Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,246 a year for full coverage insurance. Comprehensive insurance costs on average $264, collision costs $444, and liability costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $2,694 or more. Teen drivers pay the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all GT-R models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why everyone should compare rates based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $717
• Drivers who choose higher $1,000 deductibles will pay around $162 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,246
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $310 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,694 or more
• The price that insures a teen driver for full coverage may cost $4,670 a year

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the model of your GT-R, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 additional each year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost as much as 43% to 134% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,600 a year. View Rates by Age

The state you live in makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $480 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around at least every other year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the car insurance concepts touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,450 more each year to insure their GT-R
• It is possible to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $475 each year
• Policyholders who require more liability coverage will pay about $440 annually to go from a low limit to the 250/500 level