Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance prices for a Nissan Versa are $1,358 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $268, collision costs $542, and liability insurance is $390. Buying just liability costs around $452 a year, with insurance for high-risk drivers costing $2,950 or more. Teenage drivers receive the highest rates at $5,108 a year or more.

Average premium for full coverage: $1,358

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all Versa models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

These examples illustrate why everyone should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The best discount rate is $777
• Raising to $1,000 deductibles will save $184 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,358
• Using pricier low deductibles costs an extra $356 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,950 or more
• The cost to insure a teen driver for full coverage can cost $5,108

View Chart as Image

Auto insurance rates for a Nissan Versa can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Versa.

Using high physical damage deductibles can reduce rates by up to $540 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. Nissan Versa insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Nissan Versa insurance rates. A middle-age driver might find rates as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Nissan Versa Insurance

Saving money on Nissan Versa insurance consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,590 more per year for car insurance
• Increasing deductibles could save as much as $550 each year
• Teenagers have the highest car insurance rates, costing up to $426 per month if comprehensive and collision insurance is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.