Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,374 annually for full coverage. Comprehensive insurance costs an estimated $260 each year, collision costs $424, and liability is $510. Liability-only coverage costs around $568 a year, with high-risk coverage costing $2,966 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Raising to $1,000 deductibles will save approximately $154 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,374
• Selecting low deductibles costs an additional $300 every year
• At-risk drivers with serious driving violations could pay up to $2,966 or more
• Policy cost with full coverage for a teen driver can cost as much as $5,308

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $910 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Titan Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers that have major violations or accidents may pay on average $1,590 more annually for car insurance
• Drivers can save approximately $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Policyholders who want higher liability limits will pay approximately $560 each year to raise from a 30/60 limit to higher 250/500 limits