Nissan GT-R Insurance Rates

Estimated insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage. Comprehensive costs approximately $248 a year, collision costs $404, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,570. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Raising to $1,000 deductibles will save $1,040 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,190
• Selecting low $100 deductibles increases the price to $1,474
• Drivers with serious driving violations could pay around $2,570 or more
• An auto insurance policy to insure a 16-year-old driver can cost $4,486

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your GT-R.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 annually, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R consists of being a good driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates once a year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a condensed summary of the data that was presented in the illustrations above.

• Drivers can save around $140 per year simply by quoting early and online
• Insureds who purchase an increased level of liability coverage will pay approximately $440 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $374 per month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,380 more per year than a safer driver