Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive insurance costs on average $248 each year, collision costs $404, and liability insurance is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing $2,570 or more. Teen drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates how your location can change car insurance rates.

These rate differences illustrate why all drivers should compare rates quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $691
• Raising to $1,000 deductibles will save around $150 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,190
• Choosing low deductibles will cost an additional $284 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,570 or more
• An auto insurance policy that insures a teen driver may cost $4,486

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $440 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Shop around every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a brief summary of the information illustrated above.

• It is possible to save as much as $140 per year simply by quoting online in advance
• Teenage drivers pay higher prices, with premiums being up to $374 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $425 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,380 more each year for auto insurance
• Drivers who require higher levels of liability will pay about $440 annually to raise from 30/60 bodily injury limits to the 250/500 level