Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive insurance costs on average $264 a year, collision costs $444, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,694 or more. 16-year-old drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $717
• Using higher $1,000 deductibles will save around $1,084 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,246
• Buying low $100 deductibles for physical damage coverage will cost an additional $310 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,694 or more
• Policy cost that insures a 16-year-old driver may cost $4,670 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the trim level of your GT-R, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or at least $1,680 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $480 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires being safe and accident-free, having a positive credit history, not filing small claims, and maximizing policy discounts. Comparison shop every couple of years by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a review of the material that was touched on in the above illustrations.

• Insureds who require more liability protection will pay around $440 every year to increase from a 30/60 limit to the 250/500 level
• Youthful drivers are expensive to insure, as much as $389 each month if full coverage is purchased
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,450 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year