Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,100 a year for full coverage. Comprehensive insurance costs an estimated $502 each year, collision costs $1,050, and liability coverage costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing $4,586 or more. Teens pay the most at $7,452 a year or more.

Average premium for full coverage: $2,100

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects insurance prices.

These rate differences show why all drivers should compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Porsche 911 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,151
• Using higher $1,000 deductibles will save approximately $350 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $2,100
• Selecting low deductibles for physical damage coverage will cost an additional $690 each year
• Higher-risk drivers with serious driving violations could pay up to $4,586 or more
• An auto insurance policy that insures a teenage driver can cost as much as $7,452 or more

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $2,500 to $3,400 additional annually, depending on your age. Insurance for high-risk drivers can be around 46% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $7,400 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche 911 insurance rates. A driver around age 40 might see prices as low as $1,380 a year in states like Iowa, Maine, and Idaho, or have to pay at least $3,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $1,040 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Porsche 911 Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every other policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief review of the ideas that were presented in the illustrations above.

• Youthful drivers are expensive to insure, as much as $621 per month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $2,490 more annually than a low-risk driver
• Increasing policy deductibles can save approximately $1,050 each year
• Drivers can save approximately $270 per year simply by quoting online in advance