Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance rates for a Nissan Versa are $1,348 a year including full coverage. Comprehensive insurance costs approximately $256 a year, collision insurance costs $536, and liability costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $2,942 or more. Teen drivers pay the most at up to $5,118 a year.

Average premium for full coverage: $1,348

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $770
• Using higher $1,000 deductibles will save $1,170 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,348
• Choosing low $100 deductibles for physical damage coverage will cost an additional $354 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,942
• An auto insurance policy that insures a 16-year-old driver can cost $5,118 or more

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on the trim level of your Versa, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Versa insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $540 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa requires being a good driver, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Shop around every other policy renewal by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief recap of the ideas that were touched on above.

• Drivers age 16 to 20 are expensive to insure, with the cost nearing $427 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations will likely pay on average $1,590 more per year than a safer driver
• Increasing policy deductibles can save approximately $525 each year
• You may be able to save around $160 per year just by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.