Porsche Boxster Insurance Rates

The average auto insurance rates for a Porsche Boxster are $878 annually for full coverage insurance. Comprehensive insurance costs around $160 a year, collision costs $206, and liability coverage costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing $1,878 or more. Teenage drivers cost the most to insure at $3,464 a year or more.

Average premium for full coverage: $878

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Boxster trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Porsche Boxster insurance rates for additional coverage choices and driver risks.

• The best discount rate is $533
• Drivers who choose higher $1,000 deductibles will pay about $794 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $878
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $160 each year
• High-risk insureds who are prone to accidents and violations could pay at least $1,878 or more
• Policy cost with full coverage for a teenage driver can be $3,464 a year

View Chart as Image

Insurance rates for a Porsche Boxster also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $3,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $250 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Porsche Boxster insurance rates. A 40-year-old driver could pay as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Porsche Boxster Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having good credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates at every other renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a review of the concepts that were covered above.

• Drivers who have several accidents or serious violations pay on average $1,000 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, possibly costing $289 each month if they have full coverage
• It is possible to save up to $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• It is possible to save up to $100 per year simply by quoting early and online