Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $988 a year for full coverage. Comprehensive costs approximately $206, collision insurance costs $374, and liability coverage is $298. Liability-only coverage costs around $340 a year, and high-risk coverage costs around $2,136. Teens cost the most to insure at up to $3,678 a year.

Average premium for full coverage: $988

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $567
• Raising to $1,000 deductibles will save $130 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $988
• Selecting more expensive low deductibles will increase the cost to $1,246
• Unlucky drivers with serious driving violations could pay around $2,136
• Policy cost for full coverage for a teenage driver with full coverage can cost $3,678

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on your risk profile, the trim level of your C-Hr, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find rates as low as $650 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,410 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $268 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,200 to $1,600 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Toyota C-Hr Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the coverage data touched on in the above illustrations.

• Drivers can save around $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $400 each year
• Youthful drivers are the costliest to insure, costing up to $307 each month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may pay on average $1,150 more per year than a low-risk driver