Nissan Titan Insurance Rates

Estimated auto insurance rates for a Nissan Titan are $1,374 annually including full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $424, and liability costs $510. A liability-only policy costs as little as $568 a year, and high-risk insurance costs $2,966 or more. Teenage drivers pay the most at up to $5,308 a year.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts insurance prices.

These rate differences highlight why everyone should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $807
• Drivers who choose higher $1,000 deductibles will pay approximately $154 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,374
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $300 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,966
• An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $5,308 a year

View Chart as Image

Auto insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your driving characteristics, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,600 to $2,300 in extra premium annually, depending on your age. Nissan Titan insurance for high-risk drivers can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $460 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $507 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Titan Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Spend time shopping around at least every other year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a summary of the car insurance concepts touched on above.

• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,590 more annually for auto insurance
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $450 each year
• Policyholders who want higher levels of liability will pay an extra $560 per year to go from 30/60 bodily injury limits to higher 250/500 limits