Nissan Murano Insurance Rates
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UPDATED: May 30, 2024
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance rates for a Nissan Murano are $1,344 a year for full coverage. Comprehensive costs around $282, collision insurance costs $506, and liability insurance is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs around $2,908. Teens receive the highest rates at up to $5,040 a year.
Average premium for full coverage: $1,344
Rate estimates for individual coverage type:
These estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all Murano models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from the low end price of $460 for your basic liability-only policy to the much higher price of $2,908 for high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.
These examples show why everyone should get quotes for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Nissan Murano insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $777
- Choosing higher $1,000 deductibles can save about $178 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,344
- Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,692
- High-risk insureds with serious driving violations could pay at least $2,908
- The cost that insures a teen driver for full coverage can be $5,040 each year
Auto insurance rates for a Nissan Murano can also vary considerably based on the model of your Murano, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Nissan Murano insurance for high-risk drivers ranges anywhere from 44% to 133% more than the average policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age
Where you live plays a big part in determining prices for Nissan Murano insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,920 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$128 | -9.5% |
| Alaska | $1,032 | -$312 | -23.2% |
| Arizona | $1,116 | -$228 | -17.0% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,534 | $190 | 14.1% |
| Colorado | $1,284 | -$60 | -4.5% |
| Connecticut | $1,384 | $40 | 3.0% |
| Delaware | $1,522 | $178 | 13.2% |
| Florida | $1,684 | $340 | 25.3% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $1,004 | -$340 | -25.3% |
| Indiana | $1,012 | -$332 | -24.7% |
| Iowa | $908 | -$436 | -32.4% |
| Kansas | $1,280 | -$64 | -4.8% |
| Kentucky | $1,836 | $492 | 36.6% |
| Louisiana | $1,990 | $646 | 48.1% |
| Maine | $830 | -$514 | -38.2% |
| Maryland | $1,108 | -$236 | -17.6% |
| Massachusetts | $1,078 | -$266 | -19.8% |
| Michigan | $2,338 | $994 | 74.0% |
| Minnesota | $1,126 | -$218 | -16.2% |
| Mississippi | $1,614 | $270 | 20.1% |
| Missouri | $1,194 | -$150 | -11.2% |
| Montana | $1,444 | $100 | 7.4% |
| Nebraska | $1,062 | -$282 | -21.0% |
| Nevada | $1,614 | $270 | 20.1% |
| New Hampshire | $970 | -$374 | -27.8% |
| New Jersey | $1,504 | $160 | 11.9% |
| New Mexico | $1,194 | -$150 | -11.2% |
| New York | $1,418 | $74 | 5.5% |
| North Carolina | $776 | -$568 | -42.3% |
| North Dakota | $1,100 | -$244 | -18.2% |
| Ohio | $930 | -$414 | -30.8% |
| Oklahoma | $1,382 | $38 | 2.8% |
| Oregon | $1,232 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$60 | -4.5% |
| Rhode Island | $1,796 | $452 | 33.6% |
| South Carolina | $1,222 | -$122 | -9.1% |
| South Dakota | $1,136 | -$208 | -15.5% |
| Tennessee | $1,178 | -$166 | -12.4% |
| Texas | $1,622 | $278 | 20.7% |
| Utah | $996 | -$348 | -25.9% |
| Vermont | $920 | -$424 | -31.5% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,042 | -$302 | -22.5% |
| West Virginia | $1,232 | -$112 | -8.3% |
| Wisconsin | $930 | -$414 | -30.8% |
| Wyoming | $1,198 | -$146 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $530 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,260 | $105 |
| Nissan Murano S AWD | $1,260 | $105 |
| Nissan Murano SL 2WD | $1,260 | $105 |
| Nissan Murano SL AWD | $1,304 | $109 |
| Nissan Murano LE 2WD | $1,428 | $119 |
| Nissan Murano LE AWD | $1,428 | $119 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Murano | $294 | $512 | $390 | $1,354 |
| 2023 Nissan Murano | $282 | $506 | $398 | $1,344 |
| 2022 Nissan Murano | $272 | $494 | $416 | $1,340 |
| 2021 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2020 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2019 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2018 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2017 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2016 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2015 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2014 Nissan Murano | $194 | $288 | $474 | $1,114 |
| 2013 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2012 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2011 Nissan Murano | $162 | $222 | $474 | $1,016 |
| 2010 Nissan Murano | $152 | $202 | $474 | $986 |
| 2009 Nissan Murano | $148 | $182 | $468 | $956 |
| 2007 Nissan Murano | $144 | $168 | $452 | $922 |
| 2006 Nissan Murano | $132 | $160 | $446 | $896 |
| 2005 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Nissan Murano Insurance
Saving money on Nissan Murano insurance takes having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a brief summary of the material that was touched on in this article.
- Drivers who may need increased levels of liability coverage will pay approximately $440 each year to raise limits from a minimum limit to the 250/500 level
- Drivers age 20 and younger are expensive to insure, costing as high as $420 per month if the policy includes full coverage
- High-risk drivers that tend to have accidents or serious violations pay on average $1,560 more every year to buy Nissan Murano insurance
- Increasing deductibles can save approximately $525 each year
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,040 |
| 20 | $3,108 |
| 30 | $1,404 |
| 40 | $1,344 |
| 50 | $1,230 |
| 60 | $1,206 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,692 |
| $250 | $1,530 |
| $500 | $1,344 |
| $1,000 | $1,166 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,508 |
| 100/300 | $1,607 |
| 250/500 | $1,866 |
| 100 CSL | $1,547 |
| 300 CSL | $1,766 |
| 500 CSL | $1,926 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,184 |
| 20 | $4,938 |
| 30 | $2,970 |
| 40 | $2,908 |
| 50 | $2,776 |
| 60 | $2,752 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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