Pontiac G3 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated insurance rates for a Pontiac G3 are $1,222 a year with full coverage. Comprehensive costs around $254, collision costs $438, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, with high-risk insurance costing around $2,634. Teenage drivers pay the most at $4,604 a year or more.

Average premium for full coverage: $1,222

Premium estimates for type of coverage:

Comprehensive $254
Collision $438
Liability $372

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different G3 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Pontiac G3 go from the low end price of $438 for minimum levels of liability insurance to a much higher rate of $2,634 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,222
High Risk $2,634

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Pontiac G3 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $714
  • Choosing higher $1,000 deductibles can save about $158 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,222
  • Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,524
  • High-risk insureds who are prone to accidents and violations could pay at least $2,634 or more
  • An auto insurance policy that insures a teen driver with full coverage can be $4,604 each year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing full coverage Pontiac G3 insurance rates range from $714 to $4,604

Auto insurance prices for a Pontiac G3 also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,650 on average in Florida, Michigan, and New York.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,530 $308 25.2%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $826 -$396 -32.4%
Illinois $910 -$312 -25.5%
Indiana $918 -$304 -24.9%
Iowa $824 -$398 -32.6%
Kansas $1,162 -$60 -4.9%
Kentucky $1,668 $446 36.5%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,124 $902 73.8%
Minnesota $1,022 -$200 -16.4%
Mississippi $1,464 $242 19.8%
Missouri $1,082 -$140 -11.5%
Montana $1,312 $90 7.4%
Nebraska $966 -$256 -20.9%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,366 $144 11.8%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $842 -$380 -31.1%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $946 -$276 -22.6%
West Virginia $1,120 -$102 -8.3%
Wisconsin $848 -$374 -30.6%
Wyoming $1,090 -$132 -10.8%

View Chart as Image

Pontiac G3 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $460 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $122 $150 $468 $898

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Pontiac G3 Insurance

Finding better rates on Pontiac G3 insurance takes avoiding accidents and claims, maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare prices once a year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a recap of the data that was covered above.

  • You may be able to save up to $140 per year simply by shopping early and online
  • Drivers who may need increased liability limits will pay an extra $410 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
  • Drivers under the age of 20 are expensive to insure, possibly costing $384 per month if the policy includes full coverage
  • High-risk drivers that have major violations or accidents may pay on average $1,410 more every year to insure a Pontiac G3

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $4,604
20 $2,814
30 $1,270
40 $1,222
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,524
$250 $1,386
$500 $1,222
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,296
100/300 $1,389
250/500 $1,631
100 CSL $1,334
300 CSL $1,538
500 CSL $1,687

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $6,544
20 $4,468
30 $2,686
40 $2,634
50 $2,514
60 $2,490

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $85
Total Discounts $508
Rate after discounts $714

Discounts are estimated and may not be available from every company or in every state.

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