Porsche 911 Insurance Rates

Estimated auto insurance rates for a Porsche 911 are $2,080 annually for full coverage insurance. Comprehensive insurance costs on average $482 a year, collision costs $1,042, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing $4,552 or more. 16-year-old drivers pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $1,138
• Choosing higher $1,000 deductibles can save around $1,734 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $2,080
• Buying low $100 deductibles for comp and collision coverage costs an additional $678 every year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $4,552 or more
• An auto insurance policy with full coverage for a teen driver may cost $7,430 each year

View Chart as Image

Car insurance prices for a Porsche 911 also have a wide range based on the model of your 911, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,900 annually on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $7,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $2,500 to $3,300 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $1,030 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Porsche 911 insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,810 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Porsche 911 Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to compare rates at every policy renewal by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

The list below is a review of the data covered in the above illustrations.

• Policyholders who require higher liability limits will pay around $440 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save as much as $270 per year simply by quoting early and online
• Increasing policy deductibles could save up to $1,025 each year
• Teenagers are expensive to insure, with premiums being up to $619 per month if comprehensive and collision insurance is included