Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,246 every 12 months with full coverage. Comprehensive costs approximately $264, collision costs $444, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $2,694. Teens cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $717
• Drivers who choose higher $1,000 deductibles will pay $162 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,246
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,556
• Drivers with serious driving violations could pay around $2,694 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost $4,670 a year

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Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving record, and the model of your GT-R.

Choosing higher comprehensive and collision insurance deductibles could save up to $480 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,500 to $2,000 additional every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost from 43% to 134% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R not only requires being a good driver, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following list is a quick review of the data presented in the illustrations above.

• Insureds who purchase an increased level of liability coverage will pay approximately $440 every year to go from a 30/60 limit to a 250/500 level
• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $389 each month if full coverage is included