Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance prices for a Scion tC are $1,116 every 12 months for full coverage insurance. Comprehensive insurance costs around $144 a year, collision insurance costs $208, and liability is $564. A policy with just liability insurance costs around $628 a year, and coverage for high-risk drivers costs $2,404 or more. Teens receive the highest rates at up to $4,636 a year.
Average premium for full coverage: $1,116
Rate estimates for individual coverage type:
Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and tC trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $628 for the bare minimum liability coverage to a high of $2,404 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.
These examples illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Scion tC insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $687
- Raising to $1,000 deductibles will save about $1,034 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,116
- Selecting low $100 deductibles costs an extra $152 annually
- Drivers with serious driving violations could pay at least $2,404
- The cost to insure a 16-year-old driver can be $4,636
Insurance rates for a Scion tC can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $240 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $507 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,300 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 130% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Scion tC insurance prices. A middle-age driver might find rates as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,500 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,008 | -$108 | -9.7% |
| Alaska | $854 | -$262 | -23.5% |
| Arizona | $924 | -$192 | -17.2% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,064 | -$52 | -4.7% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,390 | $274 | 24.6% |
| Georgia | $1,026 | -$90 | -8.1% |
| Hawaii | $798 | -$318 | -28.5% |
| Idaho | $758 | -$358 | -32.1% |
| Illinois | $830 | -$286 | -25.6% |
| Indiana | $842 | -$274 | -24.6% |
| Iowa | $752 | -$364 | -32.6% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,520 | $404 | 36.2% |
| Louisiana | $1,650 | $534 | 47.8% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $888 | -$228 | -20.4% |
| Michigan | $1,934 | $818 | 73.3% |
| Minnesota | $932 | -$184 | -16.5% |
| Mississippi | $1,336 | $220 | 19.7% |
| Missouri | $990 | -$126 | -11.3% |
| Montana | $1,198 | $82 | 7.3% |
| Nebraska | $876 | -$240 | -21.5% |
| Nevada | $1,336 | $220 | 19.7% |
| New Hampshire | $802 | -$314 | -28.1% |
| New Jersey | $1,246 | $130 | 11.6% |
| New Mexico | $986 | -$130 | -11.6% |
| New York | $1,172 | $56 | 5.0% |
| North Carolina | $640 | -$476 | -42.7% |
| North Dakota | $914 | -$202 | -18.1% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,142 | $26 | 2.3% |
| Oregon | $1,022 | -$94 | -8.4% |
| Pennsylvania | $1,062 | -$54 | -4.8% |
| Rhode Island | $1,486 | $370 | 33.2% |
| South Carolina | $1,008 | -$108 | -9.7% |
| South Dakota | $940 | -$176 | -15.8% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,024 | -$92 | -8.2% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $206 | $408 | $574 | $1,388 |
| 2014 Scion tC | $198 | $382 | $580 | $1,360 |
| 2011 Scion tC | $174 | $300 | $596 | $1,270 |
| 2009 Scion tC | $152 | $250 | $592 | $1,194 |
| 2008 Scion tC | $148 | $224 | $586 | $1,158 |
| 2007 Scion tC | $146 | $218 | $574 | $1,138 |
| 2006 Scion tC | $144 | $208 | $564 | $1,116 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Scion tC Insurance
Saving money on insurance for a Scion tC consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The next list is a summary of the data that was covered in the charts and tables above.
- It is possible to save up to $120 per year just by quoting early and online
- Insureds who may need increased levels of liability coverage will pay approximately $620 annually to raise from a minimum limit to a 250/500 level
- Drivers age 20 and younger are charged the highest rates, costing up to $386 per month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,290 more every year to buy Scion tC insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,636 |
| 20 | $2,572 |
| 30 | $1,124 |
| 40 | $1,116 |
| 50 | $1,024 |
| 60 | $1,002 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,268 |
| $250 | $1,198 |
| $500 | $1,116 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,229 |
| 100/300 | $1,370 |
| 250/500 | $1,736 |
| 100 CSL | $1,285 |
| 300 CSL | $1,595 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,506 |
| 20 | $4,096 |
| 30 | $2,416 |
| 40 | $2,404 |
| 50 | $2,304 |
| 60 | $2,276 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $61 |
| Homeowner | $20 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $38 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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