Toyota C-Hr Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Toyota C-Hr are $1,022 every 12 months with full coverage. Comprehensive costs an estimated $216, collision insurance costs $404, and liability costs around $292. A policy with only liability insurance costs as low as $336 a year, and a high-risk policy costs around $2,206. Teen drivers pay the most at up to $3,778 a year.
Average premium for full coverage: $1,022
Premium estimates broken down by type of coverage:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different C-Hr trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Toyota C-Hr range from the cheapest price of $336 for basic liability insurance to a much higher rate of $2,206 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than larger metro areas. The price range example below illustrates how geographic area affects insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.
- The lowest rate with discounts is $583
- Using higher $1,000 deductibles will save approximately $140 annually
- The average price for a 40-year-old good driver who has $500 deductibles is $1,022
- Choosing more expensive low deductibles for physical damage coverage increases the price to $1,294
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,206
- An auto insurance policy to insure a 16-year-old driver with full coverage can cost as much as $3,778 or more
Car insurance prices for a Toyota C-Hr also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.
Choosing high deductibles could cut prices by as much as $420 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $263 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be from 45% to 131% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $922 | -$100 | -9.8% |
| Alaska | $782 | -$240 | -23.5% |
| Arizona | $848 | -$174 | -17.0% |
| Arkansas | $1,022 | -$0 | 0.0% |
| California | $1,162 | $140 | 13.7% |
| Colorado | $974 | -$48 | -4.7% |
| Connecticut | $1,048 | $26 | 2.5% |
| Delaware | $1,154 | $132 | 12.9% |
| Florida | $1,272 | $250 | 24.5% |
| Georgia | $944 | -$78 | -7.6% |
| Hawaii | $734 | -$288 | -28.2% |
| Idaho | $692 | -$330 | -32.3% |
| Illinois | $760 | -$262 | -25.6% |
| Indiana | $768 | -$254 | -24.9% |
| Iowa | $690 | -$332 | -32.5% |
| Kansas | $970 | -$52 | -5.1% |
| Kentucky | $1,390 | $368 | 36.0% |
| Louisiana | $1,510 | $488 | 47.7% |
| Maine | $628 | -$394 | -38.6% |
| Maryland | $842 | -$180 | -17.6% |
| Massachusetts | $814 | -$208 | -20.4% |
| Michigan | $1,774 | $752 | 73.6% |
| Minnesota | $854 | -$168 | -16.4% |
| Mississippi | $1,224 | $202 | 19.8% |
| Missouri | $904 | -$118 | -11.5% |
| Montana | $1,098 | $76 | 7.4% |
| Nebraska | $804 | -$218 | -21.3% |
| Nevada | $1,224 | $202 | 19.8% |
| New Hampshire | $738 | -$284 | -27.8% |
| New Jersey | $1,140 | $118 | 11.5% |
| New Mexico | $902 | -$120 | -11.7% |
| New York | $1,076 | $54 | 5.3% |
| North Carolina | $586 | -$436 | -42.7% |
| North Dakota | $834 | -$188 | -18.4% |
| Ohio | $704 | -$318 | -31.1% |
| Oklahoma | $1,046 | $24 | 2.3% |
| Oregon | $938 | -$84 | -8.2% |
| Pennsylvania | $974 | -$48 | -4.7% |
| Rhode Island | $1,360 | $338 | 33.1% |
| South Carolina | $924 | -$98 | -9.6% |
| South Dakota | $860 | -$162 | -15.9% |
| Tennessee | $894 | -$128 | -12.5% |
| Texas | $1,230 | $208 | 20.4% |
| Utah | $756 | -$266 | -26.0% |
| Vermont | $698 | -$324 | -31.7% |
| Virginia | $612 | -$410 | -40.1% |
| Washington | $788 | -$234 | -22.9% |
| West Virginia | $938 | -$84 | -8.2% |
| Wisconsin | $706 | -$316 | -30.9% |
| Wyoming | $908 | -$114 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota C-Hr | $266 | $470 | $246 | $1,092 |
| 2023 Toyota C-Hr | $254 | $452 | $258 | $1,074 |
| 2022 Toyota C-Hr | $244 | $448 | $264 | $1,066 |
| 2021 Toyota C-Hr | $236 | $436 | $274 | $1,056 |
| 2020 Toyota C-Hr | $228 | $418 | $284 | $1,040 |
| 2019 Toyota C-Hr | $216 | $404 | $292 | $1,022 |
| 2018 Toyota C-Hr | $206 | $374 | $298 | $988 |
Rates are averaged for all Toyota C-Hr models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Toyota C-Hr Insurance
Finding better rates on insurance for a Toyota C-Hr requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest the time to compare rates every year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.
The points below are a brief recap of the coverage data presented in the illustrations above.
- You may be able to save approximately $120 per year just by shopping early and online
- Increasing policy deductibles could save as much as $400 each year
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $315 per month if the policy includes full coverage
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,180 more annually to insure a Toyota C-Hr
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,778 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,022 |
| 50 | $934 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,294 |
| $250 | $1,166 |
| $500 | $1,022 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,022 |
| 50/100 | $1,080 |
| 100/300 | $1,153 |
| 250/500 | $1,343 |
| 100 CSL | $1,110 |
| 300 CSL | $1,270 |
| 500 CSL | $1,387 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,402 |
| 20 | $3,744 |
| 30 | $2,256 |
| 40 | $2,206 |
| 50 | $2,106 |
| 60 | $2,088 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $54 |
| Homeowner | $15 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $48 |
| Advance Quote | $51 |
| Online Quote | $73 |
| Total Discounts | $439 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
