Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance prices for a Porsche Cayenne are $1,894 every 12 months with full coverage. Comprehensive insurance costs around $476 a year, collision costs $870, and liability is estimated at $390. Liability-only insurance costs approximately $452 a year, with high-risk driver insurance costing $4,100 or more. 16-year-old drivers pay the highest rates at $6,710 a year or more.

Average premium for full coverage: $1,894

Price estimates for individual coverage:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Cayenne trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,058
• Choosing higher $1,000 deductibles can save about $1,588 annually
• The average price for the average middle-age driver using $500 deductibles is $1,894
• Buying low $100 deductibles for comp and collision coverage costs an extra $594 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $4,100 or more
• The price to insure a teen driver can be $6,710 each year

View Chart as Image

Car insurance prices for a Porsche Cayenne are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $900 every year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,700 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $6,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $2,200 to $3,000 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 130% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Porsche Cayenne insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or at least $2,560 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Porsche Cayenne Insurance

Getting lower rates on car insurance takes having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a review of the information covered in the above illustrations.

• You may be able to save up to $240 per year simply by quoting early and online
• Drivers age 20 and younger are the costliest to insure, costing up to $559 a month if the policy includes full coverage
• Increasing physical damage deductibles could save as much as $900 each year
• Higher risk drivers who have several accidents or serious violations pay on average $2,210 more every year to buy Porsche Cayenne insurance
• Policyholders who may need increased levels of liability coverage will pay around $430 every year to raise limits from a low limit to a 250/500 level

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.