Nissan Kicks Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Nissan Kicks are $1,234 a year with full coverage. Comprehensive insurance costs on average $250, collision costs $374, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $2,656 or more. 16-year-old drivers pay the highest rates at $4,724 a year or more.
Average premium for full coverage: $1,234
Price estimates by individual coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Kicks models.
Price Range from Low to High
For a driver around age 40, Nissan Kicks insurance prices go from as low as $504 for a discount liability-only rate to the much higher price of $2,656 for a high-risk insurance policy.
Geographic Price Range
Where you live has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above demonstrate why everyone should compare prices based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Nissan Kicks insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $727
- Using higher $1,000 deductibles will save around $142 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,234
- Buying pricier low deductibles for physical damage coverage will cost an extra $272 a year
- Drivers with multiple tickets or accidents could pay upwards of $2,656 or more
- The price for full coverage for a teen driver for full coverage may cost $4,724 or more
Insurance prices for a Nissan Kicks are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
A more mature driver with a clean driving record and high deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age
The state you live in has a huge impact on Nissan Kicks insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $948 | -$286 | -23.2% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,270 | $36 | 2.9% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,544 | $310 | 25.1% |
| Georgia | $1,138 | -$96 | -7.8% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $834 | -$400 | -32.4% |
| Illinois | $920 | -$314 | -25.4% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,684 | $450 | 36.5% |
| Louisiana | $1,826 | $592 | 48.0% |
| Maine | $762 | -$472 | -38.2% |
| Maryland | $1,018 | -$216 | -17.5% |
| Massachusetts | $988 | -$246 | -19.9% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,032 | -$202 | -16.4% |
| Mississippi | $1,476 | $242 | 19.6% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,324 | $90 | 7.3% |
| Nebraska | $974 | -$260 | -21.1% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $890 | -$344 | -27.9% |
| New Jersey | $1,378 | $144 | 11.7% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $712 | -$522 | -42.3% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,130 | -$104 | -8.4% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,646 | $412 | 33.4% |
| South Carolina | $1,118 | -$116 | -9.4% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,488 | $254 | 20.6% |
| Utah | $914 | -$320 | -25.9% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,130 | -$104 | -8.4% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,100 | -$134 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $420 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. Nissan Kicks insurance for high-risk drivers can be anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2023 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2022 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2021 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2020 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2019 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2018 Nissan Kicks | $240 | $352 | $456 | $1,206 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Nissan Kicks Insurance
Getting lower rates on Nissan Kicks insurance requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.
The following items are a brief summary of the car insurance concepts covered above.
- High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,420 more each year than a driver with a clean driving record
- You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $425 each year
- Drivers who require additional liability coverage will pay around $500 every year to increase from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,724 |
| 20 | $2,820 |
| 30 | $1,274 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,506 |
| $250 | $1,380 |
| $500 | $1,234 |
| $1,000 | $1,092 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,704 |
| 20 | $4,488 |
| 30 | $2,696 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,510 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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