Toyota Crown Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Toyota Crown are $1,574 annually for full coverage insurance. Comprehensive insurance costs around $404, collision insurance costs $718, and liability insurance costs $316. A policy with just liability insurance costs as little as $376 a year, and coverage for high-risk drivers costs $3,396 or more. Teenage drivers pay the highest rates at up to $5,550 a year.
Average premium for full coverage: $1,574
Price estimates for individual coverage:
These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Crown models.
Price Range from Low to High
For the normal driver, Toyota Crown insurance prices range from as cheap as $376 for basic liability insurance to the much higher price of $3,396 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.
The ranges above illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Toyota Crown insurance rates for additional coverage choices and driver risks.
- The best discount rate is $885
- Drivers who choose higher $1,000 deductibles will pay about $256 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,574
- Using pricier low deductibles for comprehensive and collision insurance costs an additional $496 a year
- High risk drivers who are prone to accidents and violations could pay at least $3,396
- The price with full coverage for a teen driver for full coverage can be $5,550 a year
Insurance prices for a Toyota Crown are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,500 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,800 to $2,500 extra each year, depending on your age. Toyota Crown insurance for high-risk drivers can cost anywhere from 45% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $760 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Toyota Crown insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,120 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,422 | -$152 | -9.7% |
| Alaska | $1,206 | -$368 | -23.4% |
| Arizona | $1,306 | -$268 | -17.0% |
| Arkansas | $1,574 | -$0 | 0.0% |
| California | $1,794 | $220 | 14.0% |
| Colorado | $1,502 | -$72 | -4.6% |
| Connecticut | $1,616 | $42 | 2.7% |
| Delaware | $1,778 | $204 | 13.0% |
| Florida | $1,966 | $392 | 24.9% |
| Georgia | $1,454 | -$120 | -7.6% |
| Hawaii | $1,132 | -$442 | -28.1% |
| Idaho | $1,066 | -$508 | -32.3% |
| Illinois | $1,172 | -$402 | -25.5% |
| Indiana | $1,186 | -$388 | -24.7% |
| Iowa | $1,062 | -$512 | -32.5% |
| Kansas | $1,494 | -$80 | -5.1% |
| Kentucky | $2,146 | $572 | 36.3% |
| Louisiana | $2,330 | $756 | 48.0% |
| Maine | $974 | -$600 | -38.1% |
| Maryland | $1,300 | -$274 | -17.4% |
| Massachusetts | $1,254 | -$320 | -20.3% |
| Michigan | $2,734 | $1,160 | 73.7% |
| Minnesota | $1,318 | -$256 | -16.3% |
| Mississippi | $1,886 | $312 | 19.8% |
| Missouri | $1,396 | -$178 | -11.3% |
| Montana | $1,690 | $116 | 7.4% |
| Nebraska | $1,240 | -$334 | -21.2% |
| Nevada | $1,888 | $314 | 19.9% |
| New Hampshire | $1,134 | -$440 | -28.0% |
| New Jersey | $1,760 | $186 | 11.8% |
| New Mexico | $1,392 | -$182 | -11.6% |
| New York | $1,658 | $84 | 5.3% |
| North Carolina | $906 | -$668 | -42.4% |
| North Dakota | $1,290 | -$284 | -18.0% |
| Ohio | $1,084 | -$490 | -31.1% |
| Oklahoma | $1,614 | $40 | 2.5% |
| Oregon | $1,442 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$72 | -4.6% |
| Rhode Island | $2,098 | $524 | 33.3% |
| South Carolina | $1,426 | -$148 | -9.4% |
| South Dakota | $1,328 | -$246 | -15.6% |
| Tennessee | $1,376 | -$198 | -12.6% |
| Texas | $1,898 | $324 | 20.6% |
| Utah | $1,164 | -$410 | -26.0% |
| Vermont | $1,076 | -$498 | -31.6% |
| Virginia | $942 | -$632 | -40.2% |
| Washington | $1,214 | -$360 | -22.9% |
| West Virginia | $1,442 | -$132 | -8.4% |
| Wisconsin | $1,090 | -$484 | -30.7% |
| Wyoming | $1,402 | -$172 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $404 | $718 | $316 | $1,574 |
| 2023 Toyota Crown | $384 | $690 | $332 | $1,542 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Toyota Crown Insurance
Getting lower rates on Toyota Crown insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a brief summary of the data presented in the illustrations above.
- Drivers who may need higher levels of liability will pay an extra $350 annually to go from a low limit to higher 250/500 limits
- It is possible to save up to $200 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save up to $750 each year
- Teenage drivers pay higher prices, as much as $463 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,550 |
| 20 | $3,610 |
| 30 | $1,666 |
| 40 | $1,574 |
| 50 | $1,432 |
| 60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,070 |
| $250 | $1,840 |
| $500 | $1,574 |
| $1,000 | $1,318 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,574 |
| 50/100 | $1,637 |
| 100/300 | $1,716 |
| 250/500 | $1,922 |
| 100 CSL | $1,669 |
| 300 CSL | $1,843 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,982 |
| 20 | $5,738 |
| 30 | $3,496 |
| 40 | $3,396 |
| 50 | $3,232 |
| 60 | $3,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $80 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $103 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $689 |
Discounts are estimated and may not be available from every company or in every state.
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