Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year for full coverage. Comprehensive insurance costs approximately $264 each year, collision insurance costs $444, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $2,694 or more. Teenage drivers cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save $162 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,246
• Using low deductibles will cost an extra $310 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,694
• Policy cost for full coverage for a teen driver can cost $4,670

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level of your GT-R, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $480 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief summary of the data that was touched on in the above illustrations.

• Drivers can save around $150 per year just by quoting online in advance
• Policyholders who purchase additional liability coverage will pay an extra $440 each year to raise from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $389 each month for full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,450 more per year than a driver with a clean driving record