Nissan Titan Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive insurance costs around $260 each year, collision costs $424, and liability is $510. Liability-only coverage costs around $568 a year, with high-risk coverage costing $2,966 or more. Teen drivers receive the highest rates at $5,308 a year or more.
Average premium for full coverage: $1,374
Rate estimates for individual coverage type:
Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Titan models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $568 for the bare minimum liability coverage to a high rate of $2,966 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These examples show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Nissan Titan insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $807
- Raising to $1,000 deductibles will save about $154 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,374
- Choosing low deductibles will cost an extra $300 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,966 or more
- The cost for full coverage for a teen driver can be $5,308
Car insurance rates for a Nissan Titan can also vary considerably based on your driver profile, the trim level of your Titan, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,300 a year. View Rates by Age
Where you live also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $910 a year in states like Idaho, Maine, and Iowa, or as much as $1,960 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$134 | -9.8% |
Alaska | $1,054 | -$320 | -23.3% |
Arizona | $1,142 | -$232 | -16.9% |
Arkansas | $1,374 | -$0 | 0.0% |
California | $1,566 | $192 | 14.0% |
Colorado | $1,310 | -$64 | -4.7% |
Connecticut | $1,412 | $38 | 2.8% |
Delaware | $1,554 | $180 | 13.1% |
Florida | $1,718 | $344 | 25.0% |
Georgia | $1,268 | -$106 | -7.7% |
Hawaii | $984 | -$390 | -28.4% |
Idaho | $932 | -$442 | -32.2% |
Illinois | $1,022 | -$352 | -25.6% |
Indiana | $1,036 | -$338 | -24.6% |
Iowa | $926 | -$448 | -32.6% |
Kansas | $1,304 | -$70 | -5.1% |
Kentucky | $1,874 | $500 | 36.4% |
Louisiana | $2,032 | $658 | 47.9% |
Maine | $848 | -$526 | -38.3% |
Maryland | $1,132 | -$242 | -17.6% |
Massachusetts | $1,098 | -$276 | -20.1% |
Michigan | $2,386 | $1,012 | 73.7% |
Minnesota | $1,150 | -$224 | -16.3% |
Mississippi | $1,646 | $272 | 19.8% |
Missouri | $1,216 | -$158 | -11.5% |
Montana | $1,476 | $102 | 7.4% |
Nebraska | $1,082 | -$292 | -21.3% |
Nevada | $1,650 | $276 | 20.1% |
New Hampshire | $992 | -$382 | -27.8% |
New Jersey | $1,536 | $162 | 11.8% |
New Mexico | $1,216 | -$158 | -11.5% |
New York | $1,446 | $72 | 5.2% |
North Carolina | $792 | -$582 | -42.4% |
North Dakota | $1,126 | -$248 | -18.0% |
Ohio | $948 | -$426 | -31.0% |
Oklahoma | $1,410 | $36 | 2.6% |
Oregon | $1,258 | -$116 | -8.4% |
Pennsylvania | $1,308 | -$66 | -4.8% |
Rhode Island | $1,832 | $458 | 33.3% |
South Carolina | $1,246 | -$128 | -9.3% |
South Dakota | $1,160 | -$214 | -15.6% |
Tennessee | $1,202 | -$172 | -12.5% |
Texas | $1,656 | $282 | 20.5% |
Utah | $1,016 | -$358 | -26.1% |
Vermont | $940 | -$434 | -31.6% |
Virginia | $822 | -$552 | -40.2% |
Washington | $1,060 | -$314 | -22.9% |
West Virginia | $1,260 | -$114 | -8.3% |
Wisconsin | $950 | -$424 | -30.9% |
Wyoming | $1,224 | -$150 | -10.9% |
Choosing high deductibles can reduce rates by up to $460 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $507 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Titan XE King Cab 4WD | $1,222 | $102 |
Nissan Titan SE King Cab 4WD | $1,260 | $105 |
Nissan Titan XE Crew Cab 4WD | $1,260 | $105 |
Nissan Titan XE King Cab 2WD | $1,414 | $118 |
Nissan Titan Pro-4X King Cab 4WD | $1,320 | $110 |
Nissan Titan SE Crew Cab 4WD | $1,320 | $110 |
Nissan Titan SE King Cab 2WD | $1,448 | $121 |
Nissan Titan XE Crew Cab 2WD | $1,448 | $121 |
Nissan Titan LE Crew Cab 4WD | $1,354 | $113 |
Nissan Titan Pro-4X Crew Cab 4WD | $1,354 | $113 |
Nissan Titan SE Crew Cab 2WD | $1,484 | $124 |
Nissan Titan LE Crew Cab 2WD | $1,556 | $130 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Titan | $320 | $512 | $440 | $1,452 |
2023 Nissan Titan | $306 | $506 | $450 | $1,442 |
2022 Nissan Titan | $296 | $494 | $470 | $1,440 |
2021 Nissan Titan | $286 | $474 | $486 | $1,426 |
2020 Nissan Titan | $270 | $458 | $500 | $1,408 |
2019 Nissan Titan | $260 | $424 | $510 | $1,374 |
2018 Nissan Titan | $250 | $400 | $514 | $1,344 |
2017 Nissan Titan | $240 | $358 | $520 | $1,298 |
2016 Nissan Titan | $224 | $330 | $520 | $1,254 |
2011 Nissan Titan | $176 | $222 | $534 | $1,112 |
2009 Nissan Titan | $162 | $182 | $530 | $1,054 |
2008 Nissan Titan | $158 | $178 | $520 | $1,036 |
2005 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Titan Insurance
Saving money on car insurance consists of being a good driver, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to compare rates once a year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The following list is a recap of the data that was covered above.
- Drivers can save up to $160 per year simply by quoting online in advance
- Policyholders who may need an increased level of liability coverage will pay about $560 each year to raise from a minimum limit to 250/500 limits
- Drivers age 16 to 20 are the costliest to insure, costing as high as $442 per month if full coverage is included
- Higher risk drivers that have major violations or accidents may be required to pay an average of $1,590 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,308 |
20 | $3,158 |
30 | $1,418 |
40 | $1,374 |
50 | $1,258 |
60 | $1,234 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,674 |
$250 | $1,536 |
$500 | $1,374 |
$1,000 | $1,220 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,374 |
50/100 | $1,669 |
100/300 | $1,810 |
250/500 | $2,176 |
100 CSL | $1,725 |
300 CSL | $2,035 |
500 CSL | $2,261 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,534 |
20 | $5,030 |
30 | $3,012 |
40 | $2,966 |
50 | $2,834 |
60 | $2,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $73 |
Homeowner | $22 |
5-yr Accident Free | $94 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $57 |
Advance Quote | $65 |
Online Quote | $96 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area