Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average auto insurance rates for a Nissan Versa are $1,348 annually for full coverage insurance. Comprehensive insurance costs an estimated $256 each year, collision insurance costs $536, and liability insurance costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs $2,942 or more. Teen drivers receive the highest rates at up to $5,118 a year.

Average premium for full coverage: $1,348

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Versa models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.

These examples illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan Versa insurance rates for other coverage scenarios.

• The lowest rate with discounts is $770
• Drivers who choose higher $1,000 deductibles will pay approximately $178 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,348
• Choosing low deductibles for comprehensive and collision insurance costs an additional $354 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,942
• The cost with full coverage for a teen driver can cost as much as $5,118 a year

View Chart as Image

Auto insurance rates for a Nissan Versa can also vary considerably based on the trim level of your Versa, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $540 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Versa Insurance

Saving money on Nissan Versa insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a quick rundown of the material that was touched on in the above illustrations.

• Drivers who want higher levels of liability will pay about $440 annually to go from a minimum limit to higher 250/500 limits
• Teenage drivers are the costliest to insure, costing up to $427 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,590 more annually for auto insurance
• Increasing deductibles could save up to $525 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.