -30.7% |
| Wyoming | $954 | -$116 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could save up to $300 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 135% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Every company calculates prices differently, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $1,020 | $85 |
| Nissan Cube S 2WD | $1,046 | $87 |
| Nissan Cube SL 2WD | $1,080 | $90 |
| Nissan Cube Krom 2WD | $1,148 | $96 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $190 | $272 | $464 | $1,084 |
| 2013 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2011 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Nissan Cube Insurance
Getting lower rates on insurance for a Nissan Cube not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a brief review of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,240 more annually for car insurance
- It is possible to save approximately $120 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $300 each year
- Insureds who want higher liability limits will pay approximately $520 annually to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,448 |
| 30 | $1,094 |
| 40 | $1,070 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,070 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,070 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,016 |
| 20 | $3,904 |
| 30 | $2,330 |
| 40 | $2,306 |
| 50 | $2,204 |
| 60 | $2,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $427 |
Discounts are estimated and may not be available from every company or in every state.
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