Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,286 a year with full coverage. Comprehensive costs around $282, collision costs $448, and liability costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $2,762. Teenage drivers pay the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Pathfinder models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The ranges above demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best discount rate is $753
• Drivers who choose higher $1,000 deductibles will pay about $166 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,286
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,604
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,762 or more
• The price for full coverage for a teen driver for full coverage can be $4,808 a year

View Chart as Image

Car insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,800 a year. View Rates by Age

The state you live in makes a big difference in Nissan Pathfinder insurance prices. A 40-year-old driver could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $490 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. Nissan Pathfinder insurance for high-risk drivers can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Pathfinder Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief recap of the concepts that were touched on in the above illustrations.

• Higher risk drivers who tend to receive serious violations pay an average of $1,480 more every year to insure a Nissan Pathfinder
• Drivers under the age of 20 are the costliest to insure, costing up to $401 a month if full coverage is included
• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $475 each year
• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.