Nissan Leaf Insurance Rates

Estimated insurance rates for a Nissan Leaf are $1,256 a year with full coverage. Comprehensive costs approximately $234 each year, collision insurance costs $400, and liability insurance is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs around $2,722. Teenage drivers pay the most at up to $4,858 a year.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Leaf models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $734
• Raising to $1,000 deductibles will save $144 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,256
• Using low deductibles bumps up the cost to $1,534
• Higher-risk drivers who are prone to accidents and violations could pay around $2,722
• An auto insurance policy that insures a teen driver can cost $4,858

View Chart as Image

Car insurance prices for a Nissan Leaf also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Leaf insurance rates. A middle-age driver might find prices as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $430 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Leaf Insurance

Finding better rates on Nissan Leaf insurance consists of being safe and accident-free, having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare prices at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

Below you'll find a review of the primary concepts that were touched on above.

• You may be able to save around $150 per year just by quoting online in advance
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,470 more per year than a low-risk driver
• Increasing policy deductibles can save approximately $425 each year
• Youthful drivers pay the highest auto insurance prices, possibly costing $405 per month if full coverage is purchased