Porsche 718 Cayman Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2024

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Estimated insurance rates for a Porsche 718 Cayman are $1,846 a year with full coverage. Comprehensive insurance costs around $388 a year, collision costs $848, and liability costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing $4,042 or more. Teens pay the most at $6,776 a year or more.

Average premium for full coverage: $1,846

Premium estimates for type of coverage:

Comprehensive $388
Collision $848
Liability $452

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and 718 Cayman trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Porsche 718 Cayman go from as low as $504 for liability-only coverage to a high of $4,042 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,846
High Risk $4,042

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $1,385
Small Cities $1,938
Large Cities $2,492

These rate differences demonstrate why it is important to compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,022
  • Using higher $1,000 deductibles will save about $1,566 annually
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,846
  • Selecting low $100 deductibles for physical damage coverage will cost an extra $548 every year
  • Drivers with serious driving violations could pay at least $4,042 or more
  • An auto insurance policy for full coverage for a teen driver can be $6,776 or more

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing full coverage Porsche 718 Cayman insurance prices range from $1,022 to $6,776

Auto insurance prices for a Porsche 718 Cayman also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $6,700 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche 718 Cayman insurance prices. A driver around age 40 might see prices as low as $1,330 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,490 on average in Florida, Michigan, and New York.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,668 -$178 -9.6%
Alaska $1,414 -$432 -23.4%
Arizona $1,532 -$314 -17.0%
Arkansas $1,846 -$0 0.0%
California $2,102 $256 13.9%
Colorado $1,762 -$84 -4.6%
Connecticut $1,896 $50 2.7%
Delaware $2,086 $240 13.0%
Florida $2,308 $462 25.0%
Georgia $1,702 -$144 -7.8%
Hawaii $1,324 -$522 -28.3%
Idaho $1,248 -$598 -32.4%
Illinois $1,374 -$472 -25.6%
Indiana $1,388 -$458 -24.8%
Iowa $1,244 -$602 -32.6%
Kansas $1,752 -$94 -5.1%
Kentucky $2,516 $670 36.3%
Louisiana $2,730 $884 47.9%
Maine $1,136 -$710 -38.5%
Maryland $1,522 -$324 -17.6%
Massachusetts $1,476 -$370 -20.0%
Michigan $3,204 $1,358 73.6%
Minnesota $1,544 -$302 -16.4%
Mississippi $2,210 $364 19.7%
Missouri $1,636 -$210 -11.4%
Montana $1,980 $134 7.3%
Nebraska $1,456 -$390 -21.1%
Nevada $2,212 $366 19.8%
New Hampshire $1,330 -$516 -28.0%
New Jersey $2,060 $214 11.6%
New Mexico $1,634 -$212 -11.5%
New York $1,942 $96 5.2%
North Carolina $1,062 -$784 -42.5%
North Dakota $1,510 -$336 -18.2%
Ohio $1,274 -$572 -31.0%
Oklahoma $1,894 $48 2.6%
Oregon $1,688 -$158 -8.6%
Pennsylvania $1,760 -$86 -4.7%
Rhode Island $2,460 $614 33.3%
South Carolina $1,670 -$176 -9.5%
South Dakota $1,556 -$290 -15.7%
Tennessee $1,614 -$232 -12.6%
Texas $2,222 $376 20.4%
Utah $1,366 -$480 -26.0%
Vermont $1,262 -$584 -31.6%
Virginia $1,104 -$742 -40.2%
Washington $1,424 -$422 -22.9%
West Virginia $1,692 -$154 -8.3%
Wisconsin $1,276 -$570 -30.9%
Wyoming $1,642 -$204 -11.1%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $830 every year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $2,200 to $3,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out your exact price is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $500 $1,062 $372 $2,092
2023 Porsche 718 Cayman $476 $1,020 $390 $2,044
2022 Porsche 718 Cayman $458 $1,012 $398 $2,026
2021 Porsche 718 Cayman $442 $988 $416 $2,004
2020 Porsche 718 Cayman $426 $946 $430 $1,960
2019 Porsche 718 Cayman $402 $914 $442 $1,916
2018 Porsche 718 Cayman $388 $848 $452 $1,846
2017 Porsche 718 Cayman $372 $798 $456 $1,784

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Porsche 718 Cayman Insurance

Finding better rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and maximizing policy discounts. Invest time comparing rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief recap of the data that was covered in the charts and tables above.

  • You may be able to save up to $230 per year simply by quoting early and online
  • Policyholders who may need more liability coverage will pay approximately $500 every year to increase from 30/60 bodily injury limits to 250/500 limits
  • Teen drivers are expensive to insure, possibly costing $565 per month if they have full coverage
  • Higher risk drivers who tend to receive serious violations pay an average of $2,200 more every year to insure their 718 Cayman

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,776
20 $4,320
30 $1,940
40 $1,846
50 $1,684
60 $1,654

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,394
$250 $2,136
$500 $1,846
$1,000 $1,566

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,846
50/100 $1,936
100/300 $2,049
250/500 $2,343
100 CSL $1,982
300 CSL $2,230
500 CSL $2,411

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $9,742
20 $6,892
30 $4,146
40 $4,042
50 $3,860
60 $3,830

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $101
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $123
Paid in Full/EFT $93
Advance Quote $98
Online Quote $135
Total Discounts $824
Rate after discounts $1,022

Discounts are estimated and may not be available from every company or in every state.

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