Pontiac G6 Insurance Rates

The average insurance rates for a Pontiac G6 are $908 a year for full coverage. Comprehensive costs approximately $130 a year, collision insurance costs $168, and liability coverage is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $1,956. Teen drivers cost the most to insure at up to $3,740 a year.

Average premium for full coverage: $908

Policy rates by type of insurance:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and G6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

The examples above show why it is important to get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Pontiac G6 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $558
• Choosing higher $1,000 deductibles can save $842 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $908
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,038
• Drivers with multiple violations and an at-fault accident could pay around $1,956
• Policy cost that insures a teenage driver can cost $3,740 each year

View Chart as Image

Car insurance rates for a Pontiac G6 also range considerably based on the trim level of your G6, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Pontiac G6 insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Iowa, Maine, and Idaho, or as much as $1,300 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $200 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Pontiac G6 Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Shop around every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following is a quick review of the information touched on above.

• Drivers can save around $100 per year just by quoting early and online
• Teens pay the highest auto insurance rates, costing up to $312 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,050 more per year for G6 insurance
• Consumers who purchase higher liability limits will pay about $500 each year to raise limits from a 30/60 limit to the 250/500 level