Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Average auto insurance rates for a Nissan Rogue are $1,392 annually with full coverage. Comprehensive insurance costs an estimated $256 each year, collision insurance costs $506, and liability costs around $450. A liability-only policy costs as low as $518 a year, and high-risk insurance costs $3,024 or more. Teen drivers receive the highest rates at up to $5,344 a year.
Average premium for full coverage: $1,392
Rate estimates broken down by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Rogue models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as cheap as $518 for your basic liability-only policy to a high rate of $3,024 for coverage for higher-risk drivers.
Price Range by Location
Where you live can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects insurance prices.
These examples demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Nissan Rogue insurance rates for other coverage scenarios.
- The lowest rate with discounts is $808
- Using higher $1,000 deductibles will save approximately $170 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,392
- Choosing low deductibles for physical damage coverage costs an additional $340 annually
- High-risk insureds with multiple violations and an at-fault accident could pay up to $3,024
- The cost with full coverage for a 16-year-old driver can cost as much as $5,344 or more
Insurance rates for a Nissan Rogue can also vary considerably based on the trim level of your Rogue, your driving record, and liability limits and deductibles.
More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can be from 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $510 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $405 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Nissan Rogue insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,880 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,260 | -$132 | -9.5% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,588 | $196 | 14.1% |
| Colorado | $1,330 | -$62 | -4.5% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,578 | $186 | 13.4% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,286 | -$106 | -7.6% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $946 | -$446 | -32.0% |
| Illinois | $1,038 | -$354 | -25.4% |
| Indiana | $1,052 | -$340 | -24.4% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,324 | -$68 | -4.9% |
| Kentucky | $1,900 | $508 | 36.5% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,150 | -$242 | -17.4% |
| Massachusetts | $1,114 | -$278 | -20.0% |
| Michigan | $2,418 | $1,026 | 73.7% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,672 | $280 | 20.1% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,004 | -$388 | -27.9% |
| New Jersey | $1,558 | $166 | 11.9% |
| New Mexico | $1,234 | -$158 | -11.4% |
| New York | $1,468 | $76 | 5.5% |
| North Carolina | $804 | -$588 | -42.2% |
| North Dakota | $1,140 | -$252 | -18.1% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,430 | $38 | 2.7% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,328 | -$64 | -4.6% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,264 | -$128 | -9.2% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,218 | -$174 | -12.5% |
| Texas | $1,678 | $286 | 20.5% |
| Utah | $1,032 | -$360 | -25.9% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $834 | -$558 | -40.1% |
| Washington | $1,076 | -$316 | -22.7% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,242 | -$150 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,436 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2023 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2022 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2021 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2020 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2019 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2018 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2017 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2016 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2015 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2013 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2012 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2011 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2010 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2009 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2008 Nissan Rogue | $132 | $178 | $520 | $1,010 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan Rogue Insurance
Saving money on insurance for a Nissan Rogue requires having a decent driving record, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a brief review of the primary concepts that were raised in the charts and tables above.
- You may be able to save approximately $170 per year just by quoting online in advance
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,630 more annually than a driver with a clean driving record
- Increasing deductibles could save up to $500 each year
- 16 to 18-year-old drivers are charged the highest rates, with premiums as much as $445 per month including comprehensive and collision insurance
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,344 |
| 20 | $3,244 |
| 30 | $1,446 |
| 40 | $1,392 |
| 50 | $1,276 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,574 |
| $500 | $1,392 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,526 |
| 100/300 | $1,639 |
| 250/500 | $1,931 |
| 100 CSL | $1,571 |
| 300 CSL | $1,819 |
| 500 CSL | $1,999 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,600 |
| 20 | $5,158 |
| 30 | $3,082 |
| 40 | $3,024 |
| 50 | $2,890 |
| 60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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