Porsche 718 Cayman Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Porsche 718 Cayman are $1,846 a year for full coverage. Comprehensive insurance costs around $388 a year, collision costs $848, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $4,042 or more. 16-year-old drivers receive the highest rates at $6,776 a year or more.
Average premium for full coverage: $1,846
Rate estimates for individual coverage type:
Prices are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and 718 Cayman trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $504 for liability-only coverage to a high of $4,042 for high-risk insurance.
Price Range by Location
Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These examples show why it is important to compare rates for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,022
- Drivers who choose higher $1,000 deductibles will pay about $1,566 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,846
- Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $548 each year
- High-risk insureds with multiple tickets or accidents could pay at least $4,042 or more
- The cost for full coverage for a teenage driver can be $6,776 a year
Car insurance rates for a Porsche 718 Cayman can also vary considerably based on your driver profile, the trim level of your 718 Cayman, and deductibles and policy limits.
Older drivers with no driving violations and high deductibles may only pay around $1,700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $6,700 a year. View Rates by Age
Where you live makes a big difference in Porsche 718 Cayman insurance rates. A 40-year-old driver could pay as low as $1,210 a year in states like Idaho, Maine, and Iowa, or at least $2,630 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,668 | -$178 | -9.6% |
| Alaska | $1,414 | -$432 | -23.4% |
| Arizona | $1,532 | -$314 | -17.0% |
| Arkansas | $1,846 | -$0 | 0.0% |
| California | $2,102 | $256 | 13.9% |
| Colorado | $1,762 | -$84 | -4.6% |
| Connecticut | $1,896 | $50 | 2.7% |
| Delaware | $2,086 | $240 | 13.0% |
| Florida | $2,308 | $462 | 25.0% |
| Georgia | $1,702 | -$144 | -7.8% |
| Hawaii | $1,324 | -$522 | -28.3% |
| Idaho | $1,248 | -$598 | -32.4% |
| Illinois | $1,374 | -$472 | -25.6% |
| Indiana | $1,388 | -$458 | -24.8% |
| Iowa | $1,244 | -$602 | -32.6% |
| Kansas | $1,752 | -$94 | -5.1% |
| Kentucky | $2,516 | $670 | 36.3% |
| Louisiana | $2,730 | $884 | 47.9% |
| Maine | $1,136 | -$710 | -38.5% |
| Maryland | $1,522 | -$324 | -17.6% |
| Massachusetts | $1,476 | -$370 | -20.0% |
| Michigan | $3,204 | $1,358 | 73.6% |
| Minnesota | $1,544 | -$302 | -16.4% |
| Mississippi | $2,210 | $364 | 19.7% |
| Missouri | $1,636 | -$210 | -11.4% |
| Montana | $1,980 | $134 | 7.3% |
| Nebraska | $1,456 | -$390 | -21.1% |
| Nevada | $2,212 | $366 | 19.8% |
| New Hampshire | $1,330 | -$516 | -28.0% |
| New Jersey | $2,060 | $214 | 11.6% |
| New Mexico | $1,634 | -$212 | -11.5% |
| New York | $1,942 | $96 | 5.2% |
| North Carolina | $1,062 | -$784 | -42.5% |
| North Dakota | $1,510 | -$336 | -18.2% |
| Ohio | $1,274 | -$572 | -31.0% |
| Oklahoma | $1,894 | $48 | 2.6% |
| Oregon | $1,688 | -$158 | -8.6% |
| Pennsylvania | $1,760 | -$86 | -4.7% |
| Rhode Island | $2,460 | $614 | 33.3% |
| South Carolina | $1,670 | -$176 | -9.5% |
| South Dakota | $1,556 | -$290 | -15.7% |
| Tennessee | $1,614 | -$232 | -12.6% |
| Texas | $2,222 | $376 | 20.4% |
| Utah | $1,366 | -$480 | -26.0% |
| Vermont | $1,262 | -$584 | -31.6% |
| Virginia | $1,104 | -$742 | -40.2% |
| Washington | $1,424 | -$422 | -22.9% |
| West Virginia | $1,692 | -$154 | -8.3% |
| Wisconsin | $1,276 | -$570 | -30.9% |
| Wyoming | $1,642 | -$204 | -11.1% |
Opting for high physical damage deductibles could save up to $830 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $2,200 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 133% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to get quotes and see how they stack up. Every company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $500 | $1,062 | $372 | $2,092 |
| 2023 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2022 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2021 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2020 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2019 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2018 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2017 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Porsche 718 Cayman Insurance
Saving money on auto insurance not only requires being a good driver, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The following list is a brief review of the material that was covered above.
- Consumers who may need an increased level of liability coverage will pay around $500 each year to go from a minimum limit to 250/500 limits
- Drivers age 16 to 20 are the costliest to insure, costing as high as $565 per month if full coverage is included
- Drivers with DUI or reckless driving convictions may be required to pay an average of $2,200 more every year than a safer driver
- Increasing deductibles can save around $825 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,776 |
| 20 | $4,320 |
| 30 | $1,940 |
| 40 | $1,846 |
| 50 | $1,684 |
| 60 | $1,654 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,394 |
| $250 | $2,136 |
| $500 | $1,846 |
| $1,000 | $1,566 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,846 |
| 50/100 | $1,936 |
| 100/300 | $2,049 |
| 250/500 | $2,343 |
| 100 CSL | $1,982 |
| 300 CSL | $2,230 |
| 500 CSL | $2,411 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,742 |
| 20 | $6,892 |
| 30 | $4,146 |
| 40 | $4,042 |
| 50 | $3,860 |
| 60 | $3,830 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $123 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $135 |
| Total Discounts | $824 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
