Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs around $248, collision costs $404, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $2,570. Teen drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

The examples above illustrate why everyone should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $691
• Drivers who choose higher $1,000 deductibles will pay about $150 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,190
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,474
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,570 or more
• Policy cost that insures a teen driver for full coverage can be $4,486 a year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model of your GT-R, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost as much as 45% to 131% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $440 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and taking advantage of discounts. Shop around at least once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the primary concepts that were touched on in the above illustrations.

• It is possible to save up to $140 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,380 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Teenage drivers are charged the highest rates, possibly costing $374 each month if comprehensive and collision insurance is included