Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year with full coverage. Comprehensive insurance costs around $260, collision costs $424, and liability insurance is estimated at $510. Liability-only coverage costs approximately $568 a year, with high-risk coverage costing $2,966 or more. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $807
• Choosing higher $1,000 deductibles can save about $154 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,374
• Using more expensive low deductibles for comp and collision coverage will cost an additional $300 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,966 or more
• An auto insurance policy that insures a teen driver with full coverage can be $5,308 each year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $460 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Finding better rates on Nissan Titan insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare prices at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The points below are a summary of the data covered in the above illustrations.

• Drivers who may need increased liability limits will pay an extra $560 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• You may be able to save up to $160 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $450 each year
• Drivers under the age of 20 pay higher prices, possibly costing $442 per month if full coverage is included