Nissan Kicks Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Nissan Kicks are $1,234 every 12 months with full coverage. Comprehensive costs approximately $250, collision insurance costs $374, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,656. Teenage drivers pay the most at up to $4,724 a year.

Average premium for full coverage: $1,234

Premium estimates by type of coverage:

Comprehensive $250
Collision $374
Liability $452

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Kicks models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Nissan Kicks range from the cheapest price of $504 for just liability coverage to the much higher price of $2,656 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,234
High Risk $2,656

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $926
Small Cities $1,296
Large Cities $1,666

These rate differences demonstrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Nissan Kicks insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $727
  • Drivers who choose higher $1,000 deductibles will pay $142 annually
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,234
  • Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,506
  • Drivers who are prone to accidents and violations could pay around $2,656
  • An auto insurance policy to insure a 16-year-old driver for full coverage can cost $4,724 a year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance rates range from $727 to $4,724 for full coverage

Auto insurance prices for a Nissan Kicks also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Kicks.

Using high physical damage deductibles could save up to $420 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,500 to $2,000 in extra premium annually, depending on your age. Nissan Kicks insurance for high-risk drivers can cost from 42% to 136% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan Kicks insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,670 on average in New York, Michigan, and Florida.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$118 -9.6%
Alaska $948 -$286 -23.2%
Arizona $1,022 -$212 -17.2%
Arkansas $1,234 -$0 0.0%
California $1,406 $172 13.9%
Colorado $1,178 -$56 -4.5%
Connecticut $1,270 $36 2.9%
Delaware $1,396 $162 13.1%
Florida $1,544 $310 25.1%
Georgia $1,138 -$96 -7.8%
Hawaii $886 -$348 -28.2%
Idaho $834 -$400 -32.4%
Illinois $920 -$314 -25.4%
Indiana $928 -$306 -24.8%
Iowa $832 -$402 -32.6%
Kansas $1,172 -$62 -5.0%
Kentucky $1,684 $450 36.5%
Louisiana $1,826 $592 48.0%
Maine $762 -$472 -38.2%
Maryland $1,018 -$216 -17.5%
Massachusetts $988 -$246 -19.9%
Michigan $2,142 $908 73.6%
Minnesota $1,032 -$202 -16.4%
Mississippi $1,476 $242 19.6%
Missouri $1,094 -$140 -11.3%
Montana $1,324 $90 7.3%
Nebraska $974 -$260 -21.1%
Nevada $1,480 $246 19.9%
New Hampshire $890 -$344 -27.9%
New Jersey $1,378 $144 11.7%
New Mexico $1,092 -$142 -11.5%
New York $1,298 $64 5.2%
North Carolina $712 -$522 -42.3%
North Dakota $1,010 -$224 -18.2%
Ohio $852 -$382 -31.0%
Oklahoma $1,266 $32 2.6%
Oregon $1,130 -$104 -8.4%
Pennsylvania $1,178 -$56 -4.5%
Rhode Island $1,646 $412 33.4%
South Carolina $1,118 -$116 -9.4%
South Dakota $1,040 -$194 -15.7%
Tennessee $1,080 -$154 -12.5%
Texas $1,488 $254 20.6%
Utah $914 -$320 -25.9%
Vermont $844 -$390 -31.6%
Virginia $738 -$496 -40.2%
Washington $954 -$280 -22.7%
West Virginia $1,130 -$104 -8.4%
Wisconsin $854 -$380 -30.8%
Wyoming $1,100 -$134 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city
Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $306 $452 $390 $1,306
2023 Nissan Kicks $294 $448 $398 $1,298
2022 Nissan Kicks $284 $436 $416 $1,294
2021 Nissan Kicks $274 $418 $430 $1,280
2020 Nissan Kicks $260 $404 $442 $1,264
2019 Nissan Kicks $250 $374 $452 $1,234
2018 Nissan Kicks $240 $352 $456 $1,206

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Nissan Kicks Insurance

Finding better rates on insurance for a Nissan Kicks not only requires not taking risks behind the wheel, but also having a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following is a condensed summary of the ideas that were touched on in this article.

  • Teens have the highest car insurance prices, possibly costing $394 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,420 more per year for Kicks insurance
  • Increasing policy deductibles could save as much as $425 each year
  • You may be able to save around $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,724
20 $2,820
30 $1,274
40 $1,234
50 $1,128
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,380
$500 $1,234
$1,000 $1,092

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,234
50/100 $1,324
100/300 $1,437
250/500 $1,731
100 CSL $1,370
300 CSL $1,618
500 CSL $1,799

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,704
20 $4,488
30 $2,696
40 $2,656
50 $2,534
60 $2,510

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $86
Total Discounts $507
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles