Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,936 a year including full coverage. Comprehensive costs an estimated $500, collision insurance costs $906, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $4,184. Teenage drivers receive the highest rates at up to $6,802 a year.

Average premium for full coverage: $1,936

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why everyone should get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Porsche Cayenne insurance rates for other coverage scenarios.

• The best discount rate is $1,082
• Choosing higher $1,000 deductibles can save approximately $320 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,936
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $2,554
• Higher-risk drivers who are prone to accidents and violations could pay up to $4,184
• The cost that insures a 16-year-old driver for full coverage can cost as much as $6,802 each year

View Chart as Image

Car insurance rates for a Porsche Cayenne can also vary considerably based on the model of your Cayenne, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $2,300 to $3,000 extra per year, depending on your age. Porsche Cayenne insurance for high-risk drivers ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,800 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $6,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Porsche Cayenne insurance prices. A good driver about age 40 could pay as low as $1,480 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $940 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Porsche Cayenne Insurance

Saving money on insurance for a Porsche Cayenne takes avoiding accidents and violations, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare prices at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a brief review of the car insurance concepts covered above.

• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $2,250 more annually for car insurance
• You may be able to save approximately $240 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $950 each year
• Insureds who want higher liability limits will pay an extra $410 per year to raise limits from a minimum limit to the 250/500 level

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.