Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive costs approximately $260, collision costs $424, and liability coverage costs $510. A liability-only policy costs as little as $568 a year, with high-risk insurance costing around $2,966. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $807
• Drivers who choose higher $1,000 deductibles will pay $154 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,374
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,674
• High-risk insureds with serious driving violations could pay around $2,966 or more
• Policy cost for full coverage for a teenage driver with full coverage can cost $5,308 a year

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level of your Titan, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $507 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates and see how they stack up. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to shop around at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the car insurance concepts illustrated above.

• Drivers with reckless driving or DUI convictions may pay on average $1,590 more per year to buy Nissan Titan insurance
• Drivers can save around $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $450 each year
• Consumers who purchase increased levels of liability coverage will pay approximately $560 each year to go from a 30/60 limit to 250/500 limits