Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,100 a year for full coverage insurance. Comprehensive costs on average $502 a year, collision costs $1,050, and liability insurance is $390. Liability-only insurance costs around $452 a year, with high-risk driver insurance costing around $4,586. Teenage drivers pay the most at $7,452 a year or more.

Average premium for full coverage: $2,100

Premium estimates by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,151
• Raising to $1,000 deductibles will save around $1,750 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $2,100
• Using low $100 deductibles will increase the cost to $2,790
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,586 or more
• An auto insurance policy for full coverage for a teen driver may cost $7,452

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $7,400 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 911 insurance rates. A middle-age driver might find prices as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,830 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $1,040 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $299 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $2,500 to $3,400 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche 911 Insurance

Finding better rates on Porsche 911 insurance consists of being a good driver, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to shop around every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a quick rundown of the material that was illustrated above.

• Drivers who require an increased level of liability coverage will pay an extra $430 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 pay higher prices, with premiums being up to $621 per month including comprehensive and collision insurance
• High-risk drivers with reckless driving or DUI convictions pay an average of $2,490 more each year than a safer driver
• Increasing policy deductibles can save around $1,050 each year