Nissan Kicks Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Nissan Kicks are $1,264 a year with full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $404, and liability costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $2,722 or more. Teen drivers pay the highest rates at $4,812 a year or more.

Average premium for full coverage: $1,264

Price estimates by individual coverage:

Comprehensive $260
Collision $404
Liability $442

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Kicks trim levels.

Price Range from Low to High

For the normal driver, Nissan Kicks insurance prices go from as low as $496 for the bare minimum liability coverage to a high of $2,722 for a driver who requires high-risk insurance.

Liability Only $496
Full Coverage $1,264
High Risk $2,722

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $948
Small Cities $1,327
Large Cities $1,706

The ranges above demonstrate why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $743
  • Using higher $1,000 deductibles will save $1,114 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,264
  • Choosing low $100 deductibles for physical damage coverage will cost an extra $290 every year
  • Drivers with multiple violations and an at-fault accident could pay around $2,722 or more
  • The price for full coverage for a teen driver can cost $4,812 or more

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing full coverage Nissan Kicks insurance prices range from $743 to $4,812

Auto insurance prices for a Nissan Kicks are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

The state you live in has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,710 on average in New York, Michigan, and Florida.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,142 -$122 -9.7%
Alaska $970 -$294 -23.3%
Arizona $1,052 -$212 -16.8%
Arkansas $1,264 -$0 0.0%
California $1,440 $176 13.9%
Colorado $1,208 -$56 -4.4%
Connecticut $1,298 $34 2.7%
Delaware $1,430 $166 13.1%
Florida $1,580 $316 25.0%
Georgia $1,168 -$96 -7.6%
Hawaii $908 -$356 -28.2%
Idaho $856 -$408 -32.3%
Illinois $942 -$322 -25.5%
Indiana $952 -$312 -24.7%
Iowa $852 -$412 -32.6%
Kansas $1,202 -$62 -4.9%
Kentucky $1,724 $460 36.4%
Louisiana $1,872 $608 48.1%
Maine $780 -$484 -38.3%
Maryland $1,044 -$220 -17.4%
Massachusetts $1,012 -$252 -19.9%
Michigan $2,196 $932 73.7%
Minnesota $1,058 -$206 -16.3%
Mississippi $1,514 $250 19.8%
Missouri $1,120 -$144 -11.4%
Montana $1,358 $94 7.4%
Nebraska $996 -$268 -21.2%
Nevada $1,514 $250 19.8%
New Hampshire $910 -$354 -28.0%
New Jersey $1,414 $150 11.9%
New Mexico $1,120 -$144 -11.4%
New York $1,332 $68 5.4%
North Carolina $728 -$536 -42.4%
North Dakota $1,034 -$230 -18.2%
Ohio $872 -$392 -31.0%
Oklahoma $1,298 $34 2.7%
Oregon $1,158 -$106 -8.4%
Pennsylvania $1,208 -$56 -4.4%
Rhode Island $1,686 $422 33.4%
South Carolina $1,144 -$120 -9.5%
South Dakota $1,066 -$198 -15.7%
Tennessee $1,108 -$156 -12.3%
Texas $1,522 $258 20.4%
Utah $936 -$328 -25.9%
Vermont $866 -$398 -31.5%
Virginia $758 -$506 -40.0%
Washington $978 -$286 -22.6%
West Virginia $1,158 -$106 -8.4%
Wisconsin $876 -$388 -30.7%
Wyoming $1,126 -$138 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $440 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $322 $470 $372 $1,322
2023 Nissan Kicks $306 $452 $390 $1,306
2022 Nissan Kicks $294 $448 $398 $1,298
2021 Nissan Kicks $284 $436 $416 $1,294
2020 Nissan Kicks $274 $418 $430 $1,280
2019 Nissan Kicks $260 $404 $442 $1,264
2018 Nissan Kicks $250 $374 $452 $1,234

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Nissan Kicks Insurance

Getting lower rates on car insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates at every other renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief summary of the concepts that were presented in the illustrations above.

  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,460 more per year than a safer driver
  • Drivers age 16 to 20 have the highest car insurance prices, costing up to $401 a month if they have full coverage
  • You may be able to save around $150 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $450 each year
  • You may be able to save around $150 per year simply by quoting early and online

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,812
20 $2,892
30 $1,308
40 $1,264
50 $1,156
60 $1,132

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,418
$500 $1,264
$1,000 $1,114

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,264
50/100 $1,352
100/300 $1,463
250/500 $1,750
100 CSL $1,397
300 CSL $1,640
500 CSL $1,817

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,604
30 $2,770
40 $2,722
50 $2,600
60 $2,574

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $521
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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