Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,894 a year including full coverage. Comprehensive costs an estimated $476, collision insurance costs $870, and liability is $390. Buying just liability costs around $452 a year, and insurance for high-risk drivers costs around $4,100. 16-year-old drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,894

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference location can make on insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Porsche Cayenne insurance rates for other coverage scenarios.

• The best full coverage rate is $1,058
• Raising to $1,000 deductibles will save approximately $306 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,894
• Buying pricier low deductibles bumps up the cost to $2,488
• At-risk drivers with multiple tickets or accidents could pay up to $4,100
• The cost that insures a teen driver for full coverage can cost as much as $6,710

View Chart as Image

Auto insurance rates for a Porsche Cayenne can also vary considerably based on the model of your Cayenne, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $2,200 to $3,000 in extra premium per year, depending on your age. Porsche Cayenne insurance for high-risk drivers is expensive and can cost as much as 45% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $6,700 a year. View Rates by Age

Where you live also has a big influence on Porsche Cayenne insurance prices. A middle-age driver might find rates as low as $1,450 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,700 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $900 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Porsche Cayenne Insurance

Saving money on car insurance consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a brief summary of the material that was touched on in this article.

• Policyholders who want higher liability limits will pay around $430 per year to raise from a minimum limit to the 250/500 level
• Teenagers are the costliest to insure, as much as $559 per month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $2,210 more annually for car insurance
• Increasing deductibles can save approximately $900 each year

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.