Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

The average auto insurance rates for a Nissan Pathfinder are $1,286 annually for full coverage. Comprehensive costs an estimated $282 each year, collision insurance costs $448, and liability is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs around $2,762. Teens cost the most to insure at up to $4,808 a year.

Average premium for full coverage: $1,286

Policy rates broken down by type of insurance:

Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Pathfinder models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

The examples above show why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $753
• Choosing higher $1,000 deductibles can save approximately $166 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,286
• Selecting low deductibles for comp and collision coverage will cost $1,604
• Unlucky drivers with serious driving violations could pay up to $2,762
• Policy cost with full coverage for a teen driver can cost as much as $4,808 each year

View Chart as Image

Car insurance rates for a Nissan Pathfinder also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,840 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Pathfinder Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick rundown of the concepts that were touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,480 more annually for auto insurance
• Teenage drivers have the highest car insurance rates, costing up to $401 each month if comprehensive and collision insurance is included
• Drivers can save approximately $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Drivers can save approximately $150 per year just by quoting online in advance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.