Suzuki Kizashi Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated auto insurance rates for a Suzuki Kizashi are $1,084 annually for full coverage. Comprehensive insurance costs an estimated $190, collision costs $258, and liability coverage costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,330 or more. Teen drivers pay the most at $4,300 a year or more.
Average premium for full coverage: $1,084
Premium estimates broken down by type of coverage:
Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Kizashi models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Suzuki Kizashi go from as cheap as $526 for just the minimum liability insurance to the much higher price of $2,330 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences show why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Suzuki Kizashi insurance rates for other coverage scenarios.
- The lowest rate with discounts is $652
- Drivers who choose higher $1,000 deductibles will pay approximately $104 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,084
- Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $192 each year
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,330 or more
- An auto insurance policy with full coverage for a teenage driver for full coverage can cost as much as $4,300 a year
Auto insurance prices for a Suzuki Kizashi also have a wide range based on the model of your Kizashi, your driver profile, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $1,300 to $1,800 in extra premium annually, depending on your age. Suzuki Kizashi insurance for high-risk drivers can cost around 42% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $300 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,550 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $832 | -$252 | -23.2% |
| Arizona | $900 | -$184 | -17.0% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,036 | -$48 | -4.4% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,226 | $142 | 13.1% |
| Florida | $1,356 | $272 | 25.1% |
| Georgia | $1,000 | -$84 | -7.7% |
| Hawaii | $776 | -$308 | -28.4% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,030 | -$54 | -5.0% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,602 | $518 | 47.8% |
| Maine | $668 | -$416 | -38.4% |
| Maryland | $892 | -$192 | -17.7% |
| Massachusetts | $868 | -$216 | -19.9% |
| Michigan | $1,884 | $800 | 73.8% |
| Minnesota | $906 | -$178 | -16.4% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $960 | -$124 | -11.4% |
| Montana | $1,164 | $80 | 7.4% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $780 | -$304 | -28.0% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $958 | -$126 | -11.6% |
| New York | $1,140 | $56 | 5.2% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $886 | -$198 | -18.3% |
| Ohio | $748 | -$336 | -31.0% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $992 | -$92 | -8.5% |
| Pennsylvania | $1,034 | -$50 | -4.6% |
| Rhode Island | $1,446 | $362 | 33.4% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $950 | -$134 | -12.4% |
| Texas | $1,306 | $222 | 20.5% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $742 | -$342 | -31.5% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $992 | -$92 | -8.5% |
| Wisconsin | $750 | -$334 | -30.8% |
| Wyoming | $966 | -$118 | -10.9% |
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,038 | $87 |
| Suzuki Kizashi S AWD | $1,062 | $89 |
| Suzuki Kizashi SE | $1,062 | $89 |
| Suzuki Kizashi GTS | $1,084 | $90 |
| Suzuki Kizashi SE AWD | $1,084 | $90 |
| Suzuki Kizashi GTS AWD | $1,106 | $92 |
| Suzuki Kizashi SLS | $1,106 | $92 |
| Suzuki Kizashi SLS AWD | $1,128 | $94 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
| 2010 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Suzuki Kizashi Insurance
Finding better rates on auto insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by getting rate quotes from direct carriers, and also from local exclusive and independent agents.
The following list is a quick rundown of the concepts that were covered above.
- Drivers with reckless driving or DUI convictions may pay on average $1,250 more annually than a safer driver
- Drivers age 16 to 20 are the costliest to insure, as much as $358 per month if full coverage is included
- Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $300 each year
- Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,300 |
| 20 | $2,472 |
| 30 | $1,106 |
| 40 | $1,084 |
| 50 | $994 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,276 |
| $250 | $1,190 |
| $500 | $1,084 |
| $1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,224 |
| 100/300 | $1,343 |
| 250/500 | $1,654 |
| 100 CSL | $1,271 |
| 300 CSL | $1,534 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,944 |
| 30 | $2,354 |
| 40 | $2,330 |
| 50 | $2,228 |
| 60 | $2,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $41 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $432 |
Discounts are estimated and may not be available from every company or in every state.
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