Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance rates for a Saturn Outlook are $978 a year including full coverage. Comprehensive insurance costs an estimated $172 a year, collision costs $188, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing $2,088 or more. Teen drivers pay the most at $3,918 a year or more.
Average premium for full coverage: $978
Premium estimates broken down by type of coverage:
Price estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Outlook trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Saturn Outlook go from as low as $510 for just the minimum liability insurance to a high of $2,088 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The diagram below illustrates the difference location can make on insurance prices.
These rate differences highlight why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Saturn Outlook insurance rates for other coverage scenarios.
- The lowest rate with discounts is $602
- Using higher $1,000 deductibles will save approximately $894 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $978
- Choosing low $100 deductibles for physical damage coverage will cost an extra $152 annually
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,088 or more
- An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $3,918 or more
Car insurance prices for a Saturn Outlook also have a wide range based on your driving characteristics, the model of your Outlook, and liability limits and deductibles.
Older drivers with no driving violations and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $3,900 a year. View Rates by Age
Where you choose to live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $750 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,400 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,004 | $26 | 2.7% |
| Delaware | $1,106 | $128 | 13.1% |
| Florida | $1,222 | $244 | 24.9% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $702 | -$276 | -28.2% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $728 | -$250 | -25.6% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $928 | -$50 | -5.1% |
| Kentucky | $1,334 | $356 | 36.4% |
| Louisiana | $1,446 | $468 | 47.9% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $806 | -$172 | -17.6% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,698 | $720 | 73.6% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,170 | $192 | 19.6% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,050 | $72 | 7.4% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,172 | $194 | 19.8% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,004 | $26 | 2.7% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $932 | -$46 | -4.7% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $824 | -$154 | -15.7% |
| Tennessee | $856 | -$122 | -12.5% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $722 | -$256 | -26.2% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $584 | -$394 | -40.3% |
| Washington | $756 | -$222 | -22.7% |
| West Virginia | $896 | -$82 | -8.4% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
Choosing high deductibles could cut prices by as much as $240 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy can be from 41% to 125% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $942 | $79 |
| Saturn Outlook XV 2WD | $942 | $79 |
| Saturn Outlook XE Premium 2WD | $978 | $82 |
| Saturn Outlook XE AWD | $978 | $82 |
| Saturn Outlook XE Premium AWD | $978 | $82 |
| Saturn Outlook XR-L 2WD | $994 | $83 |
| Saturn Outlook XR-L AWD | $994 | $83 |
| Saturn Outlook XR-L Premium 2WD | $1,010 | $84 |
| Saturn Outlook XR-L Premium AWD | $1,010 | $84 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Saturn Outlook Insurance
Finding better rates on insurance for a Saturn Outlook requires not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Make time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following is a condensed summary of the car insurance concepts touched on in this article.
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,110 more annually for Outlook insurance
- You may be able to save approximately $110 per year simply by quoting early and online
- Increasing policy deductibles can save around $225 each year
- Insureds who want higher liability limits will pay about $510 per year to increase from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,918 |
| 20 | $2,216 |
| 30 | $992 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,130 |
| $250 | $1,060 |
| $500 | $978 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,102 |
| 100/300 | $1,217 |
| 250/500 | $1,516 |
| 100 CSL | $1,148 |
| 300 CSL | $1,401 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,508 |
| 20 | $3,522 |
| 30 | $2,104 |
| 40 | $2,088 |
| 50 | $1,996 |
| 60 | $1,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $66 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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