Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive insurance costs an estimated $248, collision costs $404, and liability coverage is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $2,570 or more. 16-year-old drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The example below illustrates how where you live affects insurance prices.

These rate differences show why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best full coverage rate is $691
• Raising to $1,000 deductibles will save approximately $150 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,190
• Buying pricier low deductibles will cost an extra $284 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,570 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,486

View Chart as Image

Auto insurance prices for a Nissan GT-R also have a wide range based on your driving characteristics, the trim level of your GT-R, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find prices as low as $780 a year in states like Iowa, Maine, and Idaho, or at least $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $440 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,400 to $2,000 in extra premium annually, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost around 45% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan GT-R Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the ideas that were touched on in the above illustrations.

• Drivers under the age of 20 are the costliest to insure, as much as $374 per month if they have full coverage
• Drivers who have several accidents or serious violations pay an average of $1,380 more annually to insure a Nissan GT-R
• Increasing policy deductibles can save around $425 each year
• Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date