Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,294 a year for full coverage. Comprehensive costs on average $294, collision insurance costs $452, and liability is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs around $2,772. Teen drivers pay the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,294

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Pathfinder models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $758
• Choosing higher $1,000 deductibles can save around $170 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,294
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,618
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,772
• The price for full coverage for a 16-year-old driver for full coverage may cost $4,798 each year

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Insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the trim level of your Pathfinder, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,850 on average in Michigan, Louisiana, and New York.

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Choosing high deductibles can save as much as $500 annually, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 additional each year, depending on your age. Nissan Pathfinder insurance for high-risk drivers ranges from 44% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at least once a year by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following items are a summary of the primary concepts that were covered above.

• Drivers can save as much as $150 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk who have multiple accidents or major violations will pay on average $1,480 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $500 each year
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $400 a month including comprehensive and collision insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.