Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,894 a year for full coverage insurance. Comprehensive costs around $476, collision insurance costs $870, and liability insurance is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs around $4,100. Teen drivers pay the most at up to $6,710 a year.

Average premium for full coverage: $1,894

Premium estimates for type of coverage:

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Cayenne models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why everyone should get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,058
• Choosing higher $1,000 deductibles can save about $306 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,894
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $2,488
• High-risk insureds with multiple violations and an at-fault accident could pay at least $4,100
• An auto insurance policy for full coverage for a teen driver for full coverage can be $6,710 each year

View Chart as Image

Auto insurance prices for a Porsche Cayenne also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,700 annually on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $6,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Porsche Cayenne insurance rates. A good driver about age 40 could pay as low as $1,240 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,560 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $900 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $2,200 to $3,000 in extra premium annually, depending on your age. Porsche Cayenne insurance for high-risk drivers ranges anywhere from 45% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche Cayenne Insurance

Finding better rates on Porsche Cayenne insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the primary concepts that were covered above.

• It is possible to save up to $240 per year just by quoting online well ahead of the renewal date
• High-risk drivers who have several accidents or serious violations may pay on average $2,210 more every year to buy Porsche Cayenne insurance
• Increasing policy deductibles can save around $900 each year
• Drivers age 20 and younger are expensive to insure, with premiums being up to $559 per month if they have full coverage

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.