Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,084 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $190, collision insurance costs $258, and liability insurance costs around $478. A liability-only policy costs as low as $526 a year, and high-risk insurance costs $2,330 or more. Teens cost the most to insure at up to $4,300 a year.

Average premium for full coverage: $1,084

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $652
• Using higher $1,000 deductibles will save approximately $104 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,084
• Selecting pricier low deductibles for physical damage coverage costs an extra $192 a year
• Drivers with serious driving violations could pay up to $2,330
• Policy cost to insure a teen driver for full coverage can cost as much as $4,300 or more

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,300 to $1,800 extra every year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can be anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance requires being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Take the time to comparison shop at every other renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a review of the concepts that were touched on in the above illustrations.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,250 more annually than a safer driver
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $358 each month if the policy includes full coverage
• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date