Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,894 a year with full coverage. Comprehensive insurance costs around $476, collision insurance costs $870, and liability insurance costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $4,100 or more. Teenage drivers pay the most at up to $6,710 a year.

Average premium for full coverage: $1,894

Premium estimates for type of coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Cayenne models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why everyone should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,058
• Using higher $1,000 deductibles will save about $306 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,894
• Using pricier low deductibles for physical damage coverage will cost an additional $594 a year
• Drivers who are prone to accidents and violations could pay at least $4,100
• An auto insurance policy that insures a teen driver for full coverage can be $6,710 or more

View Chart as Image

Auto insurance prices for a Porsche Cayenne also have a wide range based on the model of your Cayenne, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $2,200 to $3,000 in extra premium annually, depending on your age. Porsche Cayenne insurance for high-risk drivers can be anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $6,700 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche Cayenne insurance rates. A driver around age 40 might see prices as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,560 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $900 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Finding better rates on Porsche Cayenne insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and possibly raising deductibles. Compare prices every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a quick rundown of the ideas that were touched on above.

• Drivers under the age of 20 are expensive to insure, possibly costing $559 per month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $2,210 more every year to insure a Porsche Cayenne
• Increasing policy deductibles can save approximately $900 each year
• You may be able to save up to $240 per year just by quoting online well ahead of the renewal date

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.