Porsche Boxster Insurance Rates

U.S. average insurance rates for a Porsche Boxster are $878 a year with full coverage. Comprehensive insurance costs an estimated $160, collision costs $206, and liability coverage costs around $376. Buying just liability costs as low as $426 a year, with insurance for high-risk drivers costing $1,878 or more. Teenage drivers pay the highest rates at $3,464 a year or more.

Average premium for full coverage: $878

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different Boxster trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Porsche Boxster insurance rates for other coverage scenarios.

• The best discount rate is $533
• Using higher $1,000 deductibles will save approximately $84 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $878
• Using more expensive low deductibles for physical damage coverage will cost an additional $160 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,878 or more
• The price that insures a teenage driver with full coverage can cost as much as $3,464 or more

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Insurance prices for a Porsche Boxster are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,000 to $1,500 additional each year, depending on your age. High-risk driver insurance can be around 43% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $800 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,400 a year. View Rates by Age

The state you live in has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,190 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles could cut prices by as much as $250 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Boxster Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at least once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The list below is a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $100 per year simply by shopping early and online
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,000 more annually for car insurance
• Increasing physical damage deductibles can save approximately $250 each year
• Teenagers are expensive to insure, costing up to $289 a month if comprehensive and collision insurance is included