Porsche Boxster Insurance Rates

The average insurance rates for a Porsche Boxster are $878 a year with full coverage. Comprehensive insurance costs approximately $160 a year, collision costs $206, and liability insurance is $376. Liability-only coverage costs around $426 a year, with high-risk coverage costing $1,878 or more. Teen drivers cost the most to insure at $3,464 a year or more.

Average premium for full coverage: $878

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Boxster trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Porsche Boxster insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $533
• Raising to $1,000 deductibles will save $794 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $878
• Choosing low $100 deductibles will cost an extra $160 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,878 or more
• Policy cost for full coverage for a teen driver can cost $3,464

View Chart as Image

Insurance rates for a Porsche Boxster also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

Your home state also has a big influence on Porsche Boxster insurance rates. A middle-age driver might find rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,190 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $250 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 127% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Porsche Boxster Insurance

Finding cheaper rates on Porsche Boxster insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a summary of the data that was illustrated above.

• You may be able to save around $100 per year simply by quoting early and online
• Drivers who purchase higher liability limits will pay about $410 every year to raise from a 30/60 limit to 250/500 limits
• Teenagers are the costliest to insure, as much as $289 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay on average $1,000 more per year for car insurance