Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage. Comprehensive insurance costs around $282, collision costs $448, and liability coverage is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing $2,762 or more. 16-year-old drivers pay the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $753
• Raising to $1,000 deductibles will save about $166 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,286
• Buying more expensive low deductibles will cost an extra $318 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,762 or more
• The price for full coverage for a teenage driver with full coverage can be $4,808

View Chart as Image

Auto insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the trim level of your Pathfinder, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,800 a year. View Rates by Age

The state you live in also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find prices as low as $850 a year in states like Idaho, Maine, and Iowa, or at least $1,840 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $490 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Pathfinder Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The points below are a brief recap of the data that was presented in the illustrations above.

• Drivers can save up to $150 per year simply by shopping early and online
• Consumers who may need increased liability limits will pay around $440 each year to raise from a low limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, with premiums as much as $401 a month if they have full coverage
• Drivers who tend to receive serious violations may be required to pay an average of $1,480 more every year to insure a Nissan Pathfinder

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.