Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive costs an estimated $250 each year, collision costs $400, and liability is estimated at $514. A liability-only policy costs approximately $572 a year, with high-risk insurance costing around $2,900. Teens pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location impacts insurance prices.

These rate differences illustrate why all drivers should get quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $793
• Choosing higher $1,000 deductibles can save approximately $148 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Selecting low deductibles for comp and collision coverage will increase the cost to $1,628
• Unlucky drivers with serious driving violations could pay up to $2,900 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,220 each year

View Chart as Image

Auto insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $513 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding better rates on car insurance takes being a low-risk driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a quick review of the material that was touched on above.

• Policyholders who want more liability coverage will pay approximately $570 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are the costliest to insure, with premiums being up to $435 per month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,560 more annually to insure their Titan
• Increasing policy deductibles can save around $425 each year