Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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Estimated auto insurance rates for a Nissan GT-R are $1,190 annually including full coverage. Comprehensive insurance costs an estimated $248 each year, collision costs $404, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,570 or more. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Comprehensive $248
Collision $404
Liability $402

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Nissan GT-R go from as cheap as $446 for just liability coverage to a high rate of $2,570 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These rate differences highlight why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

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Detailed Rate Analysis

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $691
  • Choosing higher $1,000 deductibles can save approximately $150 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,190
  • Selecting low deductibles for comp and collision coverage costs an additional $284 every year
  • Unlucky drivers with serious driving violations could pay up to $2,570 or more
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,486 each year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing full coverage Nissan GT-R insurance prices range from $691 to $4,486

Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,690 on average in Louisiana, New York, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $458 $1,012 $338 $1,944
2023 Nissan GT-R $442 $988 $354 $1,920
2022 Nissan GT-R $426 $946 $364 $1,872
2021 Nissan GT-R $402 $914 $376 $1,828
2020 Nissan GT-R $388 $848 $384 $1,756
2019 Nissan GT-R $372 $798 $388 $1,694
2018 Nissan GT-R $356 $716 $390 $1,598
2017 Nissan GT-R $334 $658 $390 $1,518
2016 Nissan GT-R $322 $618 $394 $1,470
2015 Nissan GT-R $314 $576 $402 $1,428
2014 Nissan GT-R $290 $534 $402 $1,362
2013 Nissan GT-R $282 $486 $406 $1,310
2012 Nissan GT-R $264 $444 $402 $1,246
2011 Nissan GT-R $248 $404 $402 $1,190
2010 Nissan GT-R $240 $362 $398 $1,136
2009 Nissan GT-R $236 $354 $390 $1,116

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Nissan GT-R Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a recap of the coverage data covered above.

  • You may be able to save approximately $140 per year simply by quoting online in advance
  • Increasing policy deductibles could save up to $425 each year
  • Teenagers are charged the highest prices, with the cost nearing $374 per month including comprehensive and collision insurance
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $1,380 more annually for car insurance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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