Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

Estimated insurance prices for a Porsche Macan are $1,758 every 12 months with full coverage. Comprehensive costs approximately $376, collision insurance costs $772, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $3,842. Teenage drivers pay the most at up to $6,468 a year.

Average premium for full coverage: $1,758

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Macan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Porsche Macan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $980
• Choosing higher $1,000 deductibles can save $260 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,758
• Using more expensive low deductibles for comp and collision coverage increases the price to $2,270
• High-risk insureds who are prone to accidents and violations could pay around $3,842
• An auto insurance policy to insure a teen driver with full coverage can cost $6,468 each year

View Chart as Image

Auto insurance prices for a Porsche Macan also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Macan.

Using high physical damage deductibles can save as much as $780 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,600 annually on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $6,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $2,100 to $2,900 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Porsche Macan insurance rates. A good driver about age 40 could pay as low as $1,270 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,370 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Low Cost Porsche Macan Insurance

Finding better rates on Porsche Macan insurance takes being a good driver, having a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates at every other renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following list is a review of the concepts that were touched on in this article.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $2,080 more per year than a safer driver
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $539 per month if comprehensive and collision insurance is included
• You may be able to save around $220 per year just by shopping early and online
• Increasing policy deductibles could save as much as $775 each year
• You may be able to save around $220 per year just by shopping early and online

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.