Nissan Titan XD Insurance Rates
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UPDATED: Apr 5, 2024
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Average insurance prices for a Nissan Titan XD are $1,508 every 12 months with full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $474, and liability is $564. A liability-only policy costs around $628 a year, and high-risk insurance costs around $3,266. 16-year-old drivers receive the highest rates at up to $5,864 a year.
Average premium for full coverage: $1,508
Rate estimates broken down by individual coverage type:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Titan XD trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the cheapest price of $628 for liability-only coverage to a high of $3,266 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.
These examples demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Nissan Titan XD insurance rates for other coverage scenarios.
- The best full coverage rate is $884
- Raising to $1,000 deductibles will save approximately $1,340 annually
- The average price for a 40-year-old driver who has $500 deductibles is $1,508
- Buying low $100 deductibles increases the price to $1,836
- Drivers with multiple tickets or accidents could pay up to $3,266
- The cost to insure a 16-year-old driver can cost as much as $5,864
Insurance rates for a Nissan Titan XD can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.
Opting for high physical damage deductibles can reduce rates by up to $500 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $507 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $5,800 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates
Where you live also has a big influence on Nissan Titan XD insurance prices. A middle-age driver might find rates as low as $1,090 a year in states like Utah, Ohio, and New Hampshire, or at least $2,030 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,362 | -$146 | -9.7% |
| Alaska | $1,156 | -$352 | -23.3% |
| Arizona | $1,250 | -$258 | -17.1% |
| Arkansas | $1,508 | -$0 | 0.0% |
| California | $1,716 | $208 | 13.8% |
| Colorado | $1,438 | -$70 | -4.6% |
| Connecticut | $1,550 | $42 | 2.8% |
| Delaware | $1,706 | $198 | 13.1% |
| Florida | $1,882 | $374 | 24.8% |
| Georgia | $1,390 | -$118 | -7.8% |
| Hawaii | $1,080 | -$428 | -28.4% |
| Idaho | $1,024 | -$484 | -32.1% |
| Illinois | $1,124 | -$384 | -25.5% |
| Indiana | $1,138 | -$370 | -24.5% |
| Iowa | $1,018 | -$490 | -32.5% |
| Kansas | $1,430 | -$78 | -5.2% |
| Kentucky | $2,056 | $548 | 36.3% |
| Louisiana | $2,232 | $724 | 48.0% |
| Maine | $930 | -$578 | -38.3% |
| Maryland | $1,246 | -$262 | -17.4% |
| Massachusetts | $1,204 | -$304 | -20.2% |
| Michigan | $2,618 | $1,110 | 73.6% |
| Minnesota | $1,262 | -$246 | -16.3% |
| Mississippi | $1,806 | $298 | 19.8% |
| Missouri | $1,338 | -$170 | -11.3% |
| Montana | $1,620 | $112 | 7.4% |
| Nebraska | $1,188 | -$320 | -21.2% |
| Nevada | $1,806 | $298 | 19.8% |
| New Hampshire | $1,084 | -$424 | -28.1% |
| New Jersey | $1,684 | $176 | 11.7% |
| New Mexico | $1,336 | -$172 | -11.4% |
| New York | $1,586 | $78 | 5.2% |
| North Carolina | $866 | -$642 | -42.6% |
| North Dakota | $1,236 | -$272 | -18.0% |
| Ohio | $1,042 | -$466 | -30.9% |
| Oklahoma | $1,546 | $38 | 2.5% |
| Oregon | $1,380 | -$128 | -8.5% |
| Pennsylvania | $1,438 | -$70 | -4.6% |
| Rhode Island | $2,010 | $502 | 33.3% |
| South Carolina | $1,366 | -$142 | -9.4% |
| South Dakota | $1,272 | -$236 | -15.6% |
| Tennessee | $1,320 | -$188 | -12.5% |
| Texas | $1,818 | $310 | 20.6% |
| Utah | $1,116 | -$392 | -26.0% |
| Vermont | $1,030 | -$478 | -31.7% |
| Virginia | $902 | -$606 | -40.2% |
| Washington | $1,164 | -$344 | -22.8% |
| West Virginia | $1,382 | -$126 | -8.4% |
| Wisconsin | $1,044 | -$464 | -30.8% |
| Wyoming | $1,342 | -$166 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Titan XD | $348 | $594 | $466 | $1,608 |
| 2023 Nissan Titan XD | $332 | $570 | $488 | $1,590 |
| 2022 Nissan Titan XD | $320 | $566 | $498 | $1,584 |
| 2021 Nissan Titan XD | $308 | $552 | $520 | $1,580 |
| 2020 Nissan Titan XD | $298 | $530 | $536 | $1,564 |
| 2019 Nissan Titan XD | $282 | $512 | $554 | $1,548 |
| 2018 Nissan Titan XD | $270 | $474 | $564 | $1,508 |
| 2017 Nissan Titan XD | $260 | $446 | $570 | $1,476 |
Rates are averaged for all Nissan Titan XD models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Titan XD Insurance
Saving money on insurance for a Nissan Titan XD consists of avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at every other renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The points below are a brief review of the concepts that were covered in the above illustrations.
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,760 more annually to insure a Nissan Titan XD
- Drivers under the age of 20 are charged the highest rates, with premiums as much as $489 per month if they have full coverage
- You may be able to save approximately $180 per year just by quoting early and online
- Increasing deductibles could save as much as $500 each year
- You may be able to save approximately $180 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,864 |
| 20 | $3,482 |
| 30 | $1,554 |
| 40 | $1,508 |
| 50 | $1,380 |
| 60 | $1,352 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,836 |
| $250 | $1,684 |
| $500 | $1,508 |
| $1,000 | $1,340 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,508 |
| 50/100 | $1,621 |
| 100/300 | $1,762 |
| 250/500 | $2,128 |
| 100 CSL | $1,677 |
| 300 CSL | $1,987 |
| 500 CSL | $2,213 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,324 |
| 20 | $5,550 |
| 30 | $3,318 |
| 40 | $3,266 |
| 50 | $3,122 |
| 60 | $3,088 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $81 |
| Homeowner | $24 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $63 |
| Advance Quote | $72 |
| Online Quote | $105 |
| Total Discounts | $624 |
Discounts are estimated and may not be available from every company or in every state.
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