Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,294 a year with full coverage. Comprehensive insurance costs approximately $294 each year, collision insurance costs $452, and liability coverage costs $390. A policy with only liability insurance costs as little as $452 a year, and a high-risk policy costs $2,772 or more. 16-year-old drivers pay the most at up to $4,798 a year.

Average premium for full coverage: $1,294

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $758
• Drivers who choose higher $1,000 deductibles will pay $170 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,294
• Buying low deductibles for comprehensive and collision insurance will cost an additional $324 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,772
• An auto insurance policy that insures a teenage driver can cost $4,798 a year

View Chart as Image

Car insurance prices for a Nissan Pathfinder also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or at least $1,750 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Pathfinder Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a positive credit history, being claim-free, and attention to physical damage deductibles. Comparison shop every year by getting rate quotes from direct companies, and also from local insurance agencies.

The following list is a condensed summary of the coverage data touched on above.

• You may be able to save around $150 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $500 each year
• Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $400 per month if full coverage is purchased
• Drivers with multiple at-fault accidents may have to pay on average $1,480 more per year than a safer driver

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.