Nissan Murano Insurance Rates
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UPDATED: Jun 3, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Estimated insurance prices for a Nissan Murano are $1,354 every 12 months including full coverage. Comprehensive insurance costs approximately $294 a year, collision costs $512, and liability insurance costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing $2,918 or more. Teen drivers pay the most at $5,032 a year or more.
Average premium for full coverage: $1,354
Premium estimates by type of coverage:
Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Murano trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Murano go from the cheapest price of $452 for just liability insurance to a high of $2,918 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance prices.
These rate differences highlight why it is important to compare prices using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Nissan Murano insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $783
- Using higher $1,000 deductibles will save $1,170 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,354
- Choosing low $100 deductibles for physical damage coverage costs an extra $352 a year
- Drivers with multiple violations and an at-fault accident could pay around $2,918 or more
- An auto insurance policy to insure a teen driver can cost $5,032 or more
Insurance prices for a Nissan Murano also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Murano.
Choosing high deductibles could cut prices by as much as $540 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Nissan Murano insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,224 | -$130 | -9.6% |
| Alaska | $1,038 | -$316 | -23.3% |
| Arizona | $1,124 | -$230 | -17.0% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,540 | $186 | 13.7% |
| Colorado | $1,292 | -$62 | -4.6% |
| Connecticut | $1,392 | $38 | 2.8% |
| Delaware | $1,532 | $178 | 13.1% |
| Florida | $1,692 | $338 | 25.0% |
| Georgia | $1,250 | -$104 | -7.7% |
| Hawaii | $970 | -$384 | -28.4% |
| Idaho | $914 | -$440 | -32.5% |
| Illinois | $1,006 | -$348 | -25.7% |
| Indiana | $1,020 | -$334 | -24.7% |
| Iowa | $914 | -$440 | -32.5% |
| Kansas | $1,286 | -$68 | -5.0% |
| Kentucky | $1,846 | $492 | 36.3% |
| Louisiana | $2,002 | $648 | 47.9% |
| Maine | $836 | -$518 | -38.3% |
| Maryland | $1,116 | -$238 | -17.6% |
| Massachusetts | $1,082 | -$272 | -20.1% |
| Michigan | $2,352 | $998 | 73.7% |
| Minnesota | $1,132 | -$222 | -16.4% |
| Mississippi | $1,620 | $266 | 19.6% |
| Missouri | $1,200 | -$154 | -11.4% |
| Montana | $1,454 | $100 | 7.4% |
| Nebraska | $1,068 | -$286 | -21.1% |
| Nevada | $1,622 | $268 | 19.8% |
| New Hampshire | $974 | -$380 | -28.1% |
| New Jersey | $1,514 | $160 | 11.8% |
| New Mexico | $1,198 | -$156 | -11.5% |
| New York | $1,426 | $72 | 5.3% |
| North Carolina | $778 | -$576 | -42.5% |
| North Dakota | $1,108 | -$246 | -18.2% |
| Ohio | $934 | -$420 | -31.0% |
| Oklahoma | $1,390 | $36 | 2.7% |
| Oregon | $1,240 | -$114 | -8.4% |
| Pennsylvania | $1,292 | -$62 | -4.6% |
| Rhode Island | $1,806 | $452 | 33.4% |
| South Carolina | $1,226 | -$128 | -9.5% |
| South Dakota | $1,142 | -$212 | -15.7% |
| Tennessee | $1,186 | -$168 | -12.4% |
| Texas | $1,632 | $278 | 20.5% |
| Utah | $1,002 | -$352 | -26.0% |
| Vermont | $926 | -$428 | -31.6% |
| Virginia | $810 | -$544 | -40.2% |
| Washington | $1,044 | -$310 | -22.9% |
| West Virginia | $1,240 | -$114 | -8.4% |
| Wisconsin | $938 | -$416 | -30.7% |
| Wyoming | $1,208 | -$146 | -10.8% |
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,268 | $106 |
| Nissan Murano S AWD | $1,268 | $106 |
| Nissan Murano SL 2WD | $1,268 | $106 |
| Nissan Murano SL AWD | $1,310 | $109 |
| Nissan Murano LE 2WD | $1,438 | $120 |
| Nissan Murano LE AWD | $1,438 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Murano | $308 | $532 | $372 | $1,370 |
| 2023 Nissan Murano | $294 | $512 | $390 | $1,354 |
| 2022 Nissan Murano | $282 | $506 | $398 | $1,344 |
| 2021 Nissan Murano | $272 | $494 | $416 | $1,340 |
| 2020 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2013 Nissan Murano | $194 | $288 | $474 | $1,114 |
| 2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2010 Nissan Murano | $162 | $222 | $474 | $1,016 |
| 2009 Nissan Murano | $152 | $202 | $474 | $986 |
| 2007 Nissan Murano | $146 | $178 | $460 | $942 |
| 2006 Nissan Murano | $144 | $168 | $452 | $922 |
| 2005 Nissan Murano | $132 | $160 | $446 | $896 |
| 2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Nissan Murano Insurance
Finding better rates on Nissan Murano insurance requires being a low-risk driver, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a recap of the information touched on in the above illustrations.
- You may be able to save around $160 per year simply by quoting early and online
- Teen drivers are the costliest to insure, with the cost nearing $419 per month if full coverage is included
- Increasing policy deductibles could save as much as $525 each year
- High-risk drivers that have major violations or accidents could be charged and average of $1,560 more per year to insure their Murano
- Drivers who purchase more liability coverage will pay about $430 per year to increase from 30/60 bodily injury limits to a 250/500 level
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,112 |
| 30 | $1,410 |
| 40 | $1,354 |
| 50 | $1,236 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,706 |
| $250 | $1,544 |
| $500 | $1,354 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,516 |
| 100/300 | $1,614 |
| 250/500 | $1,867 |
| 100 CSL | $1,555 |
| 300 CSL | $1,770 |
| 500 CSL | $1,926 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,950 |
| 30 | $2,982 |
| 40 | $2,918 |
| 50 | $2,784 |
| 60 | $2,760 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $571 |
Discounts are estimated and may not be available from every company or in every state.
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