Nissan Murano Insurance Rates
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UPDATED: May 30, 2024
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Estimated auto insurance rates for a Nissan Murano are $1,354 annually for full coverage insurance. Comprehensive insurance costs an estimated $294 a year, collision costs $512, and liability coverage is $390. A policy with only liability insurance costs around $452 a year, with a high-risk policy costing $2,918 or more. 16-year-old drivers pay the most at $5,032 a year or more.
Average premium for full coverage: $1,354
Premium estimates broken down by type of coverage:
Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Murano trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Murano go from as cheap as $452 for minimum levels of liability insurance to a high of $2,918 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than congested cities.
The diagram below illustrates how where you live affects insurance prices.
These rate differences illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Nissan Murano insurance rates for other coverage scenarios.
- The best full coverage rate is $783
- Raising to $1,000 deductibles will save approximately $1,170 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,354
- Buying low $100 deductibles costs an additional $352 each year
- Unlucky drivers with multiple tickets or accidents could pay up to $2,918 or more
- An auto insurance policy with full coverage for a teenage driver can cost as much as $5,032
Car insurance prices for a Nissan Murano also have a wide range based on the model of your Murano, your risk profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $540 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Nissan Murano insurance rates. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,830 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,224 | -$130 | -9.6% |
| Alaska | $1,038 | -$316 | -23.3% |
| Arizona | $1,124 | -$230 | -17.0% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,540 | $186 | 13.7% |
| Colorado | $1,292 | -$62 | -4.6% |
| Connecticut | $1,392 | $38 | 2.8% |
| Delaware | $1,532 | $178 | 13.1% |
| Florida | $1,692 | $338 | 25.0% |
| Georgia | $1,250 | -$104 | -7.7% |
| Hawaii | $970 | -$384 | -28.4% |
| Idaho | $914 | -$440 | -32.5% |
| Illinois | $1,006 | -$348 | -25.7% |
| Indiana | $1,020 | -$334 | -24.7% |
| Iowa | $914 | -$440 | -32.5% |
| Kansas | $1,286 | -$68 | -5.0% |
| Kentucky | $1,846 | $492 | 36.3% |
| Louisiana | $2,002 | $648 | 47.9% |
| Maine | $836 | -$518 | -38.3% |
| Maryland | $1,116 | -$238 | -17.6% |
| Massachusetts | $1,082 | -$272 | -20.1% |
| Michigan | $2,352 | $998 | 73.7% |
| Minnesota | $1,132 | -$222 | -16.4% |
| Mississippi | $1,620 | $266 | 19.6% |
| Missouri | $1,200 | -$154 | -11.4% |
| Montana | $1,454 | $100 | 7.4% |
| Nebraska | $1,068 | -$286 | -21.1% |
| Nevada | $1,622 | $268 | 19.8% |
| New Hampshire | $974 | -$380 | -28.1% |
| New Jersey | $1,514 | $160 | 11.8% |
| New Mexico | $1,198 | -$156 | -11.5% |
| New York | $1,426 | $72 | 5.3% |
| North Carolina | $778 | -$576 | -42.5% |
| North Dakota | $1,108 | -$246 | -18.2% |
| Ohio | $934 | -$420 | -31.0% |
| Oklahoma | $1,390 | $36 | 2.7% |
| Oregon | $1,240 | -$114 | -8.4% |
| Pennsylvania | $1,292 | -$62 | -4.6% |
| Rhode Island | $1,806 | $452 | 33.4% |
| South Carolina | $1,226 | -$128 | -9.5% |
| South Dakota | $1,142 | -$212 | -15.7% |
| Tennessee | $1,186 | -$168 | -12.4% |
| Texas | $1,632 | $278 | 20.5% |
| Utah | $1,002 | -$352 | -26.0% |
| Vermont | $926 | -$428 | -31.6% |
| Virginia | $810 | -$544 | -40.2% |
| Washington | $1,044 | -$310 | -22.9% |
| West Virginia | $1,240 | -$114 | -8.4% |
| Wisconsin | $938 | -$416 | -30.7% |
| Wyoming | $1,208 | -$146 | -10.8% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,268 | $106 |
| Nissan Murano S AWD | $1,268 | $106 |
| Nissan Murano SL 2WD | $1,268 | $106 |
| Nissan Murano SL AWD | $1,310 | $109 |
| Nissan Murano LE 2WD | $1,438 | $120 |
| Nissan Murano LE AWD | $1,438 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Murano | $308 | $532 | $372 | $1,370 |
| 2023 Nissan Murano | $294 | $512 | $390 | $1,354 |
| 2022 Nissan Murano | $282 | $506 | $398 | $1,344 |
| 2021 Nissan Murano | $272 | $494 | $416 | $1,340 |
| 2020 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2013 Nissan Murano | $194 | $288 | $474 | $1,114 |
| 2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2010 Nissan Murano | $162 | $222 | $474 | $1,016 |
| 2009 Nissan Murano | $152 | $202 | $474 | $986 |
| 2007 Nissan Murano | $146 | $178 | $460 | $942 |
| 2006 Nissan Murano | $144 | $168 | $452 | $922 |
| 2005 Nissan Murano | $132 | $160 | $446 | $896 |
| 2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Nissan Murano Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to comparison shop every year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
Below is a condensed summary of the coverage data touched on in the above illustrations.
- It is possible to save approximately $160 per year simply by quoting early and online
- Increasing policy deductibles could save up to $525 each year
- Teenage drivers have the highest car insurance prices, with premiums being up to $419 per month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents may pay on average $1,560 more annually for auto insurance
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,112 |
| 30 | $1,410 |
| 40 | $1,354 |
| 50 | $1,236 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,706 |
| $250 | $1,544 |
| $500 | $1,354 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,516 |
| 100/300 | $1,614 |
| 250/500 | $1,867 |
| 100 CSL | $1,555 |
| 300 CSL | $1,770 |
| 500 CSL | $1,926 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,950 |
| 30 | $2,982 |
| 40 | $2,918 |
| 50 | $2,784 |
| 60 | $2,760 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $571 |
Discounts are estimated and may not be available from every company or in every state.
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