Toyota Crown Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Toyota Crown are $1,574 a year with full coverage. Comprehensive costs on average $404, collision costs $718, and liability insurance is $316. Liability-only coverage costs around $376 a year, with high-risk coverage costing around $3,396. Teens pay the highest rates at $5,550 a year or more.
Average premium for full coverage: $1,574
Price estimates by individual coverage:
Prices include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Crown trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Toyota Crown insurance prices go from the low end price of $376 for just liability coverage to a much higher rate of $3,396 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects car insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Toyota Crown insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $885
- Raising to $1,000 deductibles will save around $256 annually
- The estimated price for the average middle-age driver with $500 deductibles is $1,574
- Selecting more expensive low deductibles bumps up the cost to $2,070
- Higher-risk drivers with serious driving violations could pay upwards of $3,396 or more
- The price that insures a teen driver with full coverage may cost $5,550
Auto insurance prices for a Toyota Crown are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 45% to 128% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,500 a year. View Rates by Age
The state you live in also has a big influence on Toyota Crown insurance rates. A middle-age driver might find prices as low as $1,130 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,120 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,422 | -$152 | -9.7% |
| Alaska | $1,206 | -$368 | -23.4% |
| Arizona | $1,306 | -$268 | -17.0% |
| Arkansas | $1,574 | -$0 | 0.0% |
| California | $1,794 | $220 | 14.0% |
| Colorado | $1,502 | -$72 | -4.6% |
| Connecticut | $1,616 | $42 | 2.7% |
| Delaware | $1,778 | $204 | 13.0% |
| Florida | $1,966 | $392 | 24.9% |
| Georgia | $1,454 | -$120 | -7.6% |
| Hawaii | $1,132 | -$442 | -28.1% |
| Idaho | $1,066 | -$508 | -32.3% |
| Illinois | $1,172 | -$402 | -25.5% |
| Indiana | $1,186 | -$388 | -24.7% |
| Iowa | $1,062 | -$512 | -32.5% |
| Kansas | $1,494 | -$80 | -5.1% |
| Kentucky | $2,146 | $572 | 36.3% |
| Louisiana | $2,330 | $756 | 48.0% |
| Maine | $974 | -$600 | -38.1% |
| Maryland | $1,300 | -$274 | -17.4% |
| Massachusetts | $1,254 | -$320 | -20.3% |
| Michigan | $2,734 | $1,160 | 73.7% |
| Minnesota | $1,318 | -$256 | -16.3% |
| Mississippi | $1,886 | $312 | 19.8% |
| Missouri | $1,396 | -$178 | -11.3% |
| Montana | $1,690 | $116 | 7.4% |
| Nebraska | $1,240 | -$334 | -21.2% |
| Nevada | $1,888 | $314 | 19.9% |
| New Hampshire | $1,134 | -$440 | -28.0% |
| New Jersey | $1,760 | $186 | 11.8% |
| New Mexico | $1,392 | -$182 | -11.6% |
| New York | $1,658 | $84 | 5.3% |
| North Carolina | $906 | -$668 | -42.4% |
| North Dakota | $1,290 | -$284 | -18.0% |
| Ohio | $1,084 | -$490 | -31.1% |
| Oklahoma | $1,614 | $40 | 2.5% |
| Oregon | $1,442 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$72 | -4.6% |
| Rhode Island | $2,098 | $524 | 33.3% |
| South Carolina | $1,426 | -$148 | -9.4% |
| South Dakota | $1,328 | -$246 | -15.6% |
| Tennessee | $1,376 | -$198 | -12.6% |
| Texas | $1,898 | $324 | 20.6% |
| Utah | $1,164 | -$410 | -26.0% |
| Vermont | $1,076 | -$498 | -31.6% |
| Virginia | $942 | -$632 | -40.2% |
| Washington | $1,214 | -$360 | -22.9% |
| West Virginia | $1,442 | -$132 | -8.4% |
| Wisconsin | $1,090 | -$484 | -30.7% |
| Wyoming | $1,402 | -$172 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $760 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $285 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $404 | $718 | $316 | $1,574 |
| 2023 Toyota Crown | $384 | $690 | $332 | $1,542 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Toyota Crown Insurance
Getting lower rates on Toyota Crown insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates once a year by getting quotes from direct companies, and also from several local insurance agents.
Below is a quick rundown of the data that was raised in the charts and tables above.
- You may be able to save as much as $200 per year simply by shopping early and online
- Drivers who require higher levels of liability will pay approximately $350 every year to raise from a low limit to the 250/500 level
- Teenage drivers are charged the highest prices, costing up to $463 a month if the policy includes full coverage
- High-risk drivers with reckless driving or DUI convictions pay on average $1,820 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,550 |
| 20 | $3,610 |
| 30 | $1,666 |
| 40 | $1,574 |
| 50 | $1,432 |
| 60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,070 |
| $250 | $1,840 |
| $500 | $1,574 |
| $1,000 | $1,318 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,574 |
| 50/100 | $1,637 |
| 100/300 | $1,716 |
| 250/500 | $1,922 |
| 100 CSL | $1,669 |
| 300 CSL | $1,843 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,982 |
| 20 | $5,738 |
| 30 | $3,496 |
| 40 | $3,396 |
| 50 | $3,232 |
| 60 | $3,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $80 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $103 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $689 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
