Porsche 718 Cayman Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Porsche 718 Cayman are $1,784 annually for full coverage. Comprehensive insurance costs on average $372 a year, collision insurance costs $798, and liability coverage is $456. A liability-only policy costs around $508 a year, and high-risk insurance costs $3,906 or more. Teens cost the most to insure at up to $6,582 a year.

Average premium for full coverage: $1,784

Policy rates by type of insurance:

Comprehensive $372
Collision $798
Liability $456

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and 718 Cayman trim levels.

Price Range Variability

For a driver around age 40, Porsche 718 Cayman insurance rates range from as cheap as $508 for just liability coverage to a high of $3,906 for a high-risk driver policy.

Liability Only $508
Full Coverage $1,784
High Risk $3,906

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,338
Small Cities $1,873
Large Cities $2,408

The examples above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Porsche 718 Cayman insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $991
  • Raising to $1,000 deductibles will save around $1,518 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,784
  • Selecting low $100 deductibles costs an additional $522 each year
  • Unlucky drivers with serious driving violations could pay upwards of $3,906
  • Policy cost with full coverage for a teenage driver may cost $6,582

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing Porsche 718 Cayman insurance prices range from $991 to $6,582 for full coverage

Car insurance rates for a Porsche 718 Cayman also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $6,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $2,100 to $2,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $790 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Porsche 718 Cayman insurance rates. A middle-age driver might find rates as low as $1,180 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,540 on average in Michigan, Louisiana, and New York.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,614 -$170 -9.5%
Alaska $1,370 -$414 -23.2%
Arizona $1,480 -$304 -17.0%
Arkansas $1,784 -$0 0.0%
California $2,034 $250 14.0%
Colorado $1,706 -$78 -4.4%
Connecticut $1,834 $50 2.8%
Delaware $2,018 $234 13.1%
Florida $2,232 $448 25.1%
Georgia $1,648 -$136 -7.6%
Hawaii $1,282 -$502 -28.1%
Idaho $1,206 -$578 -32.4%
Illinois $1,330 -$454 -25.4%
Indiana $1,344 -$440 -24.7%
Iowa $1,206 -$578 -32.4%
Kansas $1,696 -$88 -4.9%
Kentucky $2,434 $650 36.4%
Louisiana $2,640 $856 48.0%
Maine $1,102 -$682 -38.2%
Maryland $1,470 -$314 -17.6%
Massachusetts $1,428 -$356 -20.0%
Michigan $3,100 $1,316 73.8%
Minnesota $1,494 -$290 -16.3%
Mississippi $2,138 $354 19.8%
Missouri $1,582 -$202 -11.3%
Montana $1,918 $134 7.5%
Nebraska $1,404 -$380 -21.3%
Nevada $2,138 $354 19.8%
New Hampshire $1,286 -$498 -27.9%
New Jersey $1,994 $210 11.8%
New Mexico $1,580 -$204 -11.4%
New York $1,880 $96 5.4%
North Carolina $1,028 -$756 -42.4%
North Dakota $1,460 -$324 -18.2%
Ohio $1,230 -$554 -31.1%
Oklahoma $1,832 $48 2.7%
Oregon $1,634 -$150 -8.4%
Pennsylvania $1,702 -$82 -4.6%
Rhode Island $2,380 $596 33.4%
South Carolina $1,614 -$170 -9.5%
South Dakota $1,506 -$278 -15.6%
Tennessee $1,562 -$222 -12.4%
Texas $2,150 $366 20.5%
Utah $1,322 -$462 -25.9%
Vermont $1,222 -$562 -31.5%
Virginia $1,068 -$716 -40.1%
Washington $1,378 -$406 -22.8%
West Virginia $1,634 -$150 -8.4%
Wisconsin $1,236 -$548 -30.7%
Wyoming $1,590 -$194 -10.9%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city
Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $476 $1,020 $390 $2,044
2023 Porsche 718 Cayman $458 $1,012 $398 $2,026
2022 Porsche 718 Cayman $442 $988 $416 $2,004
2021 Porsche 718 Cayman $426 $946 $430 $1,960
2020 Porsche 718 Cayman $402 $914 $442 $1,916
2019 Porsche 718 Cayman $388 $848 $452 $1,846
2018 Porsche 718 Cayman $372 $798 $456 $1,784
2017 Porsche 718 Cayman $356 $716 $460 $1,690

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Porsche 718 Cayman Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief recap of the information covered above.

  • Drivers can save as much as $220 per year just by quoting early and online
  • Teenage drivers are expensive to insure, costing up to $549 each month if comprehensive and collision insurance is included
  • Increasing comprehensive and collision deductibles could save up to $800 each year
  • Drivers who tend to receive serious violations may be required to pay an average of $2,120 more each year for auto insurance
  • Consumers who require higher levels of liability will pay approximately $500 each year to raise from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,582
20 $4,170
30 $1,872
40 $1,784
50 $1,628
60 $1,600

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,306
$250 $2,062
$500 $1,784
$1,000 $1,518

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,784
50/100 $1,875
100/300 $1,989
250/500 $2,286
100 CSL $1,921
300 CSL $2,172
500 CSL $2,354

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $9,452
20 $6,658
30 $4,004
40 $3,906
50 $3,730
60 $3,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $261

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $96
Homeowner $25
5-yr Accident Free $142
5-yr Claim Free $119
Paid in Full/EFT $89
Advance Quote $94
Online Quote $130
Total Discounts $793
Rate after discounts $991

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles