Toyota Crown Insurance Rates

The average insurance prices for a Toyota Crown are $1,542 every 12 months with full coverage. Comprehensive costs around $384, collision insurance costs $690, and liability insurance costs around $332. A liability-only policy costs as low as $388 a year, and high-risk insurance costs around $3,332. Teen drivers cost the most to insure at up to $5,482 a year.

Average premium for full coverage: $1,542

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Crown trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Crown insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $868
• Using higher $1,000 deductibles will save about $244 annually
• The average price for a good driver age 40 using $500 deductibles is $1,542
• Choosing more expensive low deductibles for physical damage coverage increases the price to $2,018
• Drivers with multiple violations and an at-fault accident could pay at least $3,332
• Policy cost to insure a teen driver with full coverage can be $5,482 or more

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Car insurance rates for a Toyota Crown also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $720 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 130% more than average. View High Risk Driver Rates

Your home state has a huge impact on Toyota Crown insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,080 on average in Florida, Michigan, and New York.

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How to Shop for More Affordable Toyota Crown Insurance

Finding cheaper rates on Toyota Crown insurance requires being a good driver, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least once a year by requesting quotes from direct companies, and also from several local insurance agents.

The following list is a summary of the primary concepts that were covered above.

• You may be able to save up to $190 per year just by shopping early and online
• High-risk drivers who have multiple accidents or major violations pay on average $1,790 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $725 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $457 each month if the policy includes full coverage