Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive costs around $264 a year, collision costs $444, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $2,694. Teenage drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Using higher $1,000 deductibles will save about $1,084 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,246
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,556
• High-risk insureds who are prone to accidents and violations could pay at least $2,694 or more
• Policy cost for full coverage for a 16-year-old driver can be $4,670 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,680 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $480 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,500 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires being a good driver, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a summary of the car insurance concepts covered above.

• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,450 more every year than a safer driver
• You may be able to save up to $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $475 each year
• Insureds who may need an increased level of liability coverage will pay an extra $440 every year to increase from a 30/60 limit to 250/500 limits