Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage insurance. Comprehensive insurance costs on average $282, collision insurance costs $448, and liability costs around $398. Liability-only insurance costs as low as $460 a year, and high-risk driver insurance costs $2,762 or more. Teenage drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates by type of coverage:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best discount rate is $753
• Using higher $1,000 deductibles will save around $166 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,286
• Using more expensive low deductibles for physical damage coverage will cost an additional $318 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,762
• An auto insurance policy that insures a teen driver with full coverage may cost $4,808 or more

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,740 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $490 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Pathfinder Insurance

Finding better rates on car insurance requires having a good driving record, having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices every other policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a recap of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger pay higher prices, with premiums being up to $401 per month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may pay on average $1,480 more each year to buy Nissan Pathfinder insurance
• Increasing policy deductibles can save approximately $475 each year
• It is possible to save as much as $150 per year just by shopping early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.