Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive costs an estimated $260, collision costs $424, and liability insurance is estimated at $510. Liability-only coverage costs approximately $568 a year, with high-risk coverage costing around $2,966. 16-year-old drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how location helps determine insurance prices.

These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for other coverage scenarios.

• The best full coverage rate is $807
• Choosing higher $1,000 deductibles can save approximately $154 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,374
• Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,674
• High-risk insureds with multiple tickets or accidents could pay up to $2,966 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $5,308 each year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model of your Titan, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $460 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding better rates on Nissan Titan insurance takes being a good driver, maintaining good credit, refrain from filing small claims, and taking advantage of discounts. Invest time comparing rates at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the car insurance concepts covered in the charts and tables above.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,590 more annually than a safer driver
• You may be able to save approximately $160 per year simply by shopping early and online
• Increasing policy deductibles can save around $450 each year
• Drivers who want an increased level of liability coverage will pay around $560 per year to raise limits from 30/60 bodily injury limits to 250/500 limits