Pontiac G6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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The average insurance prices for a Pontiac G6 are $928 every 12 months with full coverage. Comprehensive insurance costs an estimated $132, collision costs $178, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $1,998 or more. Teens cost the most to insure at $3,818 a year or more.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Comprehensive $132
Collision $178
Liability $460

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different G6 trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Pontiac G6 insurance rates go from the cheapest price of $510 for the bare minimum liability coverage to a much higher rate of $1,998 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $928
High Risk $1,998

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $696
Small Cities $974
Large Cities $1,253

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Pontiac G6 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $567
  • Choosing higher $1,000 deductibles can save approximately $72 annually
  • The average price for a good driver age 40 who has $500 deductibles is $928
  • Selecting more expensive low deductibles for comp and collision coverage costs an extra $134 every year
  • Unlucky drivers with serious driving violations could pay up to $1,998 or more
  • Policy cost to insure a teen driver with full coverage can cost as much as $3,818 each year

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance prices range from $567 to $3,818

Insurance rates for a Pontiac G6 also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Pontiac G6 insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,260 on average in New York, Michigan, and Florida.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $840 -$88 -9.5%
Alaska $712 -$216 -23.3%
Arizona $772 -$156 -16.8%
Arkansas $928 -$0 0.0%
California $1,058 $130 14.0%
Colorado $888 -$40 -4.3%
Connecticut $954 $26 2.8%
Delaware $1,050 $122 13.1%
Florida $1,162 $234 25.2%
Georgia $856 -$72 -7.8%
Hawaii $668 -$260 -28.0%
Idaho $628 -$300 -32.3%
Illinois $690 -$238 -25.6%
Indiana $698 -$230 -24.8%
Iowa $626 -$302 -32.5%
Kansas $882 -$46 -5.0%
Kentucky $1,266 $338 36.4%
Louisiana $1,372 $444 47.8%
Maine $574 -$354 -38.1%
Maryland $766 -$162 -17.5%
Massachusetts $744 -$184 -19.8%
Michigan $1,612 $684 73.7%
Minnesota $778 -$150 -16.2%
Mississippi $1,110 $182 19.6%
Missouri $824 -$104 -11.2%
Montana $996 $68 7.3%
Nebraska $732 -$196 -21.1%
Nevada $1,114 $186 20.0%
New Hampshire $670 -$258 -27.8%
New Jersey $1,038 $110 11.9%
New Mexico $822 -$106 -11.4%
New York $978 $50 5.4%
North Carolina $534 -$394 -42.5%
North Dakota $760 -$168 -18.1%
Ohio $642 -$286 -30.8%
Oklahoma $954 $26 2.8%
Oregon $850 -$78 -8.4%
Pennsylvania $884 -$44 -4.7%
Rhode Island $1,238 $310 33.4%
South Carolina $840 -$88 -9.5%
South Dakota $784 -$144 -15.5%
Tennessee $814 -$114 -12.3%
Texas $1,120 $192 20.7%
Utah $688 -$240 -25.9%
Vermont $636 -$292 -31.5%
Virginia $556 -$372 -40.1%
Washington $718 -$210 -22.6%
West Virginia $850 -$78 -8.4%
Wisconsin $642 -$286 -30.8%
Wyoming $828 -$100 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates will be varied.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $140 $202 $474 $974
2007 Pontiac G6 $132 $178 $460 $928
2006 Pontiac G6 $130 $168 $452 $908
2005 Pontiac G6 $120 $160 $446 $884

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Pontiac G6 Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a recap of the coverage data raised in the charts and tables above.

  • You may be able to save approximately $100 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $200 each year
  • 16 to 18-year-old drivers are charged the highest rates, as much as $318 each month if they have full coverage
  • Higher risk drivers that have major violations or accidents may pay on average $1,070 more annually than a driver with a clean driving record

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,818
20 $2,132
30 $938
40 $928
50 $854
60 $836

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,062
$250 $1,002
$500 $928
$1,000 $856

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $928
50/100 $1,020
100/300 $1,135
250/500 $1,434
100 CSL $1,066
300 CSL $1,319
500 CSL $1,503

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,362
20 $3,396
30 $2,012
40 $1,998
50 $1,914
60 $1,896

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $58
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $361
Rate after discounts $567

Discounts are estimated and may not be available from every company or in every state.

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