Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,256 a year including full coverage. Comprehensive costs an estimated $234, collision costs $400, and liability insurance costs around $464. Liability-only insurance costs as low as $514 a year, with high-risk driver insurance costing around $2,722. Teenage drivers cost the most to insure at $4,858 a year or more.

Average premium for full coverage: $1,256

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan Leaf insurance rates for other coverage scenarios.

• The best discount rate is $734
• Using higher $1,000 deductibles will save approximately $144 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,256
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,534
• Drivers who are prone to accidents and violations could pay up to $2,722 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,858 or more

View Chart as Image

Auto insurance rates for a Nissan Leaf also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $430 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

How to Find Cheap Nissan Leaf Insurance

Finding cheaper rates on Nissan Leaf insurance requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every couple of years by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief summary of the material that was presented in the illustrations above.

• Drivers who want more liability protection will pay an extra $510 per year to increase from a 30/60 limit to the 250/500 level
• Youthful drivers are the costliest to insure, with premiums being up to $405 each month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,470 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $425 each year