Porsche 911 Insurance Rates

U.S. average insurance rates for a Porsche 911 are $2,080 a year for full coverage. Comprehensive costs on average $482 a year, collision costs $1,042, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $4,552. Teenage drivers pay the highest rates at $7,430 a year or more.

Average premium for full coverage: $2,080

Price estimates by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and 911 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,138
• Raising to $1,000 deductibles will save around $1,734 a year
• The estimated price for the average middle-age driver with $500 deductibles is $2,080
• Using low $100 deductibles bumps up the cost to $2,758
• Drivers who are prone to accidents and violations could pay upwards of $4,552 or more
• The price that insures a 16-year-old driver may cost $7,430

View Chart as Image

Auto insurance prices for a Porsche 911 are also quite variable based on the trim level of your 911, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $2,500 to $3,300 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $7,400 a year. View Rates by Age

The state you live in also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $1,370 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $1,030 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Porsche 911 Insurance

Getting lower rates on insurance for a Porsche 911 consists of being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a brief summary of the material that was presented in the illustrations above.

• Insureds who require an increased level of liability coverage will pay an extra $440 each year to raise from a low limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $619 a month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $2,470 more each year than a safer driver
• Increasing physical damage deductibles can save approximately $1,025 each year