Saab 9-5 Insurance Rates

U.S. average insurance prices for a Saab 9-5 are $1,004 every 12 months for full coverage. Comprehensive costs an estimated $172, collision insurance costs $232, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs around $2,158. Teen drivers pay the highest rates at up to $4,012 a year.

Average premium for full coverage: $1,004

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different 9-5 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations have more infrequent accident claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Saab 9-5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $609
• Raising to $1,000 deductibles will save approximately $92 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,004
• Choosing more expensive low deductibles increases the price to $1,178
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,158
• The price to insure a teen driver with full coverage can cost as much as $4,012

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Insurance prices for a Saab 9-5 are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $270 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Saab 9-5 insurance prices. A middle-age driver might find prices as low as $660 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

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How to Shop for Cheap Saab 9-5 Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the ideas that were illustrated above.

• Teen drivers are expensive to insure, with premiums as much as $334 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,150 more annually to insure their 9-5
• Increasing physical damage deductibles could save as much as $275 each year
• Drivers can save approximately $110 per year just by shopping early and online