Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,348 a year for full coverage insurance. Comprehensive insurance costs approximately $256, collision insurance costs $536, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $2,942 or more. 16-year-old drivers receive the highest rates at up to $5,118 a year.

Average premium for full coverage: $1,348

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Versa models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $770
• Drivers who choose higher $1,000 deductibles will pay $178 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,348
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $354 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,942
• The cost that insures a teenage driver for full coverage can cost $5,118 a year

View Chart as Image

Car insurance rates for a Nissan Versa can also vary considerably based on the model of your Versa, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Nissan Versa insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $540 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Versa Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a summary of the car insurance concepts covered above.

• Drivers who have multiple accidents or major violations could be charged and average of $1,590 more per year to insure their Versa
• It is possible to save around $160 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $525 each year
• Consumers who purchase more liability coverage will pay around $440 annually to go from a minimum limit to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.