Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,294 annually for full coverage insurance. Comprehensive costs around $294 a year, collision costs $452, and liability is $390. A liability-only policy costs around $452 a year, with high-risk insurance costing around $2,772. Teenage drivers receive the highest rates at $4,798 a year or more.

Average premium for full coverage: $1,294

Rate estimates for individual coverage type:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best discount rate is $758
• Raising to $1,000 deductibles will save about $1,124 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,294
• Using low $100 deductibles will cost $1,618
• At-risk drivers who are prone to accidents and violations could pay at least $2,772 or more
• The cost with full coverage for a teen driver can be $4,798

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $500 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find rates as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,750 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Pathfinder Insurance

Saving money on car insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a recap of the data that was touched on in this article.

• It is possible to save up to $150 per year simply by quoting early and online
• Policyholders who may need additional liability coverage will pay an extra $430 annually to raise from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers pay higher rates, costing up to $400 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents pay on average $1,480 more every year than a driver with a clean driving record

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.