Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,310 every 12 months with full coverage. Comprehensive insurance costs on average $282 each year, collision costs $486, and liability coverage is estimated at $406. Buying just liability costs approximately $450 a year, with insurance for high-risk drivers costing $2,836 or more. Teenage drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,310

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $751
• Choosing higher $1,000 deductibles can save around $176 annually
• The average price for a good driver age 40 with $500 deductibles is $1,310
• Using low deductibles for comp and collision coverage costs an extra $338 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,836 or more
• Policy cost to insure a teenage driver may cost $4,878 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving record, and the trim level of your GT-R.

Using high physical damage deductibles can save as much as $520 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 136% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $940 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,770 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having good credit, not filing small claims, and bundling your home and auto policies. Take the time to comparison shop every year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following items are a brief review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• 16 to 18-year-old drivers pay the highest rates, as much as $407 each month if they have full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,530 more each year than a driver with a clean driving record