Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,310 a year with full coverage. Comprehensive insurance costs approximately $282 a year, collision costs $486, and liability is estimated at $406. A liability-only policy costs approximately $450 a year, with high-risk insurance costing $2,836 or more. Teenage drivers receive the highest rates at $4,878 a year or more.

Average premium for full coverage: $1,310

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $751
• Choosing higher $1,000 deductibles can save $1,134 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,310
• Using low $100 deductibles for comp and collision coverage will cost an extra $338 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,836 or more
• The cost for full coverage for a 16-year-old driver can cost $4,878 each year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $520 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 136% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Saving money on insurance for a Nissan GT-R takes being a safe and courteous driver, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to compare rates once a year by requesting rates from direct companies like GEICO and Progressive, and also from several local insurance agents.

Below is a review of the data that was covered in the above illustrations.

• You may be able to save around $160 per year simply by quoting early and online
• Insureds who purchase higher levels of liability will pay an extra $450 every year to raise limits from a minimum limit to 250/500 limits
• Teenage drivers are expensive to insure, with premiums as much as $407 per month for full coverage
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,530 more per year for auto insurance