Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,246 annually including full coverage. Comprehensive insurance costs on average $264, collision costs $444, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,694 or more. Teenage drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save around $162 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,246
• Using more expensive low deductibles for comp and collision coverage costs an additional $310 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,694 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,670 each year

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Auto insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving characteristics, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $480 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance takes being a low-risk driver, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Take the time to comparison shop at least every other year by getting quotes from direct car insurance companies, and also from several local insurance agents.

The items below are a brief recap of the car insurance concepts touched on in the above illustrations.

• High-risk drivers who tend to receive serious violations pay on average $1,450 more each year to insure their GT-R
• You may be able to save as much as $150 per year simply by shopping early and online
• Increasing policy deductibles could save up to $475 each year
• Drivers who require more liability coverage will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits