Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,294 a year including full coverage. Comprehensive insurance costs an estimated $294 a year, collision insurance costs $452, and liability costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs $2,772 or more. Teens pay the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,294

Price estimates broken down by individual coverage:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $758
• Using higher $1,000 deductibles will save approximately $1,124 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,294
• Selecting low $100 deductibles for physical damage coverage will cost an additional $324 annually
• High-risk insureds with serious driving violations could pay up to $2,772
• The price that insures a 16-year-old driver can cost as much as $4,798 or more

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on the trim level of your Pathfinder, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,850 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $500 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder requires having a good driving record, having above-average credit, being claim-free, and deciding if full coverage is necessary. Compare rates every other policy renewal by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The next list is a condensed summary of the ideas that were presented in the illustrations above.

• Drivers age 20 and younger are charged the highest prices, possibly costing $400 a month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,480 more annually to buy Nissan Pathfinder insurance
• Increasing physical damage deductibles can save approximately $500 each year
• You may be able to save approximately $150 per year just by quoting early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.