Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance rates for a Scion tC are $1,088 a year with full coverage. Comprehensive insurance costs an estimated $132, collision insurance costs $198, and liability is estimated at $558. Buying just liability costs approximately $624 a year, and insurance for high-risk drivers costs $2,346 or more. Teen drivers pay the highest rates at up to $4,552 a year.
Average premium for full coverage: $1,088
Price estimates broken down by individual coverage:
Prices include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different tC trim levels.
Price Range from Low to High
For the normal driver, Scion tC insurance prices range from the low end price of $624 for your basic liability-only policy to a much higher rate of $2,346 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than larger metro areas. The price range example below illustrates how geographic area affects insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Scion tC insurance rates for other coverage scenarios.
- The lowest rate with discounts is $671
- Choosing higher $1,000 deductibles can save approximately $76 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,088
- Choosing more expensive low deductibles for comp and collision coverage will cost an additional $144 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,346
- The price that insures a teen driver with full coverage can cost as much as $4,552 each year
Insurance prices for a Scion tC are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges as much as 42% to 133% more than average. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age
The state you live in plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $982 | -$106 | -9.7% |
| Alaska | $832 | -$256 | -23.5% |
| Arizona | $900 | -$188 | -17.3% |
| Arkansas | $1,088 | -$0 | 0.0% |
| California | $1,238 | $150 | 13.8% |
| Colorado | $1,040 | -$48 | -4.4% |
| Connecticut | $1,116 | $28 | 2.6% |
| Delaware | $1,230 | $142 | 13.1% |
| Florida | $1,358 | $270 | 24.8% |
| Georgia | $1,004 | -$84 | -7.7% |
| Hawaii | $780 | -$308 | -28.3% |
| Idaho | $736 | -$352 | -32.4% |
| Illinois | $810 | -$278 | -25.6% |
| Indiana | $820 | -$268 | -24.6% |
| Iowa | $736 | -$352 | -32.4% |
| Kansas | $1,030 | -$58 | -5.3% |
| Kentucky | $1,482 | $394 | 36.2% |
| Louisiana | $1,608 | $520 | 47.8% |
| Maine | $670 | -$418 | -38.4% |
| Maryland | $896 | -$192 | -17.6% |
| Massachusetts | $866 | -$222 | -20.4% |
| Michigan | $1,886 | $798 | 73.3% |
| Minnesota | $910 | -$178 | -16.4% |
| Mississippi | $1,302 | $214 | 19.7% |
| Missouri | $964 | -$124 | -11.4% |
| Montana | $1,170 | $82 | 7.5% |
| Nebraska | $856 | -$232 | -21.3% |
| Nevada | $1,304 | $216 | 19.9% |
| New Hampshire | $780 | -$308 | -28.3% |
| New Jersey | $1,214 | $126 | 11.6% |
| New Mexico | $962 | -$126 | -11.6% |
| New York | $1,142 | $54 | 5.0% |
| North Carolina | $626 | -$462 | -42.5% |
| North Dakota | $892 | -$196 | -18.0% |
| Ohio | $750 | -$338 | -31.1% |
| Oklahoma | $1,116 | $28 | 2.6% |
| Oregon | $996 | -$92 | -8.5% |
| Pennsylvania | $1,038 | -$50 | -4.6% |
| Rhode Island | $1,450 | $362 | 33.3% |
| South Carolina | $984 | -$104 | -9.6% |
| South Dakota | $918 | -$170 | -15.6% |
| Tennessee | $950 | -$138 | -12.7% |
| Texas | $1,308 | $220 | 20.2% |
| Utah | $806 | -$282 | -25.9% |
| Vermont | $744 | -$344 | -31.6% |
| Virginia | $648 | -$440 | -40.4% |
| Washington | $842 | -$246 | -22.6% |
| West Virginia | $996 | -$92 | -8.5% |
| Wisconsin | $752 | -$336 | -30.9% |
| Wyoming | $968 | -$120 | -11.0% |
Choosing high deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $502 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $198 | $382 | $580 | $1,360 |
| 2014 Scion tC | $194 | $356 | $592 | $1,342 |
| 2011 Scion tC | $162 | $274 | $592 | $1,228 |
| 2009 Scion tC | $148 | $224 | $586 | $1,158 |
| 2008 Scion tC | $146 | $218 | $574 | $1,138 |
| 2007 Scion tC | $144 | $208 | $564 | $1,116 |
| 2006 Scion tC | $132 | $198 | $558 | $1,088 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Scion tC Insurance
Getting lower rates on car insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.
Below is a quick rundown of the data that was presented in the illustrations above.
- You may be able to save approximately $120 per year just by shopping early and online
- Policyholders who want higher levels of liability will pay about $610 every year to raise limits from a low limit to the 250/500 level
- Teenage drivers are expensive to insure, costing up to $379 a month if comprehensive and collision insurance is included
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,260 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,552 |
| 20 | $2,516 |
| 30 | $1,094 |
| 40 | $1,088 |
| 50 | $1,000 |
| 60 | $980 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,166 |
| $500 | $1,088 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,088 |
| 50/100 | $1,200 |
| 100/300 | $1,339 |
| 250/500 | $1,702 |
| 100 CSL | $1,255 |
| 300 CSL | $1,562 |
| 500 CSL | $1,786 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,384 |
| 20 | $4,006 |
| 30 | $2,356 |
| 40 | $2,346 |
| 50 | $2,250 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $60 |
| Homeowner | $20 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $37 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $417 |
Discounts are estimated and may not be available from every company or in every state.
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