Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,348 a year including full coverage. Comprehensive insurance costs around $256, collision costs $536, and liability coverage is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing $2,942 or more. Teens receive the highest rates at $5,118 a year or more.

Average premium for full coverage: $1,348

Rate estimates for individual coverage type:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Versa models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance rates.

These examples highlight why everyone should compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $770
• Raising to $1,000 deductibles will save about $178 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,348
• Selecting pricier low deductibles will cost an extra $354 each year
• Unlucky drivers with serious driving violations could pay at least $2,942 or more
• The cost for full coverage for a teenage driver for full coverage can be $5,118

View Chart as Image

Car insurance rates for a Nissan Versa can also vary considerably based on your driver profile, the model of your Versa, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

Where you live also has a big influence on Nissan Versa insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra per year, depending on your age. Nissan Versa insurance for high-risk drivers is expensive and can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Versa Insurance

Saving money on auto insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a quick review of the information covered in the charts and tables above.

• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• Teen drivers are the costliest to insure, as much as $427 per month if full coverage is included
• Increasing deductibles can save around $525 each year
• Drivers with a DUI or reckless driving violation pay on average $1,590 more every year to insure their Versa
• Consumers who may need more liability coverage will pay approximately $440 per year to raise from a minimum limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.