Porsche 911 Insurance Rates

Estimated auto insurance rates for a Porsche 911 are $2,150 annually including full coverage. Comprehensive insurance costs on average $528 each year, collision costs $1,092, and liability is $372. Liability-only coverage costs around $438 a year, with high-risk coverage costing $4,690 or more. Teenage drivers pay the most at $7,572 a year or more.

Average premium for full coverage: $2,150

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine car insurance rates.

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,178
• Raising to $1,000 deductibles will save around $368 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $2,150
• Using low deductibles costs an additional $720 annually
• Drivers who are prone to accidents and violations could pay upwards of $4,690 or more
• An auto insurance policy with full coverage for a 16-year-old driver may cost $7,572

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Insurance prices for a Porsche 911 also have a wide range based on the model of your 911, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $2,000 every 12 months on average, or $167 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $7,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $2,600 to $3,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $1,090 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $285 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $1,650 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $3,070 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Porsche 911 Insurance

Finding better rates on insurance for a Porsche 911 consists of avoiding accidents and claims, having a good credit history, refrain from filing small claims, and bundling your home and auto policies. Invest time comparing rates once a year by getting rate quotes from direct car insurance companies, and also from several local insurance agents.

The points below are a brief review of the data that was covered in the charts and tables above.

• You may be able to save as much as $280 per year simply by quoting online in advance
• Insureds who require increased liability limits will pay an extra $410 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 pay the highest prices, with the cost nearing $631 per month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $2,540 more each year to insure a Porsche 911