Porsche Boxster Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2023
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The average auto insurance rates for a Porsche Boxster are $878 annually with full coverage. Comprehensive costs an estimated $160, collision insurance costs $206, and liability is $376. Buying just liability costs around $426 a year, and insurance for high-risk drivers costs around $1,878. Teen drivers cost the most to insure at up to $3,464 a year.
Average premium for full coverage: $878
Policy rates broken down by type of insurance:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Boxster models.
Price Range Variability
For the average driver, Porsche Boxster insurance rates range from as cheap as $426 for your basic liability-only policy to the much higher price of $1,878 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas. The example below illustrates how location impacts insurance prices.
The examples above demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Porsche Boxster insurance rates for other coverage scenarios.
- The lowest rate with discounts is $533
- Raising to $1,000 deductibles will save approximately $84 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $878
- Choosing pricier low deductibles will cost $1,038
- Drivers with multiple violations and an at-fault accident could pay up to $1,878
- Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $3,464
Insurance rates for a Porsche Boxster also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $3,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,000 to $1,500 extra every year, depending on your age. Porsche Boxster insurance for high-risk drivers is expensive and can cost from 43% to 127% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $250 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Porsche Boxster insurance prices. A middle-age driver might find rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$86 | -9.8% |
| Alaska | $672 | -$206 | -23.5% |
| Arizona | $728 | -$150 | -17.1% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $998 | $120 | 13.7% |
| Colorado | $838 | -$40 | -4.6% |
| Connecticut | $900 | $22 | 2.5% |
| Delaware | $994 | $116 | 13.2% |
| Florida | $1,096 | $218 | 24.8% |
| Georgia | $812 | -$66 | -7.5% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $594 | -$284 | -32.3% |
| Illinois | $654 | -$224 | -25.5% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $834 | -$44 | -5.0% |
| Kentucky | $1,196 | $318 | 36.2% |
| Louisiana | $1,300 | $422 | 48.1% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $724 | -$154 | -17.5% |
| Massachusetts | $698 | -$180 | -20.5% |
| Michigan | $1,524 | $646 | 73.6% |
| Minnesota | $734 | -$144 | -16.4% |
| Mississippi | $1,050 | $172 | 19.6% |
| Missouri | $778 | -$100 | -11.4% |
| Montana | $942 | $64 | 7.3% |
| Nebraska | $690 | -$188 | -21.4% |
| Nevada | $1,052 | $174 | 19.8% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $982 | $104 | 11.8% |
| New Mexico | $776 | -$102 | -11.6% |
| New York | $922 | $44 | 5.0% |
| North Carolina | $504 | -$374 | -42.6% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $604 | -$274 | -31.2% |
| Oklahoma | $900 | $22 | 2.5% |
| Oregon | $802 | -$76 | -8.7% |
| Pennsylvania | $834 | -$44 | -5.0% |
| Rhode Island | $1,170 | $292 | 33.3% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $768 | -$110 | -12.5% |
| Texas | $1,058 | $180 | 20.5% |
| Utah | $648 | -$230 | -26.2% |
| Vermont | $598 | -$280 | -31.9% |
| Virginia | $526 | -$352 | -40.1% |
| Washington | $678 | -$200 | -22.8% |
| West Virginia | $804 | -$74 | -8.4% |
| Wisconsin | $604 | -$274 | -31.2% |
| Wyoming | $780 | -$98 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Boxster 2-Dr Convertible | $864 | $72 |
| Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Porsche Boxster | $226 | $362 | $402 | $1,126 |
| 2008 Porsche Boxster | $184 | $240 | $390 | $950 |
| 2007 Porsche Boxster | $182 | $228 | $384 | $930 |
| 2005 Porsche Boxster | $160 | $206 | $376 | $878 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Porsche Boxster Insurance
Finding cheaper rates on insurance for a Porsche Boxster consists of being a low-risk driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The items below are a quick review of the coverage data touched on above.
- You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $250 each year
- Teen drivers are charged the highest rates, as much as $289 each month including comprehensive and collision insurance
- Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,000 more annually to insure their Boxster
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,996 |
| 30 | $898 |
| 40 | $878 |
| 50 | $806 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $966 |
| $500 | $878 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $969 |
| 100/300 | $1,063 |
| 250/500 | $1,308 |
| 100 CSL | $1,007 |
| 300 CSL | $1,214 |
| 500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $3,172 |
| 30 | $1,900 |
| 40 | $1,878 |
| 50 | $1,792 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $33 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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