Nissan Kicks Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance rates for a Nissan Kicks are $1,264 a year for full coverage insurance. Comprehensive insurance costs approximately $260 a year, collision costs $404, and liability costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing $2,722 or more. Teenage drivers cost the most to insure at $4,812 a year or more.
Average premium for full coverage: $1,264
Policy rates by type of insurance:
Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Kicks trim levels.
Price Range Variability
For a driver in their 40's, Nissan Kicks insurance rates go from as low as $496 for liability-only coverage to a high of $2,722 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.
The diagram below illustrates how location helps determine auto insurance prices.
The examples above illustrate why it is important to compare prices using their specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.
- The best discount rate is $743
- Using higher $1,000 deductibles will save $1,114 each year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,264
- Using low $100 deductibles for physical damage coverage will cost an extra $290 every year
- Drivers who are prone to accidents and violations could pay around $2,722 or more
- Policy cost for full coverage for a teen driver can cost $4,812 or more
Auto insurance rates for a Nissan Kicks also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age
Your home state has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see rates as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,710 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,142 | -$122 | -9.7% |
| Alaska | $970 | -$294 | -23.3% |
| Arizona | $1,052 | -$212 | -16.8% |
| Arkansas | $1,264 | -$0 | 0.0% |
| California | $1,440 | $176 | 13.9% |
| Colorado | $1,208 | -$56 | -4.4% |
| Connecticut | $1,298 | $34 | 2.7% |
| Delaware | $1,430 | $166 | 13.1% |
| Florida | $1,580 | $316 | 25.0% |
| Georgia | $1,168 | -$96 | -7.6% |
| Hawaii | $908 | -$356 | -28.2% |
| Idaho | $856 | -$408 | -32.3% |
| Illinois | $942 | -$322 | -25.5% |
| Indiana | $952 | -$312 | -24.7% |
| Iowa | $852 | -$412 | -32.6% |
| Kansas | $1,202 | -$62 | -4.9% |
| Kentucky | $1,724 | $460 | 36.4% |
| Louisiana | $1,872 | $608 | 48.1% |
| Maine | $780 | -$484 | -38.3% |
| Maryland | $1,044 | -$220 | -17.4% |
| Massachusetts | $1,012 | -$252 | -19.9% |
| Michigan | $2,196 | $932 | 73.7% |
| Minnesota | $1,058 | -$206 | -16.3% |
| Mississippi | $1,514 | $250 | 19.8% |
| Missouri | $1,120 | -$144 | -11.4% |
| Montana | $1,358 | $94 | 7.4% |
| Nebraska | $996 | -$268 | -21.2% |
| Nevada | $1,514 | $250 | 19.8% |
| New Hampshire | $910 | -$354 | -28.0% |
| New Jersey | $1,414 | $150 | 11.9% |
| New Mexico | $1,120 | -$144 | -11.4% |
| New York | $1,332 | $68 | 5.4% |
| North Carolina | $728 | -$536 | -42.4% |
| North Dakota | $1,034 | -$230 | -18.2% |
| Ohio | $872 | -$392 | -31.0% |
| Oklahoma | $1,298 | $34 | 2.7% |
| Oregon | $1,158 | -$106 | -8.4% |
| Pennsylvania | $1,208 | -$56 | -4.4% |
| Rhode Island | $1,686 | $422 | 33.4% |
| South Carolina | $1,144 | -$120 | -9.5% |
| South Dakota | $1,066 | -$198 | -15.7% |
| Tennessee | $1,108 | -$156 | -12.3% |
| Texas | $1,522 | $258 | 20.4% |
| Utah | $936 | -$328 | -25.9% |
| Vermont | $866 | -$398 | -31.5% |
| Virginia | $758 | -$506 | -40.0% |
| Washington | $978 | -$286 | -22.6% |
| West Virginia | $1,158 | -$106 | -8.4% |
| Wisconsin | $876 | -$388 | -30.7% |
| Wyoming | $1,126 | -$138 | -10.9% |
Using high physical damage deductibles could cut rates by as much as $440 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $322 | $470 | $372 | $1,322 |
| 2023 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2022 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2021 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2020 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2019 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2018 Nissan Kicks | $250 | $374 | $452 | $1,234 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Kicks Insurance
Finding cheaper rates on car insurance requires avoiding accidents and claims, having good credit, being claim-free, and not having any coverage lapses. Invest time comparing rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The points below are a recap of the ideas that were covered in the charts and tables above.
- Drivers under the age of 20 have the highest car insurance rates, possibly costing $401 each month if they have full coverage
- Higher risk drivers that have major violations or accidents may pay on average $1,460 more per year to insure a Nissan Kicks
- Increasing comprehensive and collision deductibles can save around $450 each year
- It is possible to save around $150 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,812 |
| 20 | $2,892 |
| 30 | $1,308 |
| 40 | $1,264 |
| 50 | $1,156 |
| 60 | $1,132 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,554 |
| $250 | $1,418 |
| $500 | $1,264 |
| $1,000 | $1,114 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,264 |
| 50/100 | $1,352 |
| 100/300 | $1,463 |
| 250/500 | $1,750 |
| 100 CSL | $1,397 |
| 300 CSL | $1,640 |
| 500 CSL | $1,817 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,604 |
| 30 | $2,770 |
| 40 | $2,722 |
| 50 | $2,600 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $53 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $521 |
Discounts are estimated and may not be available from every company or in every state.
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