Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,246 annually with full coverage. Comprehensive insurance costs on average $264 a year, collision costs $444, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,694 or more. Teen drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $717
• Drivers who choose higher $1,000 deductibles will pay around $1,084 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,246
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $310 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,694 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,670 a year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $480 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,680 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a recap of the data presented in the illustrations above.

• Insureds who require higher liability limits will pay about $440 every year to go from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Teenagers are expensive to insure, as much as $389 each month if comprehensive and collision insurance is included