Nissan Leaf Insurance Rates

U.S. average insurance rates for a Nissan Leaf are $1,256 a year with full coverage. Comprehensive costs approximately $234 a year, collision insurance costs $400, and liability coverage costs $464. Liability-only insurance costs as little as $514 a year, and high-risk driver insurance costs around $2,722. Teen drivers pay the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Leaf trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $734
• Drivers who choose higher $1,000 deductibles will pay $1,112 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,256
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,534
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,722
• The price for full coverage for a teenage driver can cost $4,858 a year

View Chart as Image

Car insurance prices for a Nissan Leaf are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,800 a year. View Rates by Age

The state you live in makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $430 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find the Best Nissan Leaf Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates at least every other year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief recap of the car insurance concepts covered in the charts and tables above.

• Drivers who tend to receive serious violations pay on average $1,470 more per year for auto insurance
• You may be able to save around $150 per year just by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Consumers who purchase higher levels of liability will pay about $510 every year to go from a low limit to 250/500 limits