Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,344 annually for full coverage. Comprehensive costs an estimated $250 each year, collision costs $400, and liability insurance is estimated at $514. A liability-only policy costs approximately $572 a year, with high-risk insurance costing around $2,900. Teens cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above show why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $793
• Choosing higher $1,000 deductibles can save approximately $148 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,344
• Selecting low deductibles for comp and collision coverage will cost $1,628
• High-risk insureds with serious driving violations could pay up to $2,900 or more
• Policy cost with full coverage for a teen driver can cost as much as $5,220 each year

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance takes avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,560 more annually to insure a Nissan Titan
• Drivers can save approximately $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers who want increased liability limits will pay approximately $570 each year to raise limits from a 30/60 limit to higher 250/500 limits