Insurance for Nissan Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 2, 2023

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The table below shows average insurance prices for popular Nissan vehicles. More models are displayed at the end of the article

Insurance Rates for Nissan Vehicles
Vehicle Model Annual Premium Monthly Premium
Nissan 370Z $1,712 $143
Nissan Altima $1,446 $121
Nissan Ariya $1,856 $155
Nissan Armada $1,350 $113
Nissan Cube $1,294 $108
Nissan Frontier $1,394 $116
Nissan GT-R $2,014 $168
Nissan Juke $1,446 $121
Nissan Kicks $1,322 $110
Nissan Leaf $1,580 $132
Nissan Maxima $1,576 $131
Nissan Murano $1,370 $114
Nissan Pathfinder $1,308 $109
Nissan Rogue $1,412 $118
Nissan Sentra $1,390 $116
Nissan Titan $1,468 $122
Nissan Titan XD $1,608 $134
Nissan Versa $1,372 $114
Nissan Versa Note $1,446 $121
Nissan Xterra $1,140 $95
Nissan Z $1,642 $137
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Nissan vehicles
Column chart showing average insurance prices for Nissan vehicles range from $837 to $5,338 for full coverage

The prior chart uses the data from all Nissan vehicles in the above table to demonstrate how different situations can influence car insurance prices.

Insurance rates for a Nissan range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,300 a year.

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average.

View Chart as Image

Nissan insurance by risk and age

Choosing high deductibles can reduce rates by up to $630 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year

View Chart as Image

Nissan insurance by deductible and liability limit

Your home state also has a big influence on Nissan insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,920 on average in New Jersey, Michigan, and Montana.

Nissan Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$142 -9.7%
Alaska $1,122 -$338 -23.2%
Arizona $1,210 -$250 -17.1%
Arkansas $1,460 -$0 0.0%
California $1,664 $204 14.0%
Colorado $1,396 -$64 -4.4%
Connecticut $1,500 $40 2.7%
Delaware $1,654 $194 13.3%
Florida $1,826 $366 25.1%
Georgia $1,348 -$112 -7.7%
Hawaii $1,048 -$412 -28.2%
Idaho $988 -$472 -32.3%
Illinois $1,088 -$372 -25.5%
Indiana $1,098 -$362 -24.8%
Iowa $986 -$474 -32.5%
Kansas $1,388 -$72 -4.9%
Kentucky $1,992 $532 36.4%
Louisiana $2,162 $702 48.1%
Maine $900 -$560 -38.4%
Maryland $1,204 -$256 -17.5%
Massachusetts $1,168 -$292 -20.0%
Michigan $2,536 $1,076 73.7%
Minnesota $1,222 -$238 -16.3%
Mississippi $1,750 $290 19.9%
Missouri $1,296 -$164 -11.2%
Montana $1,568 $108 7.4%
Nebraska $1,152 -$308 -21.1%
Nevada $1,750 $290 19.9%
New Hampshire $1,052 -$408 -27.9%
New Jersey $1,632 $172 11.8%
New Mexico $1,292 -$168 -11.5%
New York $1,538 $78 5.3%
North Carolina $840 -$620 -42.5%
North Dakota $1,194 -$266 -18.2%
Ohio $1,008 -$452 -31.0%
Oklahoma $1,500 $40 2.7%
Oregon $1,338 -$122 -8.4%
Pennsylvania $1,394 -$66 -4.5%
Rhode Island $1,948 $488 33.4%
South Carolina $1,324 -$136 -9.3%
South Dakota $1,232 -$228 -15.6%
Tennessee $1,280 -$180 -12.3%
Texas $1,760 $300 20.5%
Utah $1,082 -$378 -25.9%
Vermont $1,000 -$460 -31.5%
Virginia $876 -$584 -40.0%
Washington $1,128 -$332 -22.7%
West Virginia $1,338 -$122 -8.4%
Wisconsin $1,012 -$448 -30.7%
Wyoming $1,300 -$160 -11.0%

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied between companies.

Additional Nissan Vehicles


U.S. averages for full coverage Nissan vehicle insurance

Average Policy Cost $1,460
Comprehensive Premium $336
Collision Premium $594
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Nissan models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Nissan Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,338
20 $3,360
30 $1,530
40 $1,460
50 $1,332
60 $1,304

Full coverage, $500 deductibles

Rates by Deductible

Nissan Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,870
$250 $1,678
$500 $1,460
$1,000 $1,248

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,628
20 $5,338
30 $3,226
40 $3,150
50 $3,004
60 $2,976

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $110
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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