Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Average insurance prices for a Nissan Rogue are $1,392 every 12 months with full coverage. Comprehensive insurance costs around $256, collision costs $506, and liability coverage costs around $450. A liability-only policy costs as low as $518 a year, with high-risk insurance costing $3,024 or more. Teen drivers receive the highest rates at $5,344 a year or more.
Average premium for full coverage: $1,392
Rate estimates for individual coverage type:
Estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Rogue trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the cheapest price of $518 for just liability insurance to a much higher rate of $3,024 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a large influence on insurance rates. Areas with sparse population tend to have more infrequent collision claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Nissan Rogue insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $808
- Using higher $1,000 deductibles will save about $170 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,392
- Choosing more expensive low deductibles for physical damage coverage costs an extra $340 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,024 or more
- The cost to insure a teenage driver with full coverage can be $5,344 or more
Insurance rates for a Nissan Rogue can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $510 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $405 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be around 43% to 136% more than average. View High Risk Driver Rates
Where you live has a huge impact on Nissan Rogue insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,880 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,260 | -$132 | -9.5% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,588 | $196 | 14.1% |
| Colorado | $1,330 | -$62 | -4.5% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,578 | $186 | 13.4% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,286 | -$106 | -7.6% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $946 | -$446 | -32.0% |
| Illinois | $1,038 | -$354 | -25.4% |
| Indiana | $1,052 | -$340 | -24.4% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,324 | -$68 | -4.9% |
| Kentucky | $1,900 | $508 | 36.5% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,150 | -$242 | -17.4% |
| Massachusetts | $1,114 | -$278 | -20.0% |
| Michigan | $2,418 | $1,026 | 73.7% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,672 | $280 | 20.1% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,004 | -$388 | -27.9% |
| New Jersey | $1,558 | $166 | 11.9% |
| New Mexico | $1,234 | -$158 | -11.4% |
| New York | $1,468 | $76 | 5.5% |
| North Carolina | $804 | -$588 | -42.2% |
| North Dakota | $1,140 | -$252 | -18.1% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,430 | $38 | 2.7% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,328 | -$64 | -4.6% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,264 | -$128 | -9.2% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,218 | -$174 | -12.5% |
| Texas | $1,678 | $286 | 20.5% |
| Utah | $1,032 | -$360 | -25.9% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $834 | -$558 | -40.1% |
| Washington | $1,076 | -$316 | -22.7% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,242 | -$150 | -10.8% |
With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,436 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2023 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2022 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2021 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2020 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2019 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2018 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2017 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2016 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2015 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2013 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2012 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2011 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2010 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2009 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2008 Nissan Rogue | $132 | $178 | $520 | $1,010 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Nissan Rogue Insurance
Saving money on auto insurance requires having a good driving record, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The next list is a review of the data covered above.
- Consumers who may need increased levels of liability coverage will pay about $500 every year to increase from a minimum limit to a 250/500 level
- You may be able to save up to $170 per year simply by shopping early and online
- Increasing deductibles could save as much as $500 each year
- Drivers age 20 and younger pay higher rates, with premiums as much as $445 per month if they have full coverage
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,344 |
| 20 | $3,244 |
| 30 | $1,446 |
| 40 | $1,392 |
| 50 | $1,276 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,574 |
| $500 | $1,392 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,526 |
| 100/300 | $1,639 |
| 250/500 | $1,931 |
| 100 CSL | $1,571 |
| 300 CSL | $1,819 |
| 500 CSL | $1,999 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,600 |
| 20 | $5,158 |
| 30 | $3,082 |
| 40 | $3,024 |
| 50 | $2,890 |
| 60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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