Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average insurance rates for a Nissan Versa are $1,358 a year with full coverage. Comprehensive costs on average $268, collision insurance costs $542, and liability coverage is $390. Liability-only insurance costs around $452 a year, and high-risk driver insurance costs around $2,950. Teen drivers cost the most to insure at up to $5,108 a year.

Average premium for full coverage: $1,358

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Versa models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should compare rates quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $777
• Raising to $1,000 deductibles will save around $184 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,358
• Choosing pricier low deductibles will increase the cost to $1,714
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,950
• Policy cost for full coverage for a teenage driver for full coverage may cost $5,108

View Chart as Image

Auto insurance rates for a Nissan Versa also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $5,100 a year. View Rates by Age

Your home state also has a big influence on Nissan Versa insurance rates. A middle-age driver might find rates as low as $980 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $540 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Nissan Versa insurance for high-risk drivers is expensive and can cost around 43% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Versa Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a summary of the primary concepts that were covered above.

• You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
• Drivers who have multiple accidents or major violations may be required to pay an average of $1,590 more each year for car insurance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Teenagers are charged the highest rates, as much as $426 each month if they have full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.