Porsche 718 Cayman Insurance Rates
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UPDATED: May 27, 2024
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U.S. average insurance rates for a Porsche 718 Cayman are $1,784 a year for full coverage insurance. Comprehensive insurance costs approximately $372 a year, collision costs $798, and liability is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing $3,906 or more. Teens pay the highest rates at $6,582 a year or more.
Average premium for full coverage: $1,784
Price estimates by individual coverage:
Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and 718 Cayman trim levels.
Price Range from Low to High
For a 40-year-old driver, Porsche 718 Cayman insurance prices go from the low end price of $508 for minimum levels of liability insurance to a high of $3,906 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.
The diagram below illustrates how your location can change auto insurance prices.
The ranges above illustrate why it is important to compare rates quotes using their specific location, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $991
- Raising to $1,000 deductibles will save $1,518 each year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,784
- Selecting low $100 deductibles will cost an additional $522 every year
- At-risk drivers with serious driving violations could pay around $3,906 or more
- The price that insures a teen driver can cost $6,582
Auto insurance prices for a Porsche 718 Cayman are also quite variable based on the trim level of your 718 Cayman, your age and driving record, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are probably paying anywhere from $2,100 to $2,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 131% more than the average policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,600 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,500 a year. View Rates by Age
The state you live in also has a big influence on Porsche 718 Cayman insurance prices. A middle-age driver might find prices as low as $1,170 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,410 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,614 | -$170 | -9.5% |
| Alaska | $1,370 | -$414 | -23.2% |
| Arizona | $1,480 | -$304 | -17.0% |
| Arkansas | $1,784 | -$0 | 0.0% |
| California | $2,034 | $250 | 14.0% |
| Colorado | $1,706 | -$78 | -4.4% |
| Connecticut | $1,834 | $50 | 2.8% |
| Delaware | $2,018 | $234 | 13.1% |
| Florida | $2,232 | $448 | 25.1% |
| Georgia | $1,648 | -$136 | -7.6% |
| Hawaii | $1,282 | -$502 | -28.1% |
| Idaho | $1,206 | -$578 | -32.4% |
| Illinois | $1,330 | -$454 | -25.4% |
| Indiana | $1,344 | -$440 | -24.7% |
| Iowa | $1,206 | -$578 | -32.4% |
| Kansas | $1,696 | -$88 | -4.9% |
| Kentucky | $2,434 | $650 | 36.4% |
| Louisiana | $2,640 | $856 | 48.0% |
| Maine | $1,102 | -$682 | -38.2% |
| Maryland | $1,470 | -$314 | -17.6% |
| Massachusetts | $1,428 | -$356 | -20.0% |
| Michigan | $3,100 | $1,316 | 73.8% |
| Minnesota | $1,494 | -$290 | -16.3% |
| Mississippi | $2,138 | $354 | 19.8% |
| Missouri | $1,582 | -$202 | -11.3% |
| Montana | $1,918 | $134 | 7.5% |
| Nebraska | $1,404 | -$380 | -21.3% |
| Nevada | $2,138 | $354 | 19.8% |
| New Hampshire | $1,286 | -$498 | -27.9% |
| New Jersey | $1,994 | $210 | 11.8% |
| New Mexico | $1,580 | -$204 | -11.4% |
| New York | $1,880 | $96 | 5.4% |
| North Carolina | $1,028 | -$756 | -42.4% |
| North Dakota | $1,460 | -$324 | -18.2% |
| Ohio | $1,230 | -$554 | -31.1% |
| Oklahoma | $1,832 | $48 | 2.7% |
| Oregon | $1,634 | -$150 | -8.4% |
| Pennsylvania | $1,702 | -$82 | -4.6% |
| Rhode Island | $2,380 | $596 | 33.4% |
| South Carolina | $1,614 | -$170 | -9.5% |
| South Dakota | $1,506 | -$278 | -15.6% |
| Tennessee | $1,562 | -$222 | -12.4% |
| Texas | $2,150 | $366 | 20.5% |
| Utah | $1,322 | -$462 | -25.9% |
| Vermont | $1,222 | -$562 | -31.5% |
| Virginia | $1,068 | -$716 | -40.1% |
| Washington | $1,378 | -$406 | -22.8% |
| West Virginia | $1,634 | -$150 | -8.4% |
| Wisconsin | $1,236 | -$548 | -30.7% |
| Wyoming | $1,590 | -$194 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $790 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2023 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2022 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2021 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2020 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2019 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2018 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2017 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Porsche 718 Cayman Insurance
Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.
The list below is a condensed summary of the primary concepts that were illustrated above.
- It is possible to save around $220 per year simply by quoting early and online
- Higher risk drivers with multiple at-fault accidents could be charged and average of $2,120 more per year for car insurance
- Increasing physical damage deductibles can save approximately $800 each year
- Teenagers have the highest car insurance prices, as much as $549 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,582 |
| 20 | $4,170 |
| 30 | $1,872 |
| 40 | $1,784 |
| 50 | $1,628 |
| 60 | $1,600 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,062 |
| $500 | $1,784 |
| $1,000 | $1,518 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,784 |
| 50/100 | $1,875 |
| 100/300 | $1,989 |
| 250/500 | $2,286 |
| 100 CSL | $1,921 |
| 300 CSL | $2,172 |
| 500 CSL | $2,354 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,452 |
| 20 | $6,658 |
| 30 | $4,004 |
| 40 | $3,906 |
| 50 | $3,730 |
| 60 | $3,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $96 |
| Homeowner | $25 |
| 5-yr Accident Free | $142 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $89 |
| Advance Quote | $94 |
| Online Quote | $130 |
| Total Discounts | $793 |
Discounts are estimated and may not be available from every company or in every state.
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