Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance prices for a Nissan Pathfinder are $1,282 every 12 months including full coverage. Comprehensive costs approximately $272 a year, collision insurance costs $436, and liability costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $2,762. Teen drivers pay the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,282

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $749
• Using higher $1,000 deductibles will save $1,120 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,282
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,592
• Drivers with multiple violations and an at-fault accident could pay around $2,762
• The price to insure a teen driver can cost $4,836 or more

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Pathfinder.

Choosing high deductibles could cut prices by as much as $480 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,830 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Pathfinder Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a brief summary of the information presented in the illustrations above.

• You may be able to save around $150 per year just by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $403 a month if full coverage is included
• Increasing physical damage deductibles could save as much as $475 each year
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,480 more per year than a driver with a clean driving record
• Policyholders who purchase additional liability coverage will pay about $460 per year to increase from a low limit to a 250/500 level

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.