Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,310 a year for full coverage insurance. Comprehensive insurance costs on average $282 each year, collision costs $486, and liability insurance is estimated at $406. A liability-only policy costs approximately $450 a year, with high-risk insurance costing $2,836 or more. Teenage drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,310

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how your location can change car insurance rates.

The examples above illustrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $751
• Choosing higher $1,000 deductibles can save around $176 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,310
• Using low deductibles for comp and collision coverage will cost an extra $338 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,836 or more
• Policy cost for full coverage for a teen driver may cost $4,878 each year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $520 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 136% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance takes having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a condensed summary of the primary concepts that were illustrated above.

• It is possible to save as much as $160 per year simply by quoting online in advance
• High-risk drivers with multiple at-fault accidents pay an average of $1,530 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $525 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $407 each month if full coverage is included