Toyota Crown Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Toyota Crown are $1,574 a year for full coverage insurance. Comprehensive insurance costs on average $404 a year, collision insurance costs $718, and liability is $316. Liability-only coverage costs around $376 a year, and high-risk coverage costs $3,396 or more. Teens pay the most at up to $5,550 a year.
Average premium for full coverage: $1,574
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Crown trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Toyota Crown range from as low as $376 for just liability insurance to a high of $3,396 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.
These rate differences illustrate why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Toyota Crown insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $885
- Raising to $1,000 deductibles will save around $1,318 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,574
- Selecting low $100 deductibles will cost an extra $496 annually
- Drivers with serious driving violations could pay upwards of $3,396
- An auto insurance policy for full coverage for a 16-year-old driver may cost $5,550
Insurance prices for a Toyota Crown also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
Older drivers with a clean driving record and high deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age
Where you choose to live also has a big influence on Toyota Crown insurance prices. A middle-age driver might find prices as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,120 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,422 | -$152 | -9.7% |
| Alaska | $1,206 | -$368 | -23.4% |
| Arizona | $1,306 | -$268 | -17.0% |
| Arkansas | $1,574 | -$0 | 0.0% |
| California | $1,794 | $220 | 14.0% |
| Colorado | $1,502 | -$72 | -4.6% |
| Connecticut | $1,616 | $42 | 2.7% |
| Delaware | $1,778 | $204 | 13.0% |
| Florida | $1,966 | $392 | 24.9% |
| Georgia | $1,454 | -$120 | -7.6% |
| Hawaii | $1,132 | -$442 | -28.1% |
| Idaho | $1,066 | -$508 | -32.3% |
| Illinois | $1,172 | -$402 | -25.5% |
| Indiana | $1,186 | -$388 | -24.7% |
| Iowa | $1,062 | -$512 | -32.5% |
| Kansas | $1,494 | -$80 | -5.1% |
| Kentucky | $2,146 | $572 | 36.3% |
| Louisiana | $2,330 | $756 | 48.0% |
| Maine | $974 | -$600 | -38.1% |
| Maryland | $1,300 | -$274 | -17.4% |
| Massachusetts | $1,254 | -$320 | -20.3% |
| Michigan | $2,734 | $1,160 | 73.7% |
| Minnesota | $1,318 | -$256 | -16.3% |
| Mississippi | $1,886 | $312 | 19.8% |
| Missouri | $1,396 | -$178 | -11.3% |
| Montana | $1,690 | $116 | 7.4% |
| Nebraska | $1,240 | -$334 | -21.2% |
| Nevada | $1,888 | $314 | 19.9% |
| New Hampshire | $1,134 | -$440 | -28.0% |
| New Jersey | $1,760 | $186 | 11.8% |
| New Mexico | $1,392 | -$182 | -11.6% |
| New York | $1,658 | $84 | 5.3% |
| North Carolina | $906 | -$668 | -42.4% |
| North Dakota | $1,290 | -$284 | -18.0% |
| Ohio | $1,084 | -$490 | -31.1% |
| Oklahoma | $1,614 | $40 | 2.5% |
| Oregon | $1,442 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$72 | -4.6% |
| Rhode Island | $2,098 | $524 | 33.3% |
| South Carolina | $1,426 | -$148 | -9.4% |
| South Dakota | $1,328 | -$246 | -15.6% |
| Tennessee | $1,376 | -$198 | -12.6% |
| Texas | $1,898 | $324 | 20.6% |
| Utah | $1,164 | -$410 | -26.0% |
| Vermont | $1,076 | -$498 | -31.6% |
| Virginia | $942 | -$632 | -40.2% |
| Washington | $1,214 | -$360 | -22.9% |
| West Virginia | $1,442 | -$132 | -8.4% |
| Wisconsin | $1,090 | -$484 | -30.7% |
| Wyoming | $1,402 | -$172 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $760 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $285 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,800 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 128% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $404 | $718 | $316 | $1,574 |
| 2023 Toyota Crown | $384 | $690 | $332 | $1,542 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Toyota Crown Insurance
Finding better rates on insurance for a Toyota Crown consists of having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Make time to compare rates at every other renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The following items are a quick rundown of the concepts that were touched on in this article.
- Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,820 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers pay the highest prices, with premiums being up to $463 per month for full coverage
- It is possible to save as much as $200 per year just by quoting early and online
- Increasing policy deductibles can save around $750 each year
- It is possible to save as much as $200 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,550 |
| 20 | $3,610 |
| 30 | $1,666 |
| 40 | $1,574 |
| 50 | $1,432 |
| 60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,070 |
| $250 | $1,840 |
| $500 | $1,574 |
| $1,000 | $1,318 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,574 |
| 50/100 | $1,637 |
| 100/300 | $1,716 |
| 250/500 | $1,922 |
| 100 CSL | $1,669 |
| 300 CSL | $1,843 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,982 |
| 20 | $5,738 |
| 30 | $3,496 |
| 40 | $3,396 |
| 50 | $3,232 |
| 60 | $3,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $80 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $103 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $689 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
