Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance rates for a Saturn Vue are $920 a year with full coverage. Comprehensive insurance costs around $150, collision costs $160, and liability is $452. Buying just liability costs around $504 a year, with insurance for high-risk drivers costing $1,962 or more. Teen drivers receive the highest rates at $3,732 a year or more.
Average premium for full coverage: $920
Rate estimates for individual coverage type:
Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Vue trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the low end price of $504 for just the minimum liability insurance to a much higher rate of $1,962 for high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas.
The price range example below illustrates how geographic area affects auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Saturn Vue insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $570
- Raising to $1,000 deductibles will save about $72 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $920
- Choosing more expensive low deductibles will cost an additional $130 annually
- Drivers with multiple violations and an at-fault accident could pay at least $1,962 or more
- The cost that insures a 16-year-old driver with full coverage can be $3,732
Auto insurance rates for a Saturn Vue can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,100 to $1,600 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $3,700 a year. View Rates by Age
Where you live also has a big influence on Saturn Vue insurance prices. A middle-age driver might find rates as low as $660 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,240 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $704 | -$216 | -23.5% |
| Arizona | $762 | -$158 | -17.2% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,046 | $126 | 13.7% |
| Colorado | $876 | -$44 | -4.8% |
| Connecticut | $946 | $26 | 2.8% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,148 | $228 | 24.8% |
| Georgia | $846 | -$74 | -8.0% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $684 | -$236 | -25.7% |
| Indiana | $690 | -$230 | -25.0% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $874 | -$46 | -5.0% |
| Kentucky | $1,254 | $334 | 36.3% |
| Louisiana | $1,360 | $440 | 47.8% |
| Maine | $566 | -$354 | -38.5% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $736 | -$184 | -20.0% |
| Michigan | $1,596 | $676 | 73.5% |
| Minnesota | $770 | -$150 | -16.3% |
| Mississippi | $1,100 | $180 | 19.6% |
| Missouri | $814 | -$106 | -11.5% |
| Montana | $984 | $64 | 7.0% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $812 | -$108 | -11.7% |
| New York | $968 | $48 | 5.2% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $752 | -$168 | -18.3% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $876 | -$44 | -4.8% |
| Rhode Island | $1,226 | $306 | 33.3% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $774 | -$146 | -15.9% |
| Tennessee | $804 | -$116 | -12.6% |
| Texas | $1,108 | $188 | 20.4% |
| Utah | $680 | -$240 | -26.1% |
| Vermont | $628 | -$292 | -31.7% |
| Virginia | $550 | -$370 | -40.2% |
| Washington | $710 | -$210 | -22.8% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $636 | -$284 | -30.9% |
| Wyoming | $820 | -$100 | -10.9% |
Choosing high deductibles can reduce rates by up to $210 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out your exact price is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $886 | $74 |
| Saturn Vue XR 2WD | $904 | $75 |
| Saturn Vue XR-L 2WD | $920 | $77 |
| Saturn Vue XR AWD | $934 | $78 |
| Saturn Vue XR-L AWD | $950 | $79 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $160 | $190 | $474 | $982 |
| 2008 Saturn Vue | $154 | $170 | $468 | $950 |
| 2007 Saturn Vue | $152 | $166 | $460 | $936 |
| 2006 Saturn Vue | $150 | $160 | $452 | $920 |
| 2005 Saturn Vue | $138 | $152 | $446 | $894 |
| 2004 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Saturn Vue Insurance
Saving money on insurance for a Saturn Vue consists of avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Shop around every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a review of the material that was presented in the illustrations above.
- Insureds who may need higher liability limits will pay about $500 every year to raise from a minimum limit to the 250/500 level
- Teenagers are expensive to insure, with premiums as much as $311 per month if the policy includes full coverage
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,040 more every year for car insurance
- Increasing deductibles can save approximately $200 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,732 |
| 20 | $2,084 |
| 30 | $928 |
| 40 | $920 |
| 50 | $842 |
| 60 | $824 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,050 |
| $250 | $992 |
| $500 | $920 |
| $1,000 | $848 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,040 |
| 100/300 | $1,153 |
| 250/500 | $1,447 |
| 100 CSL | $1,086 |
| 300 CSL | $1,334 |
| 500 CSL | $1,515 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $3,316 |
| 30 | $1,970 |
| 40 | $1,962 |
| 50 | $1,876 |
| 60 | $1,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $61 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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