Nissan Versa Note Insurance Rates

U.S. average insurance rates for a Nissan Versa Note are $1,334 a year including full coverage. Comprehensive costs approximately $250 a year, collision insurance costs $474, and liability coverage is $452. A policy with just liability insurance costs around $504 a year, and coverage for high-risk drivers costs around $2,900. Teens pay the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Versa Note trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why it is important to compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $768
• Raising to $1,000 deductibles will save $1,170 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,334
• Selecting low $100 deductibles will increase the cost to $1,654
• Unlucky drivers with serious driving violations could pay around $2,900
• The price for full coverage for a teenage driver can cost $5,112

View Chart as Image

Insurance prices for a Nissan Versa Note are also quite variable based on your driving record, the model of your Versa Note, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $490 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 134% more than the average policy. View High Risk Driver Rates

How to Find Cheap Nissan Versa Note Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a brief summary of the information covered above.

• You may be able to save around $160 per year just by quoting early and online
• Teenage drivers are expensive to insure, possibly costing $426 a month for full coverage
• Increasing physical damage deductibles can save around $475 each year
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,570 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay approximately $500 per year to raise from a low limit to 250/500 limits