Porsche Boxster Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Estimated insurance rates for a Porsche Boxster are $878 a year including full coverage. Comprehensive costs an estimated $160, collision costs $206, and liability coverage is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing around $1,878. Teen drivers pay the most at $3,464 a year or more.

Average premium for full coverage: $878

Premium estimates broken down by type of coverage:

Comprehensive $160
Collision $206
Liability $376

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Boxster models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Porsche Boxster go from as low as $426 for liability-only coverage to the much higher price of $1,878 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $878
High Risk $1,878

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These rate differences highlight why everyone should get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Porsche Boxster insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $533
  • Choosing higher $1,000 deductibles can save approximately $84 every year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $878
  • Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,038
  • Drivers with multiple violations and an at-fault accident could pay up to $1,878 or more
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $3,464 each year

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing full coverage Porsche Boxster insurance rates range from $533 to $3,464

Insurance prices for a Porsche Boxster also have a wide range based on your driving characteristics, the model of your Boxster, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $3,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Porsche Boxster insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,250 on average in Louisiana, New York, and Michigan.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Choosing high deductibles can save as much as $250 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,000 to $1,500 extra annually, depending on your age. Porsche Boxster insurance for high-risk drivers ranges around 43% to 127% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Porsche Boxster Insurance

Finding better rates on auto insurance takes being safe and accident-free, maintaining good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the ideas that were presented in the illustrations above.

  • Youthful drivers are charged the highest prices, with the cost nearing $289 per month for full coverage
  • Drivers that tend to have accidents or serious violations may pay on average $1,000 more annually than a low-risk driver
  • Increasing policy deductibles can save around $250 each year
  • You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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