Nissan Rogue Insurance Rates
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UPDATED: Jun 4, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Average insurance rates for a Nissan Rogue are $1,400 a year for full coverage insurance. Comprehensive costs an estimated $268 each year, collision insurance costs $512, and liability is $440. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $3,030. Teens receive the highest rates at up to $5,328 a year.
Average premium for full coverage: $1,400
Rate estimates broken down by individual coverage type:
Rate estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Rogue models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as low as $510 for the bare minimum liability coverage to a high rate of $3,030 for high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Nissan Rogue insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $813
- Raising to $1,000 deductibles will save approximately $178 each year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,400
- Selecting low deductibles will increase the cost to $1,742
- At-risk drivers with serious driving violations could pay up to $3,030
- The cost for full coverage for a teen driver can cost as much as $5,328
Insurance rates for a Nissan Rogue can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age
Where you live also has a big influence on Nissan Rogue insurance prices. A middle-age driver might find rates as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,890 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$136 | -9.7% |
| Alaska | $1,074 | -$326 | -23.3% |
| Arizona | $1,162 | -$238 | -17.0% |
| Arkansas | $1,400 | -$0 | 0.0% |
| California | $1,592 | $192 | 13.7% |
| Colorado | $1,334 | -$66 | -4.7% |
| Connecticut | $1,436 | $36 | 2.6% |
| Delaware | $1,582 | $182 | 13.0% |
| Florida | $1,748 | $348 | 24.9% |
| Georgia | $1,292 | -$108 | -7.7% |
| Hawaii | $1,002 | -$398 | -28.4% |
| Idaho | $948 | -$452 | -32.3% |
| Illinois | $1,040 | -$360 | -25.7% |
| Indiana | $1,056 | -$344 | -24.6% |
| Iowa | $944 | -$456 | -32.6% |
| Kansas | $1,328 | -$72 | -5.1% |
| Kentucky | $1,906 | $506 | 36.1% |
| Louisiana | $2,070 | $670 | 47.9% |
| Maine | $864 | -$536 | -38.3% |
| Maryland | $1,154 | -$246 | -17.6% |
| Massachusetts | $1,116 | -$284 | -20.3% |
| Michigan | $2,428 | $1,028 | 73.4% |
| Minnesota | $1,170 | -$230 | -16.4% |
| Mississippi | $1,676 | $276 | 19.7% |
| Missouri | $1,242 | -$158 | -11.3% |
| Montana | $1,504 | $104 | 7.4% |
| Nebraska | $1,102 | -$298 | -21.3% |
| Nevada | $1,676 | $276 | 19.7% |
| New Hampshire | $1,008 | -$392 | -28.0% |
| New Jersey | $1,564 | $164 | 11.7% |
| New Mexico | $1,236 | -$164 | -11.7% |
| New York | $1,474 | $74 | 5.3% |
| North Carolina | $806 | -$594 | -42.4% |
| North Dakota | $1,144 | -$256 | -18.3% |
| Ohio | $964 | -$436 | -31.1% |
| Oklahoma | $1,434 | $34 | 2.4% |
| Oregon | $1,282 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$66 | -4.7% |
| Rhode Island | $1,866 | $466 | 33.3% |
| South Carolina | $1,266 | -$134 | -9.6% |
| South Dakota | $1,182 | -$218 | -15.6% |
| Tennessee | $1,224 | -$176 | -12.6% |
| Texas | $1,684 | $284 | 20.3% |
| Utah | $1,034 | -$366 | -26.1% |
| Vermont | $958 | -$442 | -31.6% |
| Virginia | $836 | -$564 | -40.3% |
| Washington | $1,078 | -$322 | -23.0% |
| West Virginia | $1,282 | -$118 | -8.4% |
| Wisconsin | $968 | -$432 | -30.9% |
| Wyoming | $1,246 | -$154 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $520 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $396 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,400 | $117 |
| Nissan Rogue S AWD | $1,400 | $117 |
| Nissan Rogue SL 2WD | $1,400 | $117 |
| Nissan Rogue SL AWD | $1,442 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $280 | $532 | $420 | $1,412 |
| 2023 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2022 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2021 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2020 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Nissan Rogue Insurance
Saving money on car insurance consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.
The next list is a brief recap of the material that was covered above.
- Policyholders who want increased levels of liability coverage will pay approximately $480 annually to raise from a minimum limit to 250/500 limits
- Drivers age 20 and younger are expensive to insure, costing up to $444 per month including comprehensive and collision insurance
- Higher risk drivers who tend to receive serious violations pay on average $1,630 more annually to buy Nissan Rogue insurance
- Increasing deductibles can save around $525 each year
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,244 |
| 30 | $1,452 |
| 40 | $1,400 |
| 50 | $1,280 |
| 60 | $1,256 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,582 |
| $500 | $1,400 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,400 |
| 50/100 | $1,530 |
| 100/300 | $1,640 |
| 250/500 | $1,926 |
| 100 CSL | $1,574 |
| 300 CSL | $1,816 |
| 500 CSL | $1,992 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,582 |
| 20 | $5,160 |
| 30 | $3,088 |
| 40 | $3,030 |
| 50 | $2,894 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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