Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,346 a year for full coverage. Comprehensive costs around $248 each year, collision costs $524, and liability coverage costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $2,938. 16-year-old drivers pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Versa models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities.

The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above show why all drivers should compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $769
• Using higher $1,000 deductibles will save about $176 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,346
• Buying low deductibles for physical damage coverage will increase the cost to $1,688
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,938 or more
• The price for full coverage for a teenage driver can be $5,136 or more

View Chart as Image

Auto insurance prices for a Nissan Versa are also quite variable based on your driving record, the trim level of your Versa, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $5,100 a year. View Rates by Age

The state you live in has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $520 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Versa Insurance

Getting lower rates on auto insurance requires having a decent driving record, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every year by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a brief review of the coverage data presented in the illustrations above.

• Drivers can save up to $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $525 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $428 a month if they have full coverage
• Drivers with DUI or reckless driving convictions may be required to pay an average of $1,590 more every year than a driver with a clean driving record

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.