Toyota Crown Insurance Rates

U.S. average insurance rates for a Toyota Crown are $1,542 a year with full coverage. Comprehensive costs around $384 a year, collision insurance costs $690, and liability costs $332. Liability-only coverage costs as little as $388 a year, and high-risk coverage costs around $3,332. Teenage drivers pay the highest rates at up to $5,482 a year.

Average premium for full coverage: $1,542

Price estimates for individual coverage:

Full coverage includes $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Crown trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota Crown insurance rates for additional coverage choices and driver risks.

• The best discount rate is $868
• Drivers who choose higher $1,000 deductibles will pay about $1,298 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,542
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,018
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,332
• The price that insures a teen driver can be $5,482 a year

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Auto insurance prices for a Toyota Crown are also quite variable based on the trim level of your Crown, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,800 to $2,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,400 a year. View Rates by Age

The state you live in makes a big difference in Toyota Crown insurance prices. A 40-year-old driver could pay as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,080 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles could save up to $720 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Toyota Crown Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following is a summary of the data that was touched on above.

• You may be able to save up to $190 per year just by quoting early and online
• Policyholders who may need higher liability limits will pay an extra $370 every year to go from a low limit to the 250/500 level
• Teens are expensive to insure, costing up to $457 a month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,790 more every year for Crown insurance