Toyota Celica Insurance Rates

The Toyota Celica is a sports car that was discontinued in 2006. Many factors impact your Toyota Celica insurance rates, like your age, driving history, and even the age of your car model. For example, the 2000 Toyota Celica insurance rates will be lower than the rates for a Toyota Celica 2006 model. 

Read through our guide to better understand how your car insurance rates are calculated. We’ll also review some car insurance basics, like what is comprehensive coverage on a car insurance policy, and should you invest in this extra coverage to protect your classic Toyota Celica GT? 

If you found a Toyota Celica for sale, make sure you’re not paying too much for car insurance. Simply enter your five-digit ZIP code into our FREE quote tool above to start comparing great Toyota insurance costs.

Toyota Celica Insurance Rates

Shopping for auto insurance through online rate quotes saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to get rates from all providers so you can get the lowest priced insurance.

Comparing auto insurance rates direct online can be a challenge if you are a beginner to online quoting. But relax because it's actually quite easy. Lowering your Toyota Celica insurance cost can be surprisingly simple. Just take a few minutes getting comparison quotes online from several insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums paid to insure a Toyota Celica can fluctuate considerably and are calculated by many factors. Some of these factors include:

• Tickets increase premiums
• Credit rating impacts rates
• Male drivers pay higher rates
• Low deductibles cost more
• Safety rating of your Celica
• Your claim history
• Having continuous coverage saves you money
• Whether you own your home

An additional factor that will help determine Toyota Celica insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the costs to repair may end up costing you less. Although new Celica models may have safety features included like an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors which may give discounted rates.

Auto liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverage protection - another car or object. . , . .

Comprehensive coverage (or Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured/Underinsured Motorist (UM/UIM) - Your UM/UIM coverage . , . .

Medical payments and PIP coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Are Toyotas more expensive to insure? As you’ve learned from the information above, many factors besides car brand impact your overall premiums. Your age, driving record, and where you live also affect your insurance costs. 

Similarly, if you own a classic Toyota Celica 1977 model but do not drive it as your primary car, you can potentially purchase a classic car insurance policy. Classic car insurance will have very different rates and coverage options than what you’d need for a Toyota Celica 2000 model that is driven daily.

The best way to ensure you’re getting the most affordable car insurance price for your Toyota Celica is by comparing rates from multiple different companies. Start right now for FREE by entering your five-digit ZIP code into our quote tool below. 

What are the safety ratings for the Toyota Celica?

Understanding the Toyota Celica safety ratings can help you see what car insurance discounts you might qualify for. Poor ratings can also help explain why your rates might be higher than average. 

Check out the safety ratings for the 2005 Toyota Celica below. 

• Front driver-side: 4 stars
• Front passenger-side: 4 stars 
• Driver-side barrier: 3 stars
• Rollover star rating: 5 stars

A five-star rating is the highest possible score given by the National Highway Traffic Safety Administration. Overall, these results are average. While it will not cause your insurance premiums to increase dramatically, you also will not see any substantial savings. 

Even though the Toyota Celica was discontinued after 2006, this vehicle is still relatively affordable to fix and maintain. Fortunately, this helps keep your insurance rates low.

Why was Toyota Celica discontinued? Sales started to slump for this sports car, leading to the decision to discontinue the vehicle. Will Toyota bring back the Celica? While some fans of the classic car are pushing for the return of this vehicle, so far there are no plans to bring it back. 

Toyota Celica Compared Against other Vehicles in the Same Class

Comparing the Toyota Celica to similar vehicles can help you save money, especially if it has better insurance loss ratios than other cars in the same class. 

Is the Toyota Celica a sports car? While many consider the Celica to be a sports car, officially, the Insurance Institute for Highway Safety classifies it as simply a small car. 

See similar small cars in the list below.

• MINI Cooper
• Pontiac Sunfire
• Volkswagen Golf

Unfortunately, the injury and collision loss ratios for this sports car are substantially worse than average at 153 and 179 percent. These numbers will not help your car insurance rates.

You are now an expert on securing affordable Toyota Celica insurance rates. Is the Toyota Celica a good car for you? If so, make sure you’re getting the best insurance premiums. 

Enter your five-digit ZIP code into our FREE quote tool to find out what is the cheapest insurance company for you and your Toyota Celica.