Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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U.S. average insurance prices for a Nissan GT-R are $1,190 every 12 months for full coverage insurance. Comprehensive insurance costs around $248, collision insurance costs $404, and liability is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $2,570 or more. 16-year-old drivers pay the highest rates at up to $4,486 a year.
Average premium for full coverage: $1,190
Price estimates for individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different GT-R trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Nissan GT-R insurance prices range from the cheapest price of $446 for the bare minimum liability coverage to a much higher rate of $2,570 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The price range example below illustrates how rural and urban location affects auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Nissan GT-R insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $691
- Raising to $1,000 deductibles will save about $150 each year
- The average price for the average middle-age driver using $500 deductibles is $1,190
- Buying more expensive low deductibles costs an extra $284 annually
- Drivers with multiple tickets or accidents could pay at least $2,570
- The price to insure a 16-year-old driver with full coverage can be $4,486
Insurance prices for a Nissan GT-R are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $440 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 131% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,600 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$116 | -9.7% |
| Alaska | $912 | -$278 | -23.4% |
| Arizona | $986 | -$204 | -17.1% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,354 | $164 | 13.8% |
| Colorado | $1,132 | -$58 | -4.9% |
| Connecticut | $1,220 | $30 | 2.5% |
| Delaware | $1,342 | $152 | 12.8% |
| Florida | $1,484 | $294 | 24.7% |
| Georgia | $1,098 | -$92 | -7.7% |
| Hawaii | $854 | -$336 | -28.2% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $884 | -$306 | -25.7% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $802 | -$388 | -32.6% |
| Kansas | $1,128 | -$62 | -5.2% |
| Kentucky | $1,620 | $430 | 36.1% |
| Louisiana | $1,758 | $568 | 47.7% |
| Maine | $732 | -$458 | -38.5% |
| Maryland | $980 | -$210 | -17.6% |
| Massachusetts | $948 | -$242 | -20.3% |
| Michigan | $2,062 | $872 | 73.3% |
| Minnesota | $996 | -$194 | -16.3% |
| Mississippi | $1,422 | $232 | 19.5% |
| Missouri | $1,054 | -$136 | -11.4% |
| Montana | $1,276 | $86 | 7.2% |
| Nebraska | $936 | -$254 | -21.3% |
| Nevada | $1,426 | $236 | 19.8% |
| New Hampshire | $856 | -$334 | -28.1% |
| New Jersey | $1,328 | $138 | 11.6% |
| New Mexico | $1,052 | -$138 | -11.6% |
| New York | $1,250 | $60 | 5.0% |
| North Carolina | $684 | -$506 | -42.5% |
| North Dakota | $974 | -$216 | -18.2% |
| Ohio | $820 | -$370 | -31.1% |
| Oklahoma | $1,218 | $28 | 2.4% |
| Oregon | $1,090 | -$100 | -8.4% |
| Pennsylvania | $1,132 | -$58 | -4.9% |
| Rhode Island | $1,584 | $394 | 33.1% |
| South Carolina | $1,078 | -$112 | -9.4% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,038 | -$152 | -12.8% |
| Texas | $1,432 | $242 | 20.3% |
| Utah | $880 | -$310 | -26.1% |
| Vermont | $812 | -$378 | -31.8% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $918 | -$272 | -22.9% |
| West Virginia | $1,090 | -$100 | -8.4% |
| Wisconsin | $822 | -$368 | -30.9% |
| Wyoming | $1,056 | -$134 | -11.3% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,190 | $99 |
| Nissan GT-R AWD 2-Dr | $1,190 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2023 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2022 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2021 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2020 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2019 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2018 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2017 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2016 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2015 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2014 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2013 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2012 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2011 Nissan GT-R | $248 | $404 | $402 | $1,190 |
| 2010 Nissan GT-R | $240 | $362 | $398 | $1,136 |
| 2009 Nissan GT-R | $236 | $354 | $390 | $1,116 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan GT-R Insurance
Getting lower rates on insurance for a Nissan GT-R consists of having a decent driving record, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a summary of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,380 more every year than a driver with a clean driving record
- It is possible to save up to $140 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $425 each year
- Insureds who may need additional liability coverage will pay around $440 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,726 |
| 30 | $1,232 |
| 40 | $1,190 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,474 |
| $250 | $1,342 |
| $500 | $1,190 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,270 |
| 100/300 | $1,371 |
| 250/500 | $1,632 |
| 100 CSL | $1,311 |
| 300 CSL | $1,532 |
| 500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,392 |
| 20 | $4,342 |
| 30 | $2,618 |
| 40 | $2,570 |
| 50 | $2,448 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
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