Suzuki Kizashi Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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Average insurance prices for a Suzuki Kizashi are $1,044 every 12 months with full coverage. Comprehensive insurance costs an estimated $176, collision insurance costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,246 or more. Teen drivers receive the highest rates at up to $4,174 a year.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

Comprehensive $176
Collision $236
Liability $474

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Kizashi models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $522 for the bare minimum liability coverage to the much higher price of $2,246 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Suzuki Kizashi insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $632
  • Drivers who choose higher $1,000 deductibles will pay approximately $94 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,044
  • Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $178 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $2,246
  • The cost to insure a 16-year-old driver for full coverage can cost as much as $4,174 a year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing Suzuki Kizashi insurance prices range from $632 to $4,174 for full coverage

Car insurance rates for a Suzuki Kizashi can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $280 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,200 to $1,800 extra per year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can cost from 43% to 128% more than average. View High Risk Driver Rates

Where you live makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,410 on average in New York, Michigan, and Florida.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $176 $236 $474 $1,044
2010 Suzuki Kizashi $166 $214 $474 $1,012

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Suzuki Kizashi Insurance

Saving money on insurance for a Suzuki Kizashi not only requires having a good driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a summary of the ideas that were covered in the charts and tables above.

  • Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $348 per month if the policy includes full coverage
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,200 more annually to buy Suzuki Kizashi insurance
  • Increasing deductibles could save as much as $275 each year
  • You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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