Nissan Versa Insurance Rates
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Michelle Robbins
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UPDATED: May 22, 2024
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If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
Average insurance rates for a Nissan Versa are $1,348 a year with full coverage. Comprehensive costs approximately $256, collision insurance costs $536, and liability is estimated at $398. A policy with just liability insurance costs approximately $460 a year, and coverage for high-risk drivers costs around $2,942. Teenage drivers receive the highest rates at up to $5,118 a year.
Average premium for full coverage: $1,348
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Versa trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $460 for the bare minimum liability coverage to a much higher rate of $2,942 for a high-risk insurance policy.
Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Nissan Versa insurance rates for additional coverage and risk scenarios.
- The best discount rate is $770
- Choosing higher $1,000 deductibles can save $178 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,348
- Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,702
- Unlucky drivers who are prone to accidents and violations could pay around $2,942
- The cost that insures a teen driver with full coverage can cost $5,118 each year
Insurance rates for a Nissan Versa can also vary considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age
Where you live plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,820 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,220 | -$128 | -9.5% |
Alaska | $1,036 | -$312 | -23.1% |
Arizona | $1,120 | -$228 | -16.9% |
Arkansas | $1,348 | -$0 | 0.0% |
California | $1,538 | $190 | 14.1% |
Colorado | $1,290 | -$58 | -4.3% |
Connecticut | $1,390 | $42 | 3.1% |
Delaware | $1,528 | $180 | 13.4% |
Florida | $1,688 | $340 | 25.2% |
Georgia | $1,246 | -$102 | -7.6% |
Hawaii | $970 | -$378 | -28.0% |
Idaho | $914 | -$434 | -32.2% |
Illinois | $1,008 | -$340 | -25.2% |
Indiana | $1,016 | -$332 | -24.6% |
Iowa | $912 | -$436 | -32.3% |
Kansas | $1,284 | -$64 | -4.7% |
Kentucky | $1,842 | $494 | 36.6% |
Louisiana | $1,998 | $650 | 48.2% |
Maine | $834 | -$514 | -38.1% |
Maryland | $1,112 | -$236 | -17.5% |
Massachusetts | $1,080 | -$268 | -19.9% |
Michigan | $2,346 | $998 | 74.0% |
Minnesota | $1,130 | -$218 | -16.2% |
Mississippi | $1,618 | $270 | 20.0% |
Missouri | $1,198 | -$150 | -11.1% |
Montana | $1,450 | $102 | 7.6% |
Nebraska | $1,064 | -$284 | -21.1% |
Nevada | $1,620 | $272 | 20.2% |
New Hampshire | $972 | -$376 | -27.9% |
New Jersey | $1,510 | $162 | 12.0% |
New Mexico | $1,198 | -$150 | -11.1% |
New York | $1,422 | $74 | 5.5% |
North Carolina | $778 | -$570 | -42.3% |
North Dakota | $1,106 | -$242 | -18.0% |
Ohio | $934 | -$414 | -30.7% |
Oklahoma | $1,388 | $40 | 3.0% |
Oregon | $1,238 | -$110 | -8.2% |
Pennsylvania | $1,288 | -$60 | -4.5% |
Rhode Island | $1,802 | $454 | 33.7% |
South Carolina | $1,224 | -$124 | -9.2% |
South Dakota | $1,138 | -$210 | -15.6% |
Tennessee | $1,182 | -$166 | -12.3% |
Texas | $1,628 | $280 | 20.8% |
Utah | $1,000 | -$348 | -25.8% |
Vermont | $924 | -$424 | -31.5% |
Virginia | $808 | -$540 | -40.1% |
Washington | $1,044 | -$304 | -22.6% |
West Virginia | $1,238 | -$110 | -8.2% |
Wisconsin | $936 | -$412 | -30.6% |
Wyoming | $1,202 | -$146 | -10.8% |
Using high physical damage deductibles can save as much as $540 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Versa 1.6 SEDAN | $1,180 | $98 |
Nissan Versa 1.8 S Hatchback | $1,336 | $111 |
Nissan Versa 1.8 S SEDAN | $1,336 | $111 |
Nissan Versa 1.8 SL Hatchback | $1,464 | $122 |
Nissan Versa 1.8 SL SEDAN | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Versa | $268 | $542 | $390 | $1,358 |
2023 Nissan Versa | $256 | $536 | $398 | $1,348 |
2022 Nissan Versa | $248 | $524 | $416 | $1,346 |
2021 Nissan Versa | $240 | $502 | $430 | $1,330 |
2020 Nissan Versa | $226 | $484 | $442 | $1,310 |
2019 Nissan Versa | $218 | $450 | $452 | $1,278 |
2018 Nissan Versa | $208 | $424 | $456 | $1,246 |
2017 Nissan Versa | $200 | $380 | $460 | $1,198 |
2016 Nissan Versa | $188 | $350 | $460 | $1,156 |
2015 Nissan Versa | $180 | $328 | $464 | $1,130 |
2014 Nissan Versa | $176 | $306 | $474 | $1,114 |
2013 Nissan Versa | $164 | $284 | $474 | $1,080 |
2012 Nissan Versa | $158 | $258 | $478 | $1,052 |
2011 Nissan Versa | $148 | $236 | $474 | $1,016 |
2009 Nissan Versa | $134 | $192 | $468 | $952 |
2008 Nissan Versa | $132 | $188 | $460 | $938 |
2007 Nissan Versa | $130 | $178 | $452 | $918 |
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Nissan Versa Insurance
Saving money on car insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following list is a brief summary of the car insurance concepts covered in the above illustrations.
- Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,590 more per year than a safer driver
- You may be able to save around $160 per year just by shopping early and online
- Increasing deductibles can save approximately $525 each year
- Policyholders who purchase an increased level of liability coverage will pay an extra $440 every year to raise limits from a minimum limit to the 250/500 level
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
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What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,118 |
20 | $3,156 |
30 | $1,408 |
40 | $1,348 |
50 | $1,236 |
60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,702 |
$250 | $1,538 |
$500 | $1,348 |
$1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,348 |
50/100 | $1,544 |
100/300 | $1,643 |
250/500 | $1,902 |
100 CSL | $1,583 |
300 CSL | $1,802 |
500 CSL | $1,962 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,300 |
20 | $5,022 |
30 | $3,004 |
40 | $2,942 |
50 | $2,810 |
60 | $2,786 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $101 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $63 |
Advance Quote | $68 |
Online Quote | $95 |
Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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