Nissan GT-R Insurance Rates

Estimated insurance prices for a Nissan GT-R are $1,246 every 12 months for full coverage. Comprehensive insurance costs around $264, collision costs $444, and liability coverage costs around $402. A policy with only liability insurance costs as low as $446 a year, with a high-risk policy costing $2,694 or more. Teenage drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates for type of coverage:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Using higher $1,000 deductibles will save about $162 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,246
• Using more expensive low deductibles for physical damage coverage costs an extra $310 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,694 or more
• An auto insurance policy to insure a teenage driver with full coverage can be $4,670 or more

View Chart as Image

Car insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $480 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,500 to $2,000 extra annually, depending on your age. High-risk driver insurance can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan GT-R Insurance

Finding better rates on auto insurance requires being a low-risk driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every other policy renewal by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a review of the ideas that were presented in the illustrations above.

• Teen drivers are the costliest to insure, as much as $389 per month if the policy includes full coverage
• Drivers who have several accidents or serious violations may pay on average $1,450 more every year to insure their GT-R
• Increasing policy deductibles could save as much as $475 each year
• Drivers can save up to $150 per year simply by shopping early and online