Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,080 a year for full coverage insurance. Comprehensive costs on average $482 each year, collision costs $1,042, and liability costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $4,552. Teenage drivers pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

Includes $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,138
• Drivers who choose higher $1,000 deductibles will pay around $346 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $2,080
• Using low deductibles for comprehensive and collision insurance will increase the cost to $2,758
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,552 or more
• An auto insurance policy for full coverage for a teen driver may cost $7,430 a year

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $7,400 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,360 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,810 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $1,030 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $2,500 to $3,300 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Porsche 911 Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the information touched on in the above illustrations.

• It is possible to save as much as $270 per year simply by quoting online in advance
• Teens pay higher prices, with premiums being up to $619 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $1,025 each year
• Higher risk drivers that have major violations or accidents pay an average of $2,470 more each year for 911 insurance
• Policyholders who require higher liability limits will pay an extra $440 annually to go from 30/60 bodily injury limits to 250/500 limits