Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance prices for a Nissan Pathfinder are $1,286 every 12 months for full coverage insurance. Comprehensive costs on average $282, collision costs $448, and liability insurance is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $2,762. 16-year-old drivers pay the most at $4,808 a year or more.

Average premium for full coverage: $1,286

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $753
• Raising to $1,000 deductibles will save around $166 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,286
• Buying pricier low deductibles increases the price to $1,604
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,762 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,808

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Pathfinder.

Opting for high physical damage deductibles can reduce prices by up to $490 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers is expensive and can cost anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,740 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Pathfinder Insurance

Finding better rates on Nissan Pathfinder insurance consists of not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to compare rates every year by requesting rates from direct insurance companies, and also from several local insurance agents.

The following is a brief summary of the coverage data covered above.

• It is possible to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $475 each year
• Teens pay the highest prices, with premiums being up to $401 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations pay on average $1,480 more each year for Pathfinder insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.