Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,310 a year with full coverage. Comprehensive insurance costs approximately $282 each year, collision costs $486, and liability costs $406. Buying just liability costs as little as $450 a year, with insurance for high-risk drivers costing $2,836 or more. Teenage drivers pay the highest rates at $4,878 a year or more.

Average premium for full coverage: $1,310

Price estimates by individual coverage:

Estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and GT-R models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $751
• Drivers who choose higher $1,000 deductibles will pay $176 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,310
• Using low deductibles for comprehensive and collision insurance will cost an additional $338 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,836 or more
• The price that insures a teen driver can cost $4,878 a year

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

The state you live in makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $520 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

The following is a review of the data that was presented in the illustrations above.

• You may be able to save around $160 per year simply by quoting online in advance
• Policyholders who purchase higher liability limits will pay an extra $450 every year to go from a low limit to the 250/500 level
• Teens are the costliest to insure, costing up to $407 a month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,530 more per year for GT-R insurance